Next Level University

There’s No Such Thing As “Done” (1957)

• Kevin Palmieri and Alan Lazaros

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In today’s Freestyle Friday episode, Kevin and Alan unpack the idea that life isn’t about solving everything—finding the best solution for the moment and moving forward. They share relatable lessons on self-belief, why frustration is a sign of growth, and how to avoid financial pitfalls that can set you back for decades. You’ll also hear practical advice on breaking big goals into achievable steps and creating a fulfilling life based on your passions.

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NLU is not just a podcast; it’s a gateway to a wealth of resources designed to help you achieve your goals and dreams. From our Next Level Dreamliner to our Group Coaching, we offer a variety of tools and communities to support your personal development journey.

For more information, please check out our website at the link below. 👇

Website 💻  http://www.nextleveluniverse.com

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We love connecting with you guys! Reach out on Instagram, Facebook, or via email. We’re here to support you in your personal and professional development journey.

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Alan@nextleveluniverse.com

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Show notes:
(2:58) Finding solutions to new problems
(6:02) How awareness impacts problem-solving
(10:05) Engineering a fulfilling life
(15:11) Lessons schools didn’t teach us
(16:15) Meet like-minded people and jumpstart your journey to achieving your dreams while optimizing your life. Join Next Level Group Coaching.
(20:22) Building self-belief from scratch
(24:59) Why learning drives dream building
(26:40) The power of teaching to learn
(27:24) Outro

Send a text to Kevin and Alan!

🎙️ Hosted by Kevin Palmieri and Alan Lazaros

Next Level University is a top-ranked daily podcast for dream chasers and self-improvement lovers. With over 2,100 episodes, we help you level up in life, love, health, and wealth one day at a time. Subscribe for real, honest, no-fluff growth every single day.

Kevin Palmieri

Or you do it online . You look at the online statement . It tells you how long it will take you to pay it off if you pay the minimum and it's like 27 years , like that's a mortgage payment . You have a 30 year mortgage . You got a 27 year credit card payment . You just don't know it that I feel like that would be supremely important for me to know at a younger age .

Alan Lazaros

I think the most important stuff in the world to actually achieve external success and internal fulfillment isn't actually taught in school . That's one thing . That prepping for this speech it got me . I got a little bit depressed . Not bad , but I was like none of this would ever be taught , Like I think I might be the first person to ever teach this .

Kevin Palmieri

Welcome to Next Level University . I'm your host , Kevin Palmieri .

Alan Lazaros

And I'm your co-host , Alan Lazarus .

Kevin Palmieri

At NLU , we believe in a heart-driven but no BS approach to holistic self-improvement for dream chasers .

Alan Lazaros

Our goal with every episode is to help you level up your life , love , health and wealth .

Kevin Palmieri

We bring you a new episode every single day on topics like confidence , self-belief , self-worth , self-awareness , relationships , boundaries , consistency , habits and defining your own unique version of success .

Alan Lazaros

Self-improvement in your pocket , every day , from anywhere , completely free .

Kevin Palmieri

Welcome to Next Level University From anywhere , completely free . Welcome to Next Level University , next Level Nation . Welcome back to another episode of Next Level University , where we help you level up your life , your love , your health and your wealth . I almost forgot about the name of the freaking podcast Today for episode number 1,957 , it's Freestyle Friday .

Kevin Palmieri

So Freestyle Friday is Alan and I coming in cold with nothing to talk about and just having a conversation about whatever jumps to the top , and we usually do this . But we haven't been doing it lately because , I don't know , we've been really focused on the lessons that we've been learning , and today's topic comes kind of from a lesson that I'm learning , but also learning through clients and all that happy jazz . I was exchanging audios with someone a shout out to you because you listen and you'll know it's you and they were talking about how they were frustrated with the fact that they didn't find a solution to a problem yet , and I said you know the weird thing you almost never do find a solution , you just find a solution to get you to the problem . Yet and I said you know the weird thing you almost never do find a solution , you just find a solution to get you to the next problem and then , when you get to the next problem , you have to find another solution . So a really good example of this for for social media Instagram just changed a bunch of stuff , the way things are formatted , so all the templates we have for our posts and clients' posts are essentially useless . I mean , we can use them , we can work off of them , but now that is , I need to figure out a solution for that , and what might happen

Finding solutions to new problems

Kevin Palmieri

is we might have a full-fledged solution and then Instagram might decide they want to go back to something else , and then we're going to have to find another solution solution and then instagram might decide they want to go back to something else , and then we're gonna have to find another solution .

