Africa Untangled

First Principles: How Africa Rebuilds Featuring Robert Kirubi

Talo Africa Season 1 Episode 2

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0:00 | 28:35

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Guest: Robert Kirubi, Former DHL Vice President (EMEA & Global Programmes)

Most people who leave Africa for 40 years don't come back. Robert Karubi did - Robert Karubi spent 31 years building global supply chains at DHL. Then in December 2024, he came home to Kenya and discovered he didn't actually know what money was.

Robert explains why most Africans never learn what money fundamentally does, only how to earn, save, and invest it. He breaks down why your 8% savings account return is silently eroding your wealth, why Bitcoin isn't an investment (it's a store of value), and why boda boda riders in Kibera already understand something our central banks have forgotten.

But the deeper conversation is about systems. After 31 years watching global corporations navigate change, Robert identifies the real reason African digital transformation fails: governance structures can't adapt as fast as technology accelerates. It's not about importing Western solutions faster. It's about having the courage to build African ones.

This is an episode about rebuilding from first principles—both personal and systemic. It’s for anyone asking: What needs to actually change? What are we getting wrong? And who gets to decide what Africa becomes?

Key topics: Momentary systems, Bitcoin, Digital Transformation, Governance, Reverse Migration, Financial Sovereignty, Corporate Values, Systems Thinking

Credits
Host:

  • Suban Nur

Producer:

  • James Njoroge

Executive Producers:

  • Harry Hare
  • Agutu Dan
Suban

Hi Robert.

SPEAKER_02

Hi Steven.

Suban

Thank you for joining us.

SPEAKER_02

Thank you. Thanks for having me.

Suban

When systems break, is it usually the technology that isn't working? Is it the leadership?

SPEAKER_02

You missed out governance and that.

Suban

Can you explain Bitcoin to me?

SPEAKER_02

You're not studying from the future to fund the present. Sitting alone in my apartment. I ignored Bitcoin in 2013. I ignored it in 2017. Like everything starts with one person, um, and that one person gets to really understand it and then tells the next person next to them and like a network it spreads. Obviously, we born quite a few years ago. We're not going to go into the number of years there.

Suban

You were telling me that you went to visit Gibera the other day.

SPEAKER_02

Taking some initiatives on different things as a community in terms of how they can better themselves economically all through our lives, school, university, wherever it might be, we learn about how to make money, how to save money, how to invest money. Never actually learn what is money.

Introduction

Suban

Hi Robert.

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SPEAKER_02

Hi, Suban.

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Suban

Thank you for joining us.

SPEAKER_02

Thank you. Thanks for having

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SPEAKER_02

me.

Suban

Very welcome. Before we um get into systems and digital infrastructures, we want to know who Robert is. Who's Robert Karubi, the human

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Suban

being?

SPEAKER_02

Robert Karubi. Born quite a few years ago. We're

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SPEAKER_02

not going to go into the number of years there. No, we're not going to do that. Um,

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SPEAKER_02

went to nursery through to secondary in Kenya,

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SPEAKER_02

moved to the US for my university in Boston, at Northeastern University, uh back in uh 86. Um, graduated with a business and master's of business. Uh, and then lived in the US for 10 years. Uh, met my now ex-uh wife uh in Boston, had my firstborn, was born there in Boston, um, and then uh moved to Europe on the back of a job with uh a global corporation, um, where I stayed for 31 years working in Europe, based in Europe. Um, and uh yeah, I've just moved back to Nairobi, Kenya uh as of December last year, and I'm looking forward to this next phase of my uh of my life.

What is Bitcoin?

Suban

So you said um you are very active online, um especially on on X. And um I really want to dig into Bitcoin. For someone who doesn't understand what Bitcoin is, can you explain Bitcoin to me or to

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Suban

the viewers?

SPEAKER_02

Um

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SPEAKER_02

Bitcoin is it's just a technology that unlocks opportunities for people to um save their value, their time, and energy in a form that helps them grow.

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SPEAKER_02

Okay Grow in

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SPEAKER_02

You're not stealing from the present You're not stealing from the future to fund the present.

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Suban

I would like you to break

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Suban

that down for me.

