Next Level University

AI Can Help You Get To The Next Level… (2077)

• Kevin Palmieri and Alan Lazaros

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In today’s honest and practical episode of Next Level University, hosts Kevin Palmieri and Alan Lazaros get real about how tools like ChatGPT aren't just for saving time, they’re for leveling up your thinking. From negotiating thousands off a car deal to gaining confidence in high-stakes decisions, they share practical examples of how AI can sharpen your mindset, increase certainty, and create real-life wins. Whether you’re skeptical or curious, this episode will challenge how you think about growth in the age of AI.

Link mentioned:
Big goals don’t happen by accident. Next Level Dreamliner helps you plan, track, and follow through. Grab your copy 👉  https://a.co/d/9fPpxEt

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Free 30-minute Business Breakthrough Session with Alan -
https://calendly.com/alanlazaros/30-minute-free-breakthrough-session?month=2025-04
Free 30-Minute Podcast Breakthrough Session with Kevin -
https://calendly.com/kevinpalmieri/free-30-minute-podcast-breakthrough-session-with-kevin

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NLU is not just a podcast; it’s a gateway to a wealth of resources designed to help you achieve your goals and dreams. From our Next Level Dreamliner to our Group Coaching, we offer a variety of tools and communities to support your personal development journey.

For more information, please check out our website at the link below. 👇

Website 💻  http://www.nextleveluniverse.com

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We love connecting with you guys! Reach out on Instagram, Facebook, or via email. We’re here to support you in your personal and professional development journey.

Instagram 📷
Kevin: https://www.instagram.com/neverquitkid/
Alan: https://www.instagram.com/alazaros88/

Facebook ✍
Alan: https://www.facebook.com/alan.lazaros
Kevin: https://www.facebook.com/kevin.palmieri.90/

Email 💬
Kevin@nextleveluniverse.com
Alan@nextleveluniverse.com

LinkedIn ✍
Kevin: https://www.linkedin.com/in/kevin-palmieri-5b7736160/
Alan: https://www.linkedin.com/in/alanlazarosllc/

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Show notes:
(1:45) Using AI to save real money
(3:22) YouTube Vs. ChatGPT Vs. Google
(6:44) The compound effect of knowledge
(8:19) Better questions, smarter outcomes
(9:59) Next Level Dreamliner: The planner, agenda, journal, and habit tracker to rule them all. Get a copy: https://a.co/d/9fPpxEt
(10:26) Real example: EV deal breakdown
(13:36) Cheat codes from coaching clients
(16:35) Chess, business, and knowing the rules
(18:09) Car buying leverage you didn’t know
(19:11) Outro

Send a text to Kevin and Alan!

Kevin Palmieri:

The things that scare us the most are often the biggest opportunities, and if we do not leverage those opportunities very much like we're going to talk about in today's episode, where I did not want to leverage AI as an opportunity unfortunately and I don't want to be the guy to say this you might end up being left behind and I do not want that for you.

Alan Lazaros:

Humble curiosity and a deep, deep, deep passion to learn yourself others in the world is critical. Ai can help you learn so much in so much less time. It's an absolute game changer.

Kevin Palmieri:

Welcome to Next Level University. I'm your host, kevin Palmieri, and I'm your co-host, alan Lazarus. At NLU, we believe in a heart-driven but no BS approach to holistic self-improvement for dream chasers.

Alan Lazaros:

Our goal with every episode is to help you level up your life, love health and wealth.

Kevin Palmieri:

We bring you a new episode every single day on topics like confidence, self-belief, self-worth, self-awareness, relationships, boundaries, consistency, habits and defining your own unique version of success.

Alan Lazaros:

Self-improvement in your pocket, every day, from anywhere, completely free.

Kevin Palmieri:

Welcome to Next Level University, next Level Nation. Today for episode number 2077. Ai can help you get to the next level nation today for episode number 2077. Ai can help you get to the next level. I had a moment where I was thinking to myself we're not going to talk at all about how ai is going to make you. It's going to allow you to be lazier. So if you think that's what this episode is about, hang out, because we're that's not where we're going. It's not how to achieve more in less time. It's not that.