Kevin Palmieri

And I I think a good positive mindset to have is you're probably never going to have a 100 solved solution . You're probably going to have . What can I help you with ? I'm just smiling . Why are you happy ?

Alan Lazaros

I , uh , I can't tell if our audio quality is good , uh-huh why , something's .

Kevin Palmieri

Something's a strew all right , let's do it in real time . How are you looking on my ?

Alan Lazaros

levels are . My levels are normal . Okay , am I ? Do I sound well ? To you you sound normal to me . Yeah , you sound normal to me . Something's different on my end . I think it might be because when we first got in the studio , kevin accidentally blasted my ears out .

Kevin Palmieri

Yeah , I blew his eardrums right out , clean out .

Alan Lazaros

And so I changed my level of why I can and can't hear .

Kevin Palmieri

Everything is good on our end . So I'm going to get back into it here . People , we're back , we're back . I know this is jeffing in real time . You would think that we would have the solution to all the problems . No , there are still issues that I don't know the root cause of , and I kind of know what works , and then if it doesn't work , then I have to go try to find another solution , and I kind of think that's life in a nutshell .

Kevin Palmieri

I don't know if you ever get to a place where you have all the solutions . I think you get to a place where you have all the solutions . I think you get to a place where you have the best solution you've ever had and then eventually another problem presents itself and then it's just a rinse and repeat . So what I said to this person was I love the frustration . I think frustration is really good necessity , but don't obsess over not having the right thing before you move forward , because the only way to get a more right solution is to push forward with one is . That isn't optimal yet , because you're never really going to have an ideal solution , most likely with life stuff , with math problems . Sure , four plus four is eight and all that , but life is not that straightforward it's this duality of okay .

Alan Lazaros

So next level , you pun intended . We talk about it all the time Alan 3.6 , kev 3.5, . He's 35 , I'm 36 . How old are you ? Listener , viewer ? Think about that . And I was just coaching someone who's 25 . And I have better solutions than he does .

Alan Lazaros

We were talking about some of the jeffings that he did with his ex-partner and he said I think I really screwed that up . And he asked for my opinion and I said it sounds like you did in my honest , from my honest perspective , and she sounds amazing , honestly . And you just didn't know . And I said something along the lines of you just didn't know any better . And I said something now you do . So if you were to give that another shot , I would be willing to bet that you'd make it work . And

How awareness impacts problem-solving

Alan Lazaros

he said that's because of you , alan . I really appreciated that but honestly , you're so different than you were three years ago .

Alan Lazaros

You didn't know about humility , courage , vulnerability . You didn't know about triggers and core wounds and trauma responses . I didn't know any of that stuff until my late 20s man , early 30s . And it makes a lot of sense . When you understand the fundamentals , you have control . We did an episode on that recently . I'm only 36 , so I'm still young , but it does get exponentially . It exponentially makes more sense . But the weird part about saying that out loud is that first you have to crawl through it , making no sense whatsoever .

Kevin Palmieri

Yeah , and it's so . This is what I was thinking of you . You're not a good example . What's it ? There's a lot of people out there .

Alan Lazaros

What are you trying to say ?

Kevin Palmieri

You'll get the point once I say it . I promise there's a lot of people out there . What are you trying to say ? You'll get the point once I say it . I promise there's a lot of people out there that I could coach in business , because I know enough about business . But there's a bunch of people out there that could coach me on business based on what I don't know yet . Does that mean I have all the solutions ? No , that means I have the solutions . To a certain point , alan , I could teach jujitsu to you so easily , but I couldn't teach jujitsu to everybody .