SPEAKER_02

Um it's a technology that allows you to save

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SPEAKER_02

your earnings in a better way, better form than we currently have today.

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Suban

Okay. But I so I currently save and I have a saving account. I go in, I put my money in my saving account. I can look at it every day. I know the interest, I know it's safe. Why would I

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Suban

why would I move from my traditional way of saving that I've been thought and based on to I think the the question comes down to understanding what money

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Suban

is all through our lives, school, university, wherever it might be, we learn about um

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Suban

how to make money,

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Suban

how to save money, how to invest money.

SPEAKER_02

We never actually learn what is money

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SPEAKER_02

and what is it supposed to actually do. Yeah. And in my eyes, so the three criteria's three criteria, there's about eight or nine of them,

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SPEAKER_02

but three, which everyone understands. Yeah. Unit of account. So this cup of coffee costs 25

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SPEAKER_02

shillings unit of account. If I want to buy this cup of coffee for 25 shillings, I need to give somebody uh notes that

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SPEAKER_02

say 25 shillings, medium of exchange. The one that we tend to walk past is that money is supposed

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SPEAKER_02

to be a store of value. Okay. So that 25 shillings today should buy you that same cup of coffee five years from now, two years from now. You know that, as well as anybody else knowing that you're gonna spend

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SPEAKER_02

35 shillings next year to buy the same

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SPEAKER_02

cup of coffee.

Suban

Cost of living goes up, too.

SPEAKER_02

But that's a function of money, store of

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SPEAKER_02

value. Bitcoin is what compounds your purchasing power over

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SPEAKER_02

time.

Suban

Okay.

SPEAKER_02

So when you're investing and you're getting your nice eight percent interest, is that eight percent interest keeping up with the debasement and the devaluation of your shilling? Okay. But we all get excited by the nominal increase. I put a hundred shillings and now it's a hundred and eight shillings, haven't I done

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SPEAKER_02

well? But that 108 shillings still wouldn't buy you that cup of coffee. You'll still need 110 shillings

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SPEAKER_02

to buy that cup of shilling. Bitcoin helps

Bitcoin Regulation

SPEAKER_02

you mitigate

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SPEAKER_02

that.

Suban

Okay. So is it regulated now? Bitcoin? How does the regulation of it

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Suban

work?

SPEAKER_02

How um regulation comes at the point of entry

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SPEAKER_02

and exit into the system. So exchanges or banks or whatever, wherever you're gonna go buy or exchange back into shillings, that's where the regulation happens. Um Bitcoin is just Bitcoin now.

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Suban

Okay. Um so there's a whole new bill of law that's just been passed in Kenya. VASP, virtual assets

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Suban

service providers.

SPEAKER_02

That's

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SPEAKER_02

what I mean by the entry and exit points.

Suban

So does that harm you, Bitcoiners? What does that do for Bitcoin is?

SPEAKER_02

Does

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SPEAKER_02

it actually give clarity to people in terms of um it takes away the mystique of buying and selling Bitcoin? Yeah. Regulated providers who will exchange your Kenya shillings for Bitcoin, or exchange your Bitcoin for Kenya shillings. You now know that they're regulated. So there's clarity around that one, which is good for the industry. Um but that's it, yeah. That you're no longer working under the covers of darkness, or you're not uh being seen as uh uh anti-money laundering or whatever it might be. Bitcoin is Bitcoin, it's there. It's uh it's a neutral bearer asset. Anybody can access it, but now the points of accessing it are regulated, and that's clear, yeah? So that's

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SPEAKER_02

a good thing.

Suban

So do you think um we'll see a lot of companies that start putting bitcoins on the balance sheet in Kenya and Africa? Or is there something that the government is trying to kind of keep us away from?