Kevin Palmieri:

Alan logged on today and I was like dude, I am so deep in chat gpt right now so I bought a new car. My car is an electric vehicle. I thought electric was way cheaper than it is, so when I saw that, I was like I'm only gonna be saving like 40 bucks a month in gas. Fuck that. I gotta figure out a way to save more. How do I save more? So I went into chat gpt and I said on a 30 000 mile over the course of three years, please give me all the numbers on how I can save as much money humanly possible between fast charging and long form charging. Blah, blah, blah, blah. And it gave me this beautiful breakdown and I essentially went from being able to save like 20 to 30 bucks a month to anywhere from 60 to 80 bucks a month.

Kevin Palmieri:

That would not be possible for me unless I went and learned a ton about math and or just said, all right, I'm going to sit here for the next four hours and I'm going to crunch. All right, it's four dollars and 25 cents per gallon for premium. My tank was this size. I was driving this amount. This is the mileage I was getting our crew and let me try to figure out kilowatt per hour. I'm there's no way I would have called it quits and then said, yeah, I'm saving some money, pretty good. But now I have a plan of attack and I have a ton of certainty and I feel really good, and that is because of of ai. I know ai gets villainized. I think everything gets villainized because there are downsides to everything. But if you are closed off to ai, you are closed off to a shitload of growth and so much opportunity, and I do not want that to happen to you.

Alan Lazaros:

Our furnace went down three weeks ago and I spent my life studying computers, computer engineering, business, science, technology, engineering, mathematics, business and finance, so STEMBIF is what I call it. I don't know a ton about furnaces. I go downstairs, I take a look. Don't know what the fuck I'm looking at. Hammer YouTube. I go downstairs I take a look. Don't know what the fuck I'm looking at. Hammer YouTube. Within three videos I have an idea of what's wrong. We call somebody. There's a number right on the furnace. Boom, they're in here. Very respectful guy. We got his number. We're good, reasonable charge.

Alan Lazaros:

I think AI is just a faster Google and I was thinking about this with Emilia recently. We asked ourselves a question Our parents, how old were they when Google was founded? I sent you an image of Google in 1998. It's like in a garage and now it's in 2024 or 25, 2024, the image that I sent you. It's before and after. It's a transformation photo. And now it's this huge complex with solar panels on the roof and all kinds of stuff. It's before and after. It's a transformation photo, and now it's this huge complex with solar panels on the roof and all kinds of stuff. And ChatGPT is something that we use at our company not to do less but to learn more, and I think ChatGPT is just a customized version of Google.

Alan Lazaros:

I was on with someone recently. I was on a podcast. I was on with someone recently. I was on a podcast, and the guy said something along the lines of do you remember back in the day when if you wanted to learn about Egyptians, you used to have to go to the fucking library and find a book with the Dewey Decimal System on Egyptians, the Dewey Decimal Throwback, Throwback to the Dewey Decimal System? You remember in middle school we had a little library there. Yeah, of course. Yeah, the dewey decimal system. Some guy named dewey remember book?

Kevin Palmieri:

uh what was it? You get to go buy books like the scholastic book fair baby, yeah, remember that I, I, I would get like some erasers. I would get some, yeah, I would get some erasers. Mostly, for some reason, I liked erasers.

Alan Lazaros:

I so deeply wish that we could go and talk to kids and just explain why. Oh, they'd hate us for sure I would. I gotta find a way around that.

Kevin Palmieri:

I was onto the. You dress up as Elmo. You're in Done, Done.

Alan Lazaros:

Guaranteed Elmo with books yeah with books. I guaranteed elmo with books, yeah with books. I was on with a young man named christian yesterday. His mother saw me at toastmasters and was blown away. She emails me. You gotta talk to my son. This is actually a thing that's been happening over the last decade. I used to mentor a kid. He was into basketball. I helped him with basketball and his school. It was cool. This is way. In the early days when I wasn't making any money, I actually made like 50 bucks an hour doing that, hell yeah, hell yeah yeah, yeah, I'll play basketball.

