.jpg)
Mortgages Covered - the EMF-ECBC's New Podcast Series
Welcome to the Mortgages Covered, the EMF-ECBC’s new podcast series.
From housing affordability and sustainable finance to capital markets and covered bonds, “Mortgages Covered”, the EMF-ECBC’s new podcast series, brings together leading voices from across the housing and financial sectors. Each episode features expert discussions on the opportunities, challenges, and innovations shaping the future of housing finance in Europe and beyond. Whether you're a market professional, policymaker, researcher, or simply interested in the forces transforming housing and finance, this podcast offers valuable insights and perspectives.
New episodes are released every Thursday — subscribe to stay informed.
Episodes
17 episodes
Property Valuation and Climate Risk: Navigating the Future of Mortgage Assessment with vdpResearch #17
In this episode of Mortgages Covered, Richard Kemmish, EMF-ECBC & ISMMA Consultant, is joined by Mike Breckner and Sarah Reuter from vdpResearch, to discuss their work mortgage appraisal, energy efficiency assessment, and risk modelling for...
Energy Efficiency in Practice: KPIs, Innovation and Building Decarbonisation in Europe with Onesto #16
In this episode of Mortgages Covered, Richard Kemmish, EMF-ECBC & ISMMA Consultant, is joined by Joris Piete of Onesto, to discuss the challenges and opportunities involved in improving the energy performance of less energy-efficient homes....
Data and Technology in Covered Bond Market Infrastructure with Finnofleet #15
In this episode of Mortgages Covered, Richard Kemmish, EMF-ECBC & ISMMA Consultant, is joined by Andrej Eichler and Matthias Neumann from Finnofleet, to discuss the critical role of data for issuers and how technology can improve oper...
From policy to practice: delivering Europe’s energy efficiency transition with R2M #14
In this episode of Mortgages Covered, Richard Kemmish, EMF-ECBC & ISMMA Consultant, is joined by Alessandro Lodgiani Country Manager of R2M Solution in Italy, for a discussion on the practical dimensions of implementing energy-effi...
.png)
Green Bonds and Market Dynamics: Insights from the Norwegian Mortgage Market with SR Boligkreditt #13
In this episode of Mortgages Covered, Richard Kemmish, EMF-ECBC & ISMMA Consultant, speaks with Dag Hjelle of SR Boligkreditt about the current state of the Norwegian economy and recent developments in its mortgage market.Th...
.png)
Credit Risk, Data and Decision-Making in Mortgage Markets with CRIF #12
In this episode of Mortgages Covered, , Richard Kemmish, EMF-ECBC & ISMMA Consultant, is joined by David Michele of CRIF, to discuss the challenges related to the credit of the underlying borrower in the mortgage chain, particularly in the ...
.png)
Evolving Covered Bonds: Bloomberg's Market Insights with Rene Foertsch & Sven Gerhardt #11
In this episode of Mortgages Covered, Richard Kemmish, EMF-ECBC & ISMMA Consultant, welcomes Rene Foertsch and Sven Gerhardt from Bloomberg for a discussion on the evolution of covered bonds and the growing demand for data-driven m...
.png)
Norway’s Macroeconomic Stability: Growth, Housing Markets and Fiscal Strength with Kyrre Knudssen #10
In this episode of Mortgages Covered, Jennifer Johnson, EMF-ECBC Deputy Secretary General, is in conversation with Kyrre Knudsen, Chief Economist at SpareBank 1 Sør-Norge, on key developments in the Norwegian macroeconomic environment.Th...
.png)
East Africa’s Banking Momentum: Digitalisation, Growth and Cross-Border Expansion #9
In this episode of Mortgages Covered, Oscar Mgaya, outgoing chairman ISMMA, is joined by Cosmas Kimario of KCB Bank Tanzania to provide an overview of the Eastern African market and discuss the African banking sector, as well as the potential o...
.png)
Tokenisation and Market Infrastructure: Rewiring the Bond Ecosystem with Peter Kohl-Landgraf #8
The bond market is entering a new phase of technological transformation, where tokenisation, standardisation, and integrated workflows are increasingly reshaping how assets are issued, transferred, and managed.In this episode of Mortgage...
Beyond ESG: Shaping Sustainable Bond Markets with Daniela Antonini #7
Green and social bond markets have evolved significantly in recent years, driven by new regulatory frameworks, growing investor expectations, and an increased focus on transparency. Daniela Antonini of Banco BPM joins this episode...
From Regulation to Recovery: Key Insights from the 38th ECBC Plenary with Patrick Seifert #6
Building on the discussions from the latest ECBC Plenary Meeting in Stavanger, Richard Kemmish, EMF-ECBC & ISMMA Consultant, sits down with Patrick Seifert to examine the policy, regulatory, and economic issues shaping the future of housing...
.png)
Is Europe Losing Its Competitive Edge? Regulation, Growth and Finance with Jonas Bjarke Jensen #5
As Europe faces growing competition from other global economies, questions around productivity, growth and financial regulation are becoming increasingly important. In this episode of Mortgages Covered, Jonas Bjarke Jensen of
Digital Assets and Tokenisation: Navigating the Future of Finance with Ayda Chamcham #4
In this episode of Mortgages Covered, the conversation turns to the rapidly evolving world of digital assets and tokenisation. Ayda Chamcham of Aareal Bank shares insights on how digital money, tokenised assets, and new f...
AI in Property Valuation: Exploring the Future of AVMs with Anders Lund Francke #3
In this episode of Mortgages Covered, Richard Kemmish, EMF-ECBC & ISMMA Consultant, brings together Anders Lund Francke of Eiendomsverdi AS to explore the use of Artificial Intelligence in property valuation.
The EU's Next Member? Moldova's Path to Growth and Housing Finance with Anca Dragu #2
In this episode of Mortgages Covered, the conversation turns to Moldova's economic and financial transformation, as Anca Dragu, Governor of the National Bank of Moldova, shares insights on Moldova’s economic and financial...
Key Takeaways from the 38th ECBC Plenary Meeting with EMF-ECBC Secretary General Luca Bertalot #1
Following the successful 38th ECBC Plenary Meeting held in Stavanger last month, this episode takes a closer look at some of the key discussions, insights, and market developments that emerged from the event.In this first episode ...
.jpg)