Money with Saprina
Money With Saprina is for high-achieving women who make good money but still feel like they should be further ahead.
I’m Saprina Allen, a financial coach, and every week we have honest conversations about what it actually takes to pay off debt, build wealth, and create a financial life that feels like yours. We talk cash flow, spending, debt, investing, financial systems, and the emotional side of money that most personal finance advice skips right over.
Because making more money doesn’t automatically make you better at managing it. And being good with money isn’t about restriction, perfection, or never buying the latte. It’s about knowing what you want your money to do, building systems you can trust, and making intentional decisions that support both the life you want now and the future you’re building.
No shame. No financial perfection. Just practical strategies, real conversations, and a better way to make your money work for you.
www.SaprinaA.com
Episodes
15 episodes
16: The $100K Lifestyle Trap: When Your Salary Looks Better Than Your Bank Account
You make six figures, but somehow your salary looks a whole lot better than your bank account. Your bills are paid, you have a good career, and from the outside you look like you're doing well. But there's never quite enough left for the saving...
15. You Got the Raise. So Why Do You Still Feel Broke?
You got the raise. You crossed six figures. You’re making more money than you ever have before… so why don’t you feel any richer?In this episode, I’m talking about what happens when your income grows but your financial life grows right a...
13. Value-Based Spending: How to Identify Your Financial Values
In this episode of Money with Saprina, we’re taking value-based spending one step further and figuring out your actual financial values.Because “family, freedom, security and health” might be your values, but they’re usuall...
BONUS Own Your Seat: Six-Week Savings Challenge
What happens if you miss your next paycheck? What about two or three?Earlier this year, I was laid off from my corporate job. It was scary, but one thing kept me from spiraling: I had spent years building a financial safety net.Wi...
What’s Actually Worth Spending Your Money On?
For a long time, I thought being good with money meant being frugal.Cut the subscriptions. Skip the latte. Do it yourself. Find the cheaper option.And for a season, I needed that. I was in debt and trying to change my financial si...
10. Walk through of my Full Month End close Process
In this episodeWhy I stopped asking "was I good with money this month" and started asking a completely different questionWhat changes when your income goes from $24K a year to $200K to a full-time pay cut in your own busine...
9. You Know What to Do With Your Money. So Why Aren’t You Doing It?
You know what you’re supposed to do with your money.You’ve read the books. You’ve listened to the podcasts. You know you should budget, save, pay down debt, and stop spending money you didn’t plan to spend.So why is it still so ha...
8. 7 Money Mistakes Keeping You Broke
You did what you were supposed to do. The career took off, the paycheck got bigger and somehow you're still living in the same debt cycle, still one surprise expense away from a spiral. That gap between what you earn and how secure you ac...
7. The High Earner Debt Trap: How To Break The Cycle And Build Wealth
You hit the income number you once called your "I made it" number. The promotion came. The paycheck came. From the outside, you look like you are winning.But behind the scenes, you are juggling credit card debt, lifestyle inflation, and ...
6. How to Know If Your Lifestyle Is Outpacing Your Income
Getting a raise should feel good. So why does your budget still feel tight?In this episode:What lifestyle inflation actually is, and why it isn't automatically a bad thingThe three real causes of lifestyle cre...
5. Living Paycheck to Paycheck? Here's the Real Reason (It's Not Your Budget)
70% of Americans live paycheck to paycheck, including 1 in 10 who make six figures. Saprina breaks down what living paycheck to paycheck actually means, why it is not always a budgeting problem, and the exact steps to build your buffer and brea...
4. What If You're Not Bad With Money?
If you've ever told yourself, "I'm just not a money person," this episode is for you. It's the number one thing I hear from new clients, and it's simply not true. Being good with money is a skill. Not a personality trait. And skills can be lear...
3. The Financially Secure Framework: The 4 Pillars You Need to Feel in Control of Your Money
In this episode, I'm breaking down:Why most money frameworks fail you (hint: life is not linear, so why is the plan?)Pillar 1: Know Your Numbers — the three numbers you cannot avoid knowing anymore: your net w...
Emergency Fund Essentials for Every Situation
Most people will tell you three to six months. I'm going to give you the real answer — because the right number is different for everyone, and getting it wrong is too expensive a mistake.In this episode, we're breaking down everything yo...
Episode 1: My Money Story (And Why I Built This)
If you're making good money and still feel like you have nothing to show for it, this episode is where we start.In this first episode, I'm sharing my story — the real one. Growing up the oldest child of a single mom. Becoming the first i...