Kevin Palmieri

There are some people out there that learned more this year than I know in all of my years or probably have forgotten more this year than I have known in all of my years . So I think that there's your ability to slap a solution on a problem is connected to the amount of awareness you have around it , and the longer you've been in the game , the more awareness you have . But if you're just doing something for the first time or it's your first year , you have the best solution you ever have , but it's probably not the . It's not the end-all . Be-all . Planes are the safest form of transportation . Every time there's an accident , they change something because that solution is not final . It's it's not going to be that way forever . It's going to constantly get changed . Unfortunately , it usually takes some level of emergency or some level of tragedy before things get changed , because the solution seems like it's a good enough solution until it isn't , until there's enough complaints about it or enough emergencies or tragedies .

Alan Lazaros

Unfortunately , this is the process of innovation . This is the process of innovation . This is the process of improvement . This is the process of why we live in such a different world Emilia is thinking about . She has had a MacBook Pro for four , probably four years now and she's looking into an upgrade , and I think I'm for so . One of my clients leases their MacBook Pro and I think I'm for . So one of my clients leases their MacBook Pro and I think I'm for it . Here's why there's dog years and there's tech years . Dog years is one year equals seven years . I think tech years is probably similar . So every three years , that's actually like 21 years of progress . Technology exponentially increases . How do I explain this ? Everyone can research something called moore's law .

Alan Lazaros

Basically , the idea is this guy I don't remember his first name , but last name is more jim bob more wilfredo pareto , no , so someone with the last name of more in the 60s I want to say Very confident .

Alan Lazaros

Came up with a law , a theory that became a law , that and it's not actually a law , it's technically a theory that technology , the power of microchips , the power of processing speeds , the power of computers gets twice

Engineering a fulfilling life

Alan Lazaros

as much every two years and the size is cut in half . As much every two years and the size is cut in half . So what ? The very first apple computer , way back , the apple 2 , the revolutionary breakthrough product of the early 80s late 80s , I'm not sure , I think early that can fit now under your pinky fingernail . I know it's really cool . What's my point of all ? That Everything in the world is improving , but it's a very messy process and I think that . So I'm giving a speech later today to a group of entrepreneurship students at WPI and I created my presentation today and one of the things that I was thinking to myself is it's engineering a fulfilling life . It's metrics , meaning , no metrics mindset and meaning , and I went through each of them and I had this moment while I was doing it going okay , this is a lot , this is a lot of new information . I didn't know any of this when I was their age . How are they going to handle this ? Like , how am I going to make this land information . I didn't know any of this when I was their age . How are they going to handle this Like , how am I going to make this land Really what it comes down to engineering a fulfilling life ? I have answers that they don't have because I've worked for the last . So there , I think 20 , maybe 18 , 19 , 20 . So I've spent 17 more years than them trying to figure out how to engineer a fulfilling life , and that has been a very , very proactive thing , especially last decade , I think . Before I was doing it unconsciously . Now , for the last decade for sure , doing it consciously . So it's passionate , to purpose and to profit . It's time , effort , money , it's all these different things , and really what I'm doing in that speech , in that presentation , is presenting them with potential solutions to the problems of life .

Alan Lazaros

And I'm taking something that is extremely complex , which is every one of us out there watching or listening can , can do infinite number of things . Tomorrow , you could go for a hike , you could go for a picnic , you could work out , you could podcast , you could go get a new job , you could apply for a loan . I don't't know . You can do anything . You can do anything you want . So how do you know what to do ? Okay , well , let's break it down .

Alan Lazaros

Well , first , it starts with who are you ? Okay , what do you mean ? What are you passionate about ? Well , what's passion ? What are you obsessed with ? Well , obsessed , I don't know . Is that good ? Well , I'm really obsessed with fitness . Okay , you love fitness . You're doing fitness ? Okay , awesome . So passion , okay , good . Have you ever considered being a personal trainer ? It's like no , not really . Would you like being a personal trainer ? I don't know , I've never been one . Okay , you should interview a personal trainer and then you just break it down , break it down , break it down , break it down , break it down , break it down , break it down . And eventually you get to these little building blocks and then you just build this castle and you just fail your way to answers , and when you do , you eventually end up with a supercomputer compared to the computer of the eighties or whatever .

Kevin Palmieri

Let me ask you a question . Talk to me . Did you know I was a certified ?

Alan Lazaros

forklift operator . Did you know that ?

Kevin Palmieri

I didn't know that you didn't know that I was pretty talented .

