Buying Florida
Didier Malagies is a leader in the Tampa Bay Mortgage industry, serving Pinellas, Pasco, Hillsborough counties, and beyond with his sights set on educating residential and commercial buyers regarding Florida purchases. With over 20 years of expertise, Didier has built relationships with realtors, bankers, and clients based on integrity and his drive to provide the best customer experience in the state by being there from beginning to end of every purchase.
Whether you're looking to move, invest, start a business or expand, Didier will share everything you need to know on his show every week.
Didier Malagies nmls#212566/DDA Mortgage nmls#324329
Podcasting since 2019 • 345 episodes
Buying Florida
Latest Episodes
Fed dropped the rates but also did something from old playbook, printing 40 billion a month in QE
If the **Federal Reserve cuts interest rates by 0.25% and simultaneously restarts a form of quantitative easing (QE) by buying about $40 billion per month of securities, the overall monetary policy stance becomes very accommodative. Here’s what...
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Season 6
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Episode 51
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6:28
closed a second mortgage in 3 hours, that is for real
That is wild — and honestly a sign of where mortgage tech is heading fast.A three-hour closing versus three days used to be unheard of. What likely made it possible:🚀 Why it happened so fast1. Automated income/asset veri...
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Season 6
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Episode 50
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4:06
Fed is cutting rates does that help us on the mortgage side and lets close your loan this month for homestead
✅ Why mortgage rates can rise even when the Fed cuts ratesMortgage rates don’t move directly with the Fed Funds Rate. Instead, they are primarily driven by the 10-year Treasury yield and investor expectations about inflation, recession ...
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Season 6
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Episode 49
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4:40
New Loan limits have increased in 2026
Here are the anticipated conforming loan limits for Fannie Mae / Freddie Mac for 2026 (pending official announcement by the Federal Housing Finance Agency):819,000 is the new loan amount, so you can buy a home for $862,105 and only put 5% d...
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Season 6
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Episode 48
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2:50
FNMA now has no credit scores when applying for a mortgage
What Does “No Credit Score Mortgage” Mean (for FNMA)Policy ChangeAs of November 15, 2025, Fannie Mae’s automated underwriting system (Desktop Underwriter, or DU) will no longer require a minimum third-party credit score.
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Season 6
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Episode 47
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5:25