The Prosperity Gap Podcast
We teach you how to bridge the financial gap in your life and better prepare you for retirement. Season one was 30 episodes all about Financial Literacy. Well, season two is all about taking it to the next level with retirement. As we talk to others, we realize that over 70% of Americans have not prepared themselves for retirement, and of those who have, 68% assume they're gonna run out of money before they die. Are you ready to bridge the financial gap in your life? Let's go!
Episodes
106 episodes
Episode 76: Theft and Bad Advice in Your Retirement Years
With age comes mental decline. Because of this, retired folks are preyed on more by financial scammers than any other age group.
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Season 2
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Episode 76
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36:17
Episode 75: Unforeseen Family Needs During Our Retirement Years
Retirees find themselves helping family—children, grandchildren, and even their own parents as life expectancy increases. Well-planned retirement plans should take into consideration the chance of having to help family.
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Season 2
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Episode 75
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31:01
Episode 74: Health Care Needs in Retirement
Health Care NeedsIn retirement, folks typically spend $250,000-300,000 alone in medical expenses With scientific advances being made every day, life expectancy increases. Statistically speaking, the longer one lives, the more of a ch...
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Season 2
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Episode 74
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34:52
Episode 73: Unexpected Risk: Public Policy Changes
Public policy has a huge impact on programs such as Social Security, Medicare, and Medicaid. If major changes are made within these public policies it could cause an increase in taxes, reduction in benefits. Uncertainty is detrimental to a safe...
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Season 2
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Episode 73
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37:05
Episode 72: Post-Covid-19: Its Effects on Retirement
It is not secret that the Covid-19 pandemic has affected the economic climate and financial health of our world. Recovering from it will take many years. A lot of folks took advantage of the CARES Act early distribution relaxation to offset...
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Season 2
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Episode 72
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30:25
Episode 71: 401(k) Risks
Retirees often only have a 401(k) as their investment vehicle in their portfolio, especially if they do not meet with an advisor to determine other options. Knowing the risks and how the ball is majorly in your own court will help you save for ...
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Season 2
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Episode 71
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27:35
Episode 70: The Risk Within Reverse Mortgage
Reverse mortgage allows for extra funds in retirement. This could be as a means to have for living or use for emergency or to supplement a loss with an economic downturn in retirement savings.
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Season 2
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Episode 70
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33:25
Episode 69- Mental Health: Retirement Blues
Retirement is a new chapter of life. Going from an era of structure, be it from work or raising a family, to an era of almost zero structure is a gigantic life adjustment. It is important to tend to your retirement portfolio and your mental por...
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27:10
Episode 68: Overlooked - Why Inflation Plays Huge Role in Retirement
Inflation is thought of in retirement planning, but most retirees do not consider how it will continue to increase even throughout their retirement. They say there is no rest for the wicked! For example, based on life expectancy, someone retiri...
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Season 2
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Episode 68
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27:17
Episode 67: Debunking the Top 5 Annuity Myths
Debunking the Top 5 Annuity Myths
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Season 2
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Episode 67
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32:02
Episode 66: Top 5 Fears in Retirement and How to be Prepared
In this episode of the podcast we are digging deep. We are going to talk about the fears in retirement and how to be prepared. There can be a lot of fear when discussing retirement and we are breaking this down on a very a personal level. ...
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Season 2
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Episode 66
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27:37
Episode 65: 16 Costly Medicare Mistakes - Part 2
Medicare mistakes 9-16. Helping you avoid these mistakes before retirement.
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Season 2
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Episode 65
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25:26
Episode 64: 16 Costly Medicare Mistakes - Part 1
Dave covers 8 out of the 16 most costly mistakes when it comes to Medicare.
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Season 2
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Episode 64
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32:27
Episode 63: Qualified Longevity Annuity Contracts (QLAC)
Qualified Longevity Annuity Contracts - (QLAC) is a type of deferred annuity funded with an investment from a qualified retirement plan or an individual retirement account.
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Season 2
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Episode 63
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25:42
Episode 62: Are you playing the lottery with your Social Security?
It's time to really understand the importance of your Social Security in retirement.
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Season 2
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Episode 62
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27:39
Episode 61: Secure Act 2.0 Highlights
Dave breaks down the highlights of the Secure Act 2.0
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Season 2
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Episode 61
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29:50
Episode 60: How to make your retirement money last longer
Dave shares 10 tips on helping your retirement money last longer
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Season 2
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Episode 60
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28:42
Episode 59: Transfer From a Traditional Retirement Account to an HSA
Dave breaks down how you can transfer from a traditional retirement account to an HSA
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Season 2
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Episode 59
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12:52
Episode 58: Retirement Q & A
The best of the best with Dave Hall. Dave answers retirement questions.
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Season 2
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Episode 58
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20:31
Episode 57: The US Financial Situation and Tax Rate Risk
Dave Hall breaks down the US financial situation and tax rate risk facing you in retirement.
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Season 2
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Episode 57
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35:46
Episode 56: Retirement Statistics Part 2
Dave Hall and Podcast Producer CR Thelin talk about "Retirement Statistics" and how to fix the issues we are constantly facing.
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Season 2
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Episode 56
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29:20
Episode 55: Retirement Statistics Part 1
Dave Hall and Podcast Producer CR Thelin talk about "Retirement Statistics" and how to fix the issues we are constantly facing. "More than 22% of Americans had less than $5,000 saved for retirement and 15% had no retirement savi...
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Season 2
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Episode 55
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35:13
Episode 54: Back Door Roth Conversions and Mega Back Door Roths
Back Door Roth Conversions and Mega Back Door RothsRoth IRAs are becoming more popular , but some people do not qualify to contribute in to these accounts....But there is a work around and that is what I am going to talk about today.
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Season 2
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Episode 54
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27:08
Episode 53: Maximize the Benefit of Your 401(k)
When we look at our 401k plans, there's a lot of things we understand. Most of us understand the limits that go into those. But what we don't understand is how a lot of the inner workings of a 401(k). Today I'm going to cover various aspects of...
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Season 2
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Episode 53
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26:39
Episode 52: Four Ways That May Allow You to Take an Early Retirement
Want to retire early? 4 things to look into Number one - If you already have 35 high years of earnings that you can use for yourself security benefits. Many people wait to retire because they want to be able to maximize their Socia...
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Season 2
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Episode 52
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25:41