Alan Lazaros

I don't doubt it , man , at times , other times it was like how the hell did I even ?

Kevin Palmieri

how did I get any certification on this ?

Alan Lazaros

You know , one of the things that's the most depressing to me . I'm going to depress everybody for a second . Yeah , let's do it . When we were in school and I love educators , huge fan of teachers , I appreciate it , my education , I'm so grateful for it , genuinely so grateful and grateful , and I don't feel like a lot of solutions were presented when it came to fitness or finance or life or how to have a great relationship . Vulnerability , humility , courage . I don't think that . And Next Level University , it's what do Kevin and I wish we knew .

Kevin Palmieri

I don't think solutions were presented , because I don't , again same . I have massive respect for educators . I don't think most of the educators that were educating me had the solutions . They had what the books told them . You ever have a well , I guess , in fairness , one of our phys ed teachers was actually in pretty good shape , but not most of them . Not most of them , I don't know . I don't .

Kevin Palmieri

I think the class that I learned the most about life in makes sense was probably independent living , where I learned how to balance a checkbook . I learned how to cook . I didn't learn how to make a resume , I don't think , because I would have probably been better at making resumes . Maybe I did , maybe I didn't pay attention to that one , maybe I was hung over in that class , but that was the thing I think , that taught me the most about life , because I think for most of it it's

Lessons schools didn’t teach us

Kevin Palmieri

. I think a lot of what you're learning about is the past , not the future , like history . Awesome , you're learning about the past . That's good . You need that . You need that to be a well balanced human being .

Kevin Palmieri

Math I haven't used the Pythagorean theorem once . It's bullshit . Not a single time have I had to measure the circumference or whatever of something like chat . Gpt is great . I'll take care of that for you . I got a calculator in my pocket . It's a miracle . Remember the teachers used to say I am going to carry around a calculator . Thank you so much , I got one in my pocket .

Alan Lazaros

And .

Kevin Palmieri

I don't even have to open it . I can just ask the phone for stuff and it does it . But I don't know . I feel like the and again , I'm not saying this to be this is controversial but I feel like the people that were born to be educators . I think those are the ones that have the biggest impact , because that's like their thing and they're really focused on making sure that you leave with way more than you came with . I think that's very important and I don't know I don't know enough about the education system , but I'm sure in certain places it's probably way harder to actually give somebody something for a bright future .

Alan Lazaros

What's one thing that you didn't know .

Kevin Palmieri

If you're a teacher , I love you , just so you know , yeah , yeah , absolutely .

Meet like-minded people and jumpstart your journey to achieving your dreams while optimizing your life. Join Next Level Group Coaching.

Kevin Palmieri

Next Level Nation . What is happening ? If you've thought to yourself I want to try coaching , but you don't really know where to start , group coaching would be a wonderful place for you . That's really why we created it in the first place . We start a new round every 90 days . So if you're hearing this , go to the website nextleveluniversecom and we have the landing page where you can actually hold your spot right now . Even if there's a group going on right now , you can still lock your spot for the next one . The biggest thing that we've seen is , as we get closer and closer to the date , unfortunately , some people end up missing . The group fills up and they can't do it , and then they end up regretting that . So please head over to the website . The link will be in the show notes and we would love to see you there .

Alan Lazaros

What's one thing that you didn't know that would have made a huge difference , man . It's like there's infinite things to know interest rates , there you go .

Kevin Palmieri

If somebody sat me down and said like , okay , cool , this is right , this is what you need to know about interest rates and this is the short-term impact and this is the long-term impact and this is . These are the most common misconceptions . The first car I ever got that I had to finance . I had a 21 interest rate because I couldn't get anybody to co-sign .

Kevin Palmieri

It's a 7500 car and we could do the math to figure it out , but I think I ended it ended up costing me I think 99007,500 car , something like that . I . I felt like my back was up against the wall , so I kind of needed to do it anyway . It's like I need to build my own credit . This is probably the best way to do it . I think my car payment was like 215 bucks a month , so it's like ah , I can afford that . It's not the end of the world , but I didn't know . And I think it's like a recent thing where if you go on your credit card statement or you do it online , you look at the online statement , it tells you how long it will take you to pay it off if you pay the minimum , and it's like 27 years , like that's how that's a mortgage payment . You have a 30-year mortgage . You got a 27-year credit card payment . You just don't know it that I feel like that would be supremely important for me to know at a younger age .