Alan Lazaros:

50 bucks an hour, absolutely right.

Kevin Palmieri:

I was back when I had a bunch of money in the bank. Are you technically professional? Have you been? You've been paid to play I don't know, I will.

Alan Lazaros:

fitness modeling. I remember my first paycheck. I was like it's official baby 500 bucks for a photo shoot, let's go, but anyways. So I was on with this man named christian and I had this moment of he's 20 years old and I don't want this to sound condescending, I just need to keep it real. It's very clear. He doesn't know almost anything compared to me. Now I also watched an episode, episode 20, with me and you.

Alan Lazaros:

This is from seven years ago seven years ago and it's very clear that we know very little compared to what we know now. It's the accumulated compound effect of knowledge over time Knowledge plus experience plus reflection. We underestimate the compound effect of knowledge so much. It's crazy. I wish we could talk to us eight years ago. I wish we could talk to us 16 years ago. Kevin wish we could talk to us 16 years ago. Kevin and I. Every now and then we'll go back to Facebook messages we sent, because Facebook was around since basically 2005-ish is when colleges had it, and then after 2007,. 2008 is when it started to get bigger, and then around by 2010,. It was pretty big for kids, our age, millennials, and then eventually aunts, uncles, everybody got on there. It's so clear. Looking back at those messages there was this girl I was dating and I looked back at the message threads it's like can you shut your fucking mouth.

Kevin Palmieri:

You got to be in a really good place to get that Like, if you're in a bad place, do not go. Look at your old messages. It wasn't.

Alan Lazaros:

I wasn't disrespectful, it was just, she doesn't fucking care man, yeah she doesn't give a shit about that.

Alan Lazaros:

Just shut your fucking mouth and let her just come to you a little bit here. What are we doing here? So I was philosophizing all over because when I found personal development, I thought everyone wanted to know. And now I realize no one gives a shit. And if they do they, they listen to the podcast. But at the end of the day, what's my point of all this? I know we're talking about AI. So AI I have several different clients, kev, several other clients I coach Kev. You guys are just using AI constantly.

Alan Lazaros:

Chatgpt is the one we use and you guys are just asking it tons and tons and tons and tons and tons and tons and tons of questions. And, quite frankly, as condescending as this is going to come off, I just have to have the courage to say it. It's very clear you guys are all thinking much more long term than you used to. For sure, because chat gpt if you ask it the right questions, it can give you a long-term game plan. Like I just crunched to the numbers, kevin's gonna save 80 bucks a month. With the research he just did for 36 months, that's three grand. So you invested how much time. So you invested how much time? About 20 minutes. Okay. So he made $3,000, $2,880. $2,880, 80 times 36, that's three years. The lease that you got is three years. You just saved $2,880 in 20 minutes. If you could go make $2,880 an hour as a matter of fact, let's actually do the hourly on that. So, real quick, and this is actually how my brain thinks $2,880 times three, that's 60 minutes. So it was 20 minutes. It took Kevin 20 minutes to save $2,880 over the course of the next three years. By all the research you just did, okay, that means you made $8,640 an hour. Ballin'. That's a good use of your time. I don't. Here's what I would say ChatGPT will help you make better chess moves. Chess is a good metaphor for life. There are good decisions and there are fucking terrible decisions and there is everything in between and there is a more optimal choice and chat gpt can help you make really good choices.

Alan Lazaros:

Hello, hello, hello. Nlu listener, thank you, as always, for listening to next level university. Real quick. I just want to jump in and let you know about the next level dreamliner. This is a journal that I use every single day. Achieve your dreams 90 days at a time. It breaks down your dreams into goals, milestones and daily habits. We hope you enjoy it. The link will be in the show notes.

Kevin Palmieri:

So I'll be very honest and transparent, and I don't know. We always try to do that. I did not intend on buying a new car. I saw that it was. You were getting 7500 off. There's a 7500 incentive. That is a lot of fucking money. So I was like interesting is that government oriented too I think so, yeah, yeah, I think the us government is trying to push electric. Yeah, it's an ev incentive, yeah, so I was like all right, really friendly.