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SPEAKER_02

I don't think they're trying to keep anybody away from it. Um I think just as you've asked me questions about well, what is it, et cetera, I think there's still a long way to go before companies feel comfortable

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SPEAKER_02

in Kenya. No, let me let me say that in Africa, feel

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SPEAKER_02

comfortable doing something like that until they actually understand what

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SPEAKER_02

the the thing is and how it can serve the purposes of their organization. Uh, but that'll come. Um if you look at there's since 24, 25, there's over 200, 250 global publicly listed corporations that have Bitcoin

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SPEAKER_02

on their balance sheets. It's all

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SPEAKER_02

in the US, but things always roll downhill from there. People start to take notice of that and start asking, or they should start asking the question, why? What what does this mean? Um, but those questions always

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SPEAKER_02

come. It's inevitable. Um and uh and hopefully uh corporations, SMEs in in Kenya will start to really start to figure out what is this thing and how can it really help us? Um

Bitcoin Usage in Kenya

SPEAKER_02

so we'll see.

Suban

Isn't that what they're doing in Kibera right now, the young people?

SPEAKER_02

Are they paying and then purchasing

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SPEAKER_02

they're just using it as what

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SPEAKER_02

it's it's money? Uh so um they accept it as a merchant, you accept it and you keep your money in Bitcoin. Um and if you're a border border rider, you're earning in Bitcoin, and you use that bitcoin within the community to buy your milk, eggs, uh, whatever you're doing at lunchtime, uh, they use it across the

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SPEAKER_02

how big is the community in in Kenya? In terms of Bitcoin?

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SPEAKER_02

Bitcoin, yeah. Stereo, stereo. I don't know everybody. Yeah, but I think there's uh there's a growing community across the country. All

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SPEAKER_02

areas of the country.

Suban

And where are they getting this education from? Is it self-thought?

SPEAKER_02

Is it online or

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SPEAKER_02

uh like everything, it starts with one person. Um, and that one person gets to really understand it and then tells the next person next to them, and like

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SPEAKER_02

a network, it spreads.

COVID Rabbit Hole

Suban

How did it start

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Suban

for you?

SPEAKER_02

Um COVID

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SPEAKER_02

lockdown.

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Suban

Okay.

SPEAKER_02

Uh sitting alone in my apartment. Um I ignored Bitcoin in 2013, I ignored it in 2017,

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SPEAKER_02

um, but then 2020 came across, and all of a sudden everything was shut down, and I had nowhere else to go, and I wasn't busy on a plane flying, meeting customers, whatever

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SPEAKER_02

it was. I had time on my hands, and uh yeah, just something came across my timeline on X. I clicked on a link and I started

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SPEAKER_02

to read.

Suban

Was it going through a rabbit hole?

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SPEAKER_02

A complete rabbit hole.

Suban

Okay. Talk to me

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Suban

about that.

SPEAKER_02

Well, the rabbit hole is um learning how things actually work. Again, what is money?

SPEAKER_00

Yeah.

SPEAKER_02

And yeah, what is money and how's it supposed to be? And then you understand, you go down the rabbit of well, how does a current system work? How does current fiat system work? And why does it work this way? And what are the issues or good things, and there are good things about fiat. Um, what are those things? But you really have to start at what is money? And then you start to see everything else from that

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SPEAKER_02

perspective.

Suban

How long did it take you to

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Suban

get there?

SPEAKER_02

I'm

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SPEAKER_02

still going through it.

Suban

You're still going through it? Is it easier

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Suban

now?

SPEAKER_02

Do you Yeah, it's easier now.

Suban

So what do people around you think? Friends, family. Um,

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Suban

no, no.

SPEAKER_02

I mean, a lot of people get

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SPEAKER_02

what I'm saying. Yeah. A lot of people don't

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SPEAKER_02

get what I'm saying. People don't have the time and luxury that I had in lockdown,

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SPEAKER_02

maybe now. Um they're busy.

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Suban

It can't just be

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Suban

busyness.

SPEAKER_02

They're busy.

Suban

Okay.

SPEAKER_02

Um I suddenly like I said, I ignored

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SPEAKER_02

it twice. Yeah. Yeah. Because I was busy. I knew about it, but I just, you know, people are busy. And I understand that going reflecting on my journey, I know what it means. If you go down that rabbit hole, you spend your time in that rabbit hole. And people need to make that decision consciously that I'm going to spend time in this because I can see what this is. I can I want to I want to learn what this is. And that's a step that uh many people come to in their own way. Now, my view is over the next five years with Bitcoin, everybody will everybody will be f I don't want to say forced, will be forced to really understand what is this, because it's what two trillion dollar

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SPEAKER_02

market cap right now.

