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Align Your Retirement
Align Your Retirement is the retirement podcast for women in their 40s and 50s who've done a lot right with their money — and know retirement is too important to wing.
If you're the CFO of your household — whether you're married, single, divorced, or widowed — you already know the voices:
"I'll run the real numbers after Q4."
"My 401(k) is fine — I check it."
"I'll handle Social Security timing when I'm closer."
"The inherited IRA can sit in cash until I figure out the 10-year rule."
Every one of those voices is quietly moving your retirement date. Each episode is a direct, specific conversation about one retirement decision that costs more than it needs to when you carry it alone — Social Security timing, Roth conversion windows, sequence-of-returns risk, tax-efficient drawdowns, pension elections, asset location, the inherited IRA, healthcare before Medicare.
The decisions. The tradeoffs. The numbers. From a fiduciary who runs these with clients every week.
Hosted by Hazel Secco, CFP®, CDFA®, founder of Align Financial Solutions — a fee-only, fiduciary firm built for women in their 40s and 50s. Serving clients virtually across the U.S. from Hoboken, NJ — the mile-square city just across the Hudson from NYC.
Two ways to go deeper:
📋 Retirement Readiness Assessment — free, self-paced, 5 minutes. Link in every show note.
📞 Align Call — 15 minutes with Hazel. One conversation. No pitch. You'll leave knowing where you stand.
Align Your Retirement
Latest Episodes
When Should You Hire a Financial Advisor? The 3-Pillar Framework
When Should You Hire a Financial Advisor? The 3-Pillar FrameworkIf you've been asking yourself "Is it finally time to hire a financial advisor?" — this episode is your answer.Hazel Secco, CFP® and CDFA®, founder of...
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Your Financial Plan Won't Work Until You Fix This
You know what you should be doing with your money. You're still not doing it. That gap has a name — and it's the most overlooked factor in whether your financial plan actually works.In this episode, I walk through the four financial beha...
Why Every Woman Needs a Fee-Only Financial Advisor
Not all financial advisors are built the same — and most women don't know the difference until it costs them.In this episode, Hazel Secco, CFP®, CDFA® breaks down what "fee-only" actually means, why it matters more than most...
Why Most Financial Plans Fall Apart (And How to Make It Stick)
Most financial plans don't fall apart because the math was wrong. They fall apart because they were built on someone else's values — what you thought you should want, what your family expected, what the industry said success looks like. Six mon...
How to Overcome a Scarcity Mindset: Why Your Money Mindset Matters More Than Your Bank Account
In this episode of Her Honest Money Talk, Hazel Secco, CFP®, CDFA®, breaks down the psychology behind why earning more money doesn't always solve money stress. If you struggle with guilt around spending, compulsive over-saving, or constant worr...
