Next Level University

Health, Wealth, And Love Are Just The Beginning (2220)

Kevin Palmieri and Alan Lazaros

In today’s episode of Next Level University, hosts Kevin Palmieri and Alan Lazaros uncover what most people miss about health, wealth, and love. They share the simple mindset shifts that can transform your energy, finances, and relationships for good. This conversation will help you go beyond the basics and build a life that truly fits. Listen now and find out what comes after health, wealth, and love.

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Show notes:
(2:27) What true health