Kevin Palmieri:

7500 off interesting. I already have a bmw so I get another thousand dollars off. Interesting. And when I started talking to them they said we have a 5500 dealer incentive as well. And I said is that on top? I went into chat gpt and said are these numbers real, do they make sense and what questions should I ask? Gave me a list cool. I messaged the person back and said is that fifty five hundred dollar incentive off of the, the manufacturer's suggested retail price, or is that included? They said off cool. I found a sixty five thousand dollar car. That sixty five thousand just got knocked down to sixty thousand because that five thousand dollars off and there was another 8 500 off, so that 60 000 car is now 52, 5 and they definitely over paid me on my trade-in. I owed 33 000 on my trade and they didn't even say anything about it. They're like I don't worry about, it's taken care of. So I get a $65,000 car for probably $50,000. Uh, less than that.

Alan Lazaros:

Yeah, probably 48.

Kevin Palmieri:

Yeah, you know how much I paid for my previous car $50,000. Do you know what my monthly payment was? $760. Do you know what my new monthly payment is? $599. I spent three hours in chat GPT crunching the numbers. Give me a checklist. What do I ask? I learned so much. I was super excited. I would have got raked over the coals if I didn't have that data.

Alan Lazaros:

This is why knowledge is power. You have the power. You went into that situation. I still had to do. I didn't want to. I know it's potential power. I was like you went in with the knowledge and you had the certainty Belief I think is just certainty Well.

Kevin Palmieri:

I literally said to the guy I said I'm not paying any more than 550 bucks a month. And I fucking, I got soft, I softened up. But when we got to 600, he's like, all right, why don't we meet in the middle Six, 75. I said I'm, I'm telling you I'm not paying any more than 600. I don't need it. Like I have a car, I love my car.

Alan Lazaros:

I don't want to get rid of it to be in baby.

Kevin Palmieri:

I don't need it, but that was. I want it. But I don come at you with this. You should leave. If they come at you with this, this is your and it was just. It was just a level of certainty. Why do we not like certain places car dealerships being one? Because we don't know how they work there's, we don't know what the conversations are behind the scenes. When they say I gotta go talk to my manager and that helped it helped me for sure so I've I coached several different people who work at dealerships.

Alan Lazaros:

That's one of the best parts about coaching. You just get every cheat code in every industry. It's awesome. For sure, no one can fuck with you if you know more than they do. That's facts. It's awesome. Yeah, no one can fuck with me. It's like listen, we were. We were selling her Prius Funniest shit ever. They come in first of all Facebook marketplace.

Kevin Palmieri:

Priuses she, she listed it.

Alan Lazaros:

She got within a week, everybody it was. We had eight people Right and I said, sweetheart, we can't. We're not car dealers, what do you know? Let's get this done Right, if they need to go down, we're going to go down to seven. We're never going to go lower than seven. She's like good, we get in the car that you get there. This guy brings another guy who knows cars and Priuses. He's like well, you know I don't know if you know about this fucking this I said, listen, brother, let me save you some time. We have six other people this week. One of them's in our condo complex. We run three businesses between the two of us. Save yourself the breath. If you want the car, you can have it 7,000 cash, otherwise get out.

Kevin Palmieri:

I was kinder than that, politely fuck right off.

Alan Lazaros:

Yeah, he was. She's a girl. I don't know about cars, but I know business. Motherfucker, do not mess with me, be a niss, so be a niss. But that's the value. And again, I just think knowledge is power, because when you're smarter than other people, they can't mess with you. I look back to us back in those days, seven years ago. Too dumb, too naive, too naive we could never. Too dumb, too naive, too naive, we could never Dude us. Back then, that level of consciousness could never have handled what we're doing now. I mean, you overpay, you underpay, you don't know how to lead people team finances. I have one client who has seven properties. He's trying to buy his eighth. Shout out to you, brother, I know you're listening. And when you run the numbers he's like, hey, can I just run the numbers by you? He's got a whole spreadsheet. He said it checks out, it's mathematically sound, run it. It's a win-win-win. You can't even worst case scenario, you come out on top.