Alan Lazaros

Unreal . And then the self-belief thing . I was thinking about this . Recently I was listening to a podcast and the speaker was talking about hunger and drive and contribution . And I remember thinking to myself in the middle of the episode , going this dude is not talking about how to build self-belief . If you don't know how to build self-belief , you're how are you going to achieve your dreams and goals ? Like dude , think about that . Isn't that wild . Imagine if you never learned how to build self-belief .

Kevin Palmieri

I think for me it was a requirement . I think a lot of other people already have it , so they don't think they have to teach it or they don't have to learn . You know , that's a weird one . I'm telling you I'm convinced most of the people giving advice have super high self-belief and they just don't understand . They have no idea I could tell .

Alan Lazaros

Both of these people had no idea that other people don't have self-belief because they would say things like you just got to do it , you just got to show up every day and you just got to trust that it'll work out . It's like , well , no , no that's terrible advice .

Alan Lazaros

Yeah , and then they were like well , it's about we , not me , and and you got to contribute . You just got to serve something greater than yourself

Building self-belief from scratch

Alan Lazaros

. It's . I'm with you , I trust me , I , I resonate with everything you guys are saying . That's exactly what I'm doing . But what about the other side of the coin of someone who's a fucking martyr , who only ever serves others and never sets boundaries and is completely burning themselves to the ground by serving , serving , serving and not charging for it ? And then there's people who how are they supposed to contribute beyond themselves when they don't have enough belief to even hit their own goals .

Alan Lazaros

I just NLU , has done a really good job . I'm very proud of this . We break things down into its smallest components , like self-belief . You've got to start there . Okay , how do you build it ? You keep small promises to yourself each day that you decide in advance to do . I just did a commitment device with one of my clients . He said charge me double and take the money if I don't XYZ for seven days . And I'm like done . Charged him double and that's a commitment device . So he's going to prove to himself he can do it and when he does , I'm not going to take his money and he's going to be like hell yeah , self-belief . And so this state prove self-assign is the formula he stated . I'm going to do this , hold me accountable . I'm going to prove to myself that I'm gonna do it in seven days . We're gonna check in and I'm gonna self-assign . Fuck yeah , I did that . That's how you build self-belief .

Alan Lazaros

And self-belief is unconscious too . When I ask you the question of what's one thing that you didn't know , that you wish you did , I wish I understood how different the conscious mind and the subconscious mind are like . I didn't fully understand that until my mid-20s . Like kev has self-belief unconsciously , but you didn't consciously have it . And there's other people who think they have it more than you that actually don't and that's why they never follow through . But they would never know that because no one taught us anything it's like and I don't mean anything . Obviously , people taught us anything it's like and I don't mean anything . Obviously , people taught us stuff . I think the most important stuff in the world to actually achieve external success and internal fulfillment isn't actually taught in school . That's one thing . That , prepping for this speech , I got a little bit depressed Not bad , but I was like none of this would ever be taught , like I think I might be the first person to ever teach this .

Kevin Palmieri

Well , you can't teach someone something beyond what you've done . I think that's why again , like I'm not saying anything about educators , I'm not talking down to educators you have a very important job and the future is quite literally in your hands . We had teachers that went out and partied with the students . Yeah , we had teachers that went out and partied with the students . Yeah , what are you going to teach me about life ? You don't have your shit together . You're like sleeping with students . That , yes , literally . No , I'm not making that up .

Alan Lazaros

How are we went to an interesting school together . How I think that's honestly .

Kevin Palmieri

I think that's way more common than especially back then Nobody was sleeping with me .

Alan Lazaros

Same that I can guarantee . I didn't get invited to those parties .

Kevin Palmieri

But if you really think about it . How could they ?

Alan Lazaros

teach me I looked like a 14-year-old . How are they going ?

Kevin Palmieri

to teach me about fulfillment . You're going and partying with students on the weekend . You're not fulfilled One of the best things that ever happened to me . I was a personal trainer for a short time .