SPEAKER_00

Yeah.

SPEAKER_02

Over the next five years, that market cap's gonna it'll be a major part of the global economy, and people have to engage with it and understand what is this and how do we

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SPEAKER_02

use it.

Suban

I um I was reading the other day, um, I can't remember what year it was, but there was a time that it completely crashed.

SPEAKER_02

Or it's

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SPEAKER_02

Bitcoin's crashed several times.

Suban

So so let's let's talk about that because if I'm investing my money, right, as a as a normal fiat loving or traditional money saver, when I see that, I panic.

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SPEAKER_02

And that's a natural reaction.

Suban

It's like, oh my god, my money, it's gone. So how how do you tell the young people that want to invest in that that it is valued highly? It goes up and down. But you need to.

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SPEAKER_02

So the lens you've just used, and Bitcoin's over 17 years now, 17 years old now. Uh over that period of time, Bitcoin has crashed 60, 70, 80 percent more than once. And here we are.

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Suban

Where when was the time that you were

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Suban

really scared and it crashed?

SPEAKER_02

I'm scared. I thought once you understand it, it's not an investment.

SPEAKER_00

Yeah.

unknown

Okay. Okay.

SPEAKER_02

And

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SPEAKER_02

again, the point about it is to store my time, energy, and value in something that I know will compound my purchasing power capability going forward. So despite all those crashes.

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Suban

Okay. I think I'll start reading up

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Suban

on it.

SPEAKER_02

It's price

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SPEAKER_02

discovery. Yeah. And it's a natural thing. It's completely it's probably the only free market that there is

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SPEAKER_02

out there. It is still being measured in dollars

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SPEAKER_02

or can it shillings or euros or whatever it might be. Um and P and it's the most liquid asset out there. Tradable, tradable, 24-7, 365. Yeah. So people do put money in because they want to see their shilling go from 100 to

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SPEAKER_02

500. Yeah. But the moment something goes wrong, I'm gonna pull my money out. And it's easy to do that. It's not a stockbroker

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SPEAKER_02

who's open at 9 to 430.

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SPEAKER_02

Yeah. I can do that at any time. So those things will happen. Uh the world's gonna we're gonna have World War III. Let me get my money out. Boom. It'll do this measured in dollars

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SPEAKER_02

or shillings. Yeah. So it's it's just the most liquid thing that you can, and it's easy for things to to move up and down like that. Um But you need to go beyond that layer of the onion to understand that those are those are opportunities to exchange

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SPEAKER_02

more money into Bitcoin. And that'd be but but but to be fair, don't put money in there that you're gonna

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SPEAKER_02

need to pay rent next month.

Suban

Okay. So

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Suban

it's money that you just have to forget about it, keep it in there. Yeah.

SPEAKER_02

You don't buy a house to sell it next month.

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Suban

Well, I've seen I've seen people who've very fine. But nothing.

SPEAKER_02

Was it in New Zealand or something like that? Um it's something you and uh you put something, you buy a house because you want it to be there

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SPEAKER_02

for your children and everything else. And you know, based on the way things work today, it's a hard asset and it's gonna increase in value

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SPEAKER_02

over time.

Suban

Or it can come down.

SPEAKER_02

In Kenya? Would you say that in Kenya? Would you say that's pretty good?

Suban

No, no, I wouldn't, I wouldn't. No.

SPEAKER_02

No. So the next step is that nominal increase in value of your house

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SPEAKER_02

over time, what has Bitcoin done against that? And what's the purchasing power of that, whatever the increase is,

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SPEAKER_02

now versus whenever you bought the house?

Suban

Okay.

SPEAKER_02

That is the point

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SPEAKER_02

of understanding.

Suban

You're you're sending me in a rabbit hole. I will

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Suban

I will start reading off on this. Um

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Suban

You were telling me that you went to visit Kibera the

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Suban

other day.

SPEAKER_02

Yes.

Suban

Can you tell us a bit more about what you went

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Suban

to do there?