Kevin Palmieri:

Let's do it it. If you're not good at math, certainty chat gpt is great, but you gotta be careful because sometimes it fucks it up bad like. There have been things I put in. There is like I literally message and say that's wrong, try it, try again, like that's not. That's not the right answer. So if you're, if you're somebody who struggles with math, I'm telling you chat gpt will say it will change your life. It's not gonna save your life it'll.

Alan Lazaros:

Let me ask you this. So math, in my opinion, creates certainty, because everything is a calculation. So when you go to squat, you've been doing it since you were 16, you're not concerned about not getting the weight up. So zero to 10. What if ChatGPT, with the right question and the right investment of research, could give everyone that level of certainty? And I just feel so. And even if it's not ChatGPT, get a coach or a mentor, someone who knows their stuff?

Alan Lazaros:

Whatever it is. I used to say this all the time and I think it'll land different in this episode. I used to say going into the world without education, without being educated, is a lot like playing chess against the greatest chess masters in the world when you don't even know what the pieces do. These business owners, these executives, they know what they're doing For sure. That whole car dealership. I can take you behind the scenes and go business geek out here for a second of exactly what they were doing to you. It's all the cognitive biases stacked up.

Kevin Palmieri:

This was the best one. This was the best one. I said I will not go a dollar over 600. He's like all right, let me hold on, sign right here. I said what am I signing? He said if I can go up there, if I can go back there right now and I can come back with $600, you're good to go today. I said, brother, the car is full, I've already cleaned it, I already washed it, I'm ready to fucking go. I said just sign your name so I can show them proof. And then, right after he walked away, I was like, hmm, did I fuck up? Chat GPT, seriously, is a random signature a legal document, a law holding document? It said, no, this is. And I knew it was a tactic, but I wanted to make sure I wasn't signing up to get Jeffed.

Alan Lazaros:

Oh, so they made you sign just a regular piece of paper. Regular piece of paper, Just a all it is is a that's a little proof of concept A proof of concept slash a little buy-in slash-. Did he try to go up after?

Kevin Palmieri:

that Nope, oh nice, he came back at $600.

Alan Lazaros:

Well, here's the one thing I want to share with everyone too, Because everyone out there watching or listening Also, it's 1 pm.

Kevin Palmieri:

You have a time. Holy crap, I have to go.

Alan Lazaros:

Okay. Last thing Everyone out there watching or listening. At some point you're going to buy a car. That dealership needs customers. It needs to get rid of inventory, especially at the end of the month, especially during certain parts of the year. You have more leverage as a consumer than you think, but they want you to think that you don't Always ask to get the price down. Always, At very least, the person who's willing to walk away always has the most leverage. And we can talk about this another time. Well, the payment went from $775 a month to $ to 600. Yeah, an old kevin would have paid 775. I probably would have said yeah, I probably said that I don't know.

Kevin Palmieri:

Anyway, we make that payment go up. I would have just kept talking it's like, yeah, no, I could.

Alan Lazaros:

This is why we almost went out of business.

Kevin Palmieri:

Yes, all right ai can help you get to the next level. It's just something you got to be open to. I know know it's weird, I know there's fear around it, but the more research you do, I think the better off you're going to be. You're going to raise your intelligence, raise the opportunity, raise the certainty, all that stuff. As always, we love you, we appreciate you, grateful for each and every one of you. Buy the Dreamliner. If you haven't yet talk to you all tomorrow, talk to you soon. Thanks for joining us for another episode of Next Level University.

Alan Lazaros:

We love connecting with the Next Level family. We mean it when we say family. If you ever need anything, please reach out to us directly. Everything you need to get a hold of us is in the show notes.

Kevin Palmieri:

Thank you again and we will talk to you tomorrow.

People on this episode

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Alan Lazaros

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Kevin Palmieri

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