Kevin Palmieri

Hated it , but I had to help people learn how to squat One of the most humbling things in the world is trying to teach somebody who has never squatted how to squat . Yeah , because to me it's so easy and I don't remember ever struggling when I was learning . Maybe I was naturally bred for it , maybe it's cool , maybe that's something I'm already good at . Teaching somebody and breaking it down and saying this , this , this , this is the cue , this is the cue One of the best things ever , because it helps you understand how unobvious it is to someone and , honestly , how unobvious it probably is to most people . Maybe I just maybe it just came easy to me . Well , let's go one layer deeper .

Alan Lazaros

Right , we have to go quickly because you have a coaching call in four minutes . Why does it matter to squat Like ? That's the thing . It's not just understanding how to squat , how is part of it . It's who , what , when , where , why , how is important , but why Like what ? What if I never learn how to squat and Kevin never learns how to squat ? What is taken away from our future Quadzilla , quadzilla , no , but why ? Okay , you increase your test levels . You get bigger legs . Okay , why does that matter ? Uh , well , you'll have higher self-esteem . You'll have higher testosterone levels , so you'll build more muscle . Therefore , you'll have more longevity . Muscle mass is definitely linked to longevity . Okay , you'll have a higher quality of life when you get older . One of the highest risks for older people is falling down and breaking bones , and then pneumonia that comes with that . Okay , so you're less likely to fall down if you have more muscle mass and you're less likely to break bones too . Okay , so why do I need to squat ?

Alan Lazaros

Well , you'll live longer statistically , but

Why learning drives dream building

Alan Lazaros

that's a lot of you can't just say that no , no no , and then it's like , okay , well , how long will it take me to learn how to squat Forever ? What do you mean ? Learn how to squat Well , at level one , at level two , at level three , at level 10 .

Kevin Palmieri

I mean's forever and a day , I mean Kev's been squatting for 16 years still figuring out .

Alan Lazaros

oh okay , interesting Always .

Kevin Palmieri

Always . I figured out more in the 16th year of lifting , I won't say in the first year . I think in the beginning you're learning so much , but you're learning such a wide variety of things that it's really not that it's not deep , it's like you're learning like A . You're learning a little bit about A and a little bit about B and a little bit about C , all the way to Z and then , as you do it more and more and more you like really start to understand A .

Kevin Palmieri

Like I know A very , very , very , very well and I know all the letters better than I ever have but , now I really understand A , and then eventually you'll figure out that there's more letters and you have to learn those , and that's why it's so hard .

Alan Lazaros

Sorry to interrupt you .

Kevin Palmieri

I thought you were done .

Alan Lazaros

I'm always done If you don't learn , you can't build your dreams . I don't want to say manifest , because I think sometimes that is thrown around , but if you don't learn how to drive , you don't get to go drive . If you don't learn how to squat , you don't get to have a greater physique . If you don't learn how to succeed in relationships , you don't get love , you don't just get to fall in love . Do you know how hard it is to fall in and stay in love long term ? I mean , how many people know a couple that you know you should have broke up years ago . And here's the learning loop . The last thing I said got to go . I said this earlier . The learning loop is study it ,

The power of teaching to learn

Alan Lazaros

write it down , do it , practice it . Then you reflect on that practice and then you teach it . If you teach it , that's when you really learn it . And that's what I'm grateful to be doing later tonight , because it was a different level of learning for me to prepare it , to teach it to someone who doesn't know it .

Kevin Palmieri

Makes sense , makes sense . Well , best of luck . I'm going to talk to you between now and then , but the audience will not . So best of luck . I'm sure you're going to crush it as you do . You don't need luck . Best of talent , best of skill . Don't , don't fuck this up .

Alan Lazaros

Whatever you do , you're not fucking this up , Thank you .

Kevin Palmieri

You're welcome ,

Outro

Kevin Palmieri

as always . We love you . We appreciate you . Tomorrow Stay Next Level , next Level Nation . Thanks for joining us for another episode of Next Level University .

Alan Lazaros

We love connecting with the Next Level family . We mean it when we say family . If you ever need anything , please reach out to us directly . Everything you need to get a hold of us is in the show notes .

Kevin Palmieri

Thank , you again and we will talk to you tomorrow .

Head Shot

Alan Lazaros

Host
Head Shot

Kevin Palmieri

Host