SPEAKER_02

Um it's a community that I've been involved with online, primarily, because I was living in Europe, obviously. Um they're taking some initiatives on different things as a community in terms of how they can better themselves economically. Um yes, Impest is there and everything else, but they're still locked out of a lot of aspects of society. Um so I've been talking to people there for a lot for quite a while now. It was an opportunity for me to get to meet people face to face and for them to meet me face to face. They just see my name online or on emails, whatever it might be. But who is, as you asked, who is Robert? So I took the opportunity to go and meet with

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people.

Suban

Okay. So you moved to Europe, join a global corporation. Can you tell us which one?

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SPEAKER_02

Uh DHL.

unknown

DHL. Okay.

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Suban

Tell us a bit about your journey with DHL.

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SPEAKER_02

Um, where do you start? Uh at the time when I first moved from the States to Europe with DHL, when they gave me the opportunity, I looked at it as a chance to move

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SPEAKER_02

back home to Kenya back then.

SPEAKER_00

Okay.

SPEAKER_02

I wasn't quite sure what to expect when I joined them. I hadn't worked in a corporation before. I was doing lots of different jobs in the US at the time, just odds and ends. Um, but I moved to Europe, joined the organization uh just as a business analyst working for some of the commercial

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SPEAKER_02

people. And I found an organization that from a social perspective, from a human perspective, fit my values and everything else. Um I thought I'd get home in about a year's time. I can move from I can move back to Kenya after about a year and that would be okay. Yeah, I managed that 31

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SPEAKER_02

years later.

Suban

Okay. Um so when you say social values, I I want to get into that bit more in details.

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SPEAKER_02

Um life is about people. Um, and if you're happy around the people that are around you, um you're all sort of trying to achieve the same goals and objectives, uh, and you're approaching them in the same way in terms of how you engage with each other and uh and work with each other. I think that's important. Um, as opposed to being selfish, focusing on yourself and doing whatever it is that you

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SPEAKER_02

can to get ahead at the expense of the people around you. That wasn't DHL.

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SPEAKER_00

Okay.

SPEAKER_02

Yeah. So I just found a natural fit for myself and how I am as a person. Um, and I was given I got opportunities. They weren't handed to me. I had to work for them. But once you were given the opportunity and you continue to work well, you

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SPEAKER_02

got more opportunities. And it went from there.

Suban

How was it a young Kenyan coming into this global corporation? How is how did you perceive that and how did people perceive you? And how did the opportunities, how did the doors open for you on that?

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SPEAKER_02

Um yeah, that's maybe a question to ask the people that were around

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SPEAKER_02

me at the time that could give me those answers. But uh, I honestly don't know. Um I've been able uh through my life, just being able to grow and adapt in different environments,

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SPEAKER_02

not just I'm not sure how to put this, just not just being a Kenyan in a Kenyan environment. I've been exposed to lots of different environments and people and cultures um throughout my entire life. Uh and there have been lots of knocks and bruises,

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SPEAKER_02

ups and downs through that process. So by the time I got to DHL, um, it was just part of how I the environment I've just learned how to adapt to those situations. Um so if you go into something and you don't focus on being different or you don't focus on things are different here, you

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SPEAKER_02

just are and you just be a person. I think people take note of that. Of course, doing good work around that as well. Um yeah.

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Suban

But what is good work? That's what I'm trying to get into.

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Suban

Especially for a young African who goes after Europe right now, who wants to set up their life. It's it's different cultures, it's different behaviors, it's different systems and social structures that work.

SPEAKER_02

So what

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SPEAKER_02

always be open. And that means be open to learning, always be learning. I'm still learning today, uh, but always be willing to learn, always be willing to

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ask questions, uh, but also be open to teach people about who you are, where you're from, in your culture

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as well. People curious, and and some of the issues we have across the world of different peoples is that people don't know. So they react

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from a certain perspective. Um always and they don't ask, so be willing to be open and teach, be vulnerable. Difficult thing to do, but be vulnerable and teach people and

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SPEAKER_02

talk. Um, but then do the work as well. Whatever that work is, wherever whatever environment you're in,

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SPEAKER_02

yeah, try to do the best you can every day. If you leave, if it's an office environment, for example, you go home, reflect on what you did that day. Did you achieve what you wanted to achieve for that day? Uh did you help other people around you? Um, and did you talk to the higher-ups, whoever they may be, expose yourself to them. Let them know you're there. They're just people at the end of the day trying to do stuff

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SPEAKER_02

as well. Yeah, they just have to have a certain title and certain pay grade. But at the end of the day, they're

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SPEAKER_02

just people. Don't be afraid to talk to people, no

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matter who they are.

