Align Your Retirement
Align Your Retirement is the retirement podcast for women in their 40s and 50s who've done a lot right with their money — and know retirement is too important to wing.
If you're the CFO of your household — whether you're married, single, divorced, or widowed — you already know the voices:
"I'll run the real numbers after Q4."
"My 401(k) is fine — I check it."
"I'll handle Social Security timing when I'm closer."
"The inherited IRA can sit in cash until I figure out the 10-year rule."
Every one of those voices is quietly moving your retirement date. Each episode is a direct, specific conversation about one retirement decision that costs more than it needs to when you carry it alone — Social Security timing, Roth conversion windows, sequence-of-returns risk, tax-efficient drawdowns, pension elections, asset location, the inherited IRA, healthcare before Medicare.
The decisions. The tradeoffs. The numbers. From a fiduciary who runs these with clients every week.
Hosted by Hazel Secco, CFP®, CDFA®, founder of Align Financial Solutions — a fee-only, fiduciary firm built for women in their 40s and 50s. Serving clients virtually across the U.S. from Hoboken, NJ — the mile-square city just across the Hudson from NYC.
Two ways to go deeper:
📋 Retirement Readiness Assessment — free, self-paced, 5 minutes. Link in every show note.
📞 Align Call — 15 minutes with Hazel. One conversation. No pitch. You'll leave knowing where you stand.
Align Your Retirement
Find Your Enough Number: How to Calculate Your Financial Freedom Number
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How much is truly enough?
In this episode of Her Honest Money Talk, Hazel Secco explores the powerful concept of your enough number, the personal financial target that allows you to stop chasing someone else’s definition of success and start building financial freedom that actually fits your life.
Your enough number is not about comparison. It is about clarity, choice, and feeling grounded in what you truly want.
Hazel walks you step by step through how to calculate your enough number using simple frameworks like the rule of 25, while sharing real life insights from her work with women in leadership. You will learn why enough is never a universal number and how to separate your financial goals from social pressure, conditioning, and the constant pull to want more.
If you have ever wondered why reaching milestones does not always bring peace, this conversation will help you move from overwhelm to clarity and from comparison to confidence.
📝 Free Retirement Readiness Assessment → https://alignfinancialsolutions.com/retirement-readiness-assessment
📞 Book a free Align Call: → https://alignfinancialsolutions.com/book-a-call/
Follow the Conversation:
- LinkedIn: https://linkedin.com/in/hazel-secco
- Instagram: https://instagram.com/alignfinancialsolutions
About Hazel Secco, CFP®, CDFA®
Hazel is the founder of Align Financial Solutions. As a fee-only, fiduciary advisor, she specializes in helping independent women navigate career transitions, equity compensation, and building toward a Work Optional life.
Disclaimer: All content in this podcast is for educational and informational purposes only and does not constitute individual investment, legal, or tax advice. Investing involves risk. Always consult with a qualified professional regarding your specific situation.