Systems and Governance

Suban

So global so DHL, big global corporation. Where do you think we're we're going wrong in can in Africa when it comes to our corporate world, our state owned private entities? Is it systems? Is it the way we educate our young people? Where are we getting it wrong?

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SPEAKER_02

It's a difficult question to ask. Where are we going wrong? I don't know if it's right for me to say we're going wrong or right, but I think working in any environment, corporations, state, organizations, whatever it might be, again, it's about what are we trying to achieve?

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SPEAKER_02

And is it a solo or a silo objective versus the entire global topic? And as long as people focus on the individual perspective and not trying to help others achieve the global objective, those handoffs between functions, silos, whatever it might be, that's where problems are caused

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SPEAKER_02

and execution of what the global objective

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SPEAKER_02

is.

SPEAKER_00

Okay.

SPEAKER_02

So and it's not just Kenya or Africa. I mean, that happens everywhere in the

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SPEAKER_02

world.

Suban

Okay. So Africa is moving very fast digitally. We're expanding our digital infrastructure is expanding. What excites you about the future of Africa, especially digitally, where we're

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Suban

going?

SPEAKER_02

Digitally. And yeah, we go back to MPESA and what that unlocked

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SPEAKER_02

for Kenya, the economy, and for a lot of people across the country. It's exciting because it opens up a lot of new opportunities

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SPEAKER_02

for us. And from that perspective, I'm excited. It connects a lot of different things and people, and we plug into the global network as well, not just from an Africa perspective, from a Kenry

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SPEAKER_02

perspective. So that's exciting.

Suban

Okay. Anything else that's exciting?

SPEAKER_02

We've got tools now that we can use that can really unlock a lot more

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SPEAKER_02

for the country.

Suban

So you've pro you've seen systems work, fail, leadership, being blamed on systems not working. From your perspective, having worked for DHL for over 30

ZOOM0001_Tr2

Suban

years, when systems break, is it usually the technology that isn't working? Is it the leadership or is it the culture? What where where do you think it goes wrong?

ZOOM0001_Tr1

SPEAKER_02

You missed

ZOOM0001_Tr2

SPEAKER_02

out governance and governance.

ZOOM0001_Tr1

SPEAKER_02

Um I think so just to go back to your question about the digital future and everything else, it's moving really fast. And it's that speed is compounding.

ZOOM0001_Tr2

SPEAKER_02

Yeah. Yeah. And it's gonna get even more now with AI and everything else.

ZOOM0001_Tr2

SPEAKER_00

Yeah.

SPEAKER_02

If we don't get the governance systems right

ZOOM0001_Tr2

SPEAKER_02

and adapt those at the same pace, then that is the is the issue. That happens at corporations, it happened

ZOOM0001_Tr2

SPEAKER_02

at DHL. Um, you get very locked into this is how we've historically been set up,

ZOOM0001_Tr2

SPEAKER_02

yeah. And everything will be round peg into this square hole. And that's where the issues come. You need to adapt your governance structures and processes to this new environment. If you don't do that, then

ZOOM0001_Tr2

SPEAKER_02

you're always playing catch-up. It comes down to the policymakers. You're you're you're always playing

ZOOM0001_Tr2

SPEAKER_02

catch-up. Yeah. And things break and people get harmed in that process.

Conclusion

Suban

Okay.

ZOOM0001_Tr2

Suban

Um now that you're back home, Robert, what's next? What do you what are you going to

ZOOM0001_Tr1

Suban

do?

ZOOM0001_Tr2

Suban

How long

ZOOM0001_Tr1

Suban

have you been back?

SPEAKER_02

Since December.

ZOOM0001_Tr2

SPEAKER_02

Okay. So not long.

ZOOM0001_Tr2

SPEAKER_02

December is for I've been away

ZOOM0001_Tr2

SPEAKER_02

for 40 years. Um I'm taking it one day at a time at the moment. No rush to jump into anything at

ZOOM0001_Tr2

SPEAKER_02

this moment.

Suban

What's changed in 40 years? Your friends, you've come back and seen people. Do you feel like you it was easy for you to walk back into the people that you knew, or is

ZOOM0001_Tr1

Suban

it completely rediscovering who they are and vice versa?

ZOOM0001_Tr1

SPEAKER_02

Um this is just maybe a function of me

ZOOM0001_Tr2

SPEAKER_02

as a person, but I still have a really good friend who's now pilot for Emirates.

ZOOM0001_Tr2

SPEAKER_02

Okay. Um but I met him at nursery

ZOOM0001_Tr2

SPEAKER_02

school.

SPEAKER_00

Okay.

SPEAKER_02

I'm still friends today. I have friends from St. Mary's, I have friends from Hillcrests,

ZOOM0001_Tr2

SPEAKER_02

um, and they're still they've been friends all this time. And when I see them, it's like we met each other yesterday, and we're just having a conversation and continuing

ZOOM0001_Tr2

SPEAKER_02

from that point onwards. Um, I have a group of friends coming out from Europe uh in March. We're gonna have uh a week together, and it's like we we haven't seen each other since Hillcrest secondary school, uh, but we'll be together and it'll be like

ZOOM0001_Tr2

SPEAKER_02

nothing's changed. Nothing's changed. So that's that's me. And you have the wider circle of people that, yeah, I come home on holidays, two weeks at a time, three weeks at a time. We get together, we go to Mombasa, we do our thing on New Year's and all the rest of it. Um yeah, it's yeah, it's gonna be uh interesting. It's they're busy, they're working, their kids are at school, um, and I'm not working.

ZOOM0001_Tr2

SPEAKER_02

So there's a difference in terms of how the engagement happens. And I and I acknowledge that. Um so yeah, it we'll we'll I'll find my balance and I'll see what happens.

ZOOM0001_Tr2

Suban

Talk me through your day. So you wake up, you go for

ZOOM0001_Tr1

Suban

a walk, you read a book.

SPEAKER_02

And I have breakfast.

Suban

Um you go on X,

ZOOM0001_Tr1

Suban

look at how much money you've made on Bitcoin.

SPEAKER_02

No, uh it's it depends.

ZOOM0001_Tr2

SPEAKER_02

Uh you know, like I'll I spent the day in Kibera, I spent time with the Bitcoin community in Kenya, uh getting to meet people that I've

ZOOM0001_Tr2

SPEAKER_02

known online versus in real time, in real face-to-face. Um

WAV_The_Hip-Hop_Podcast_Intro - Part_1

SPEAKER_02

yeah, I'm just taking

ZOOM0001_Tr2

SPEAKER_02

it a day to time. Uh I've got a new apartment, I've got to furnish it, I've got to sort of I've had to deal with the banks, I've got to figure out how to pay all the you know, all the usual stuff. Exactly, all that's good stuff.

Suban

Must be very refreshing and freeing waking up and just seeing where life takes you that day.

ZOOM0001_Tr1

SPEAKER_02

That's that's why that's why I left corporate life.

Suban

Yeah. I um I I can't imagine having to wake

ZOOM0001_Tr1

Suban

up and and not knowing because I'm so programmed to have this structure. How long did it take you to make this um the

ZOOM0001_Tr1

Suban

switch?

SPEAKER_02

Like two or three years for me to really think this through. Okay.

ZOOM0001_Tr2

Suban

What was the main reason for you wanting to come back and be like I'm

ZOOM0001_Tr1

Suban

um I think COVID lockdown has a lot to do

ZOOM0001_Tr2

Suban

with it?

ZOOM0001_Tr2 + ZOOM0001_Tr1

SPEAKER_02

Yeah.

Suban

Okay.

ZOOM0001_Tr1

Suban

Thank you so much. It's been great. Thank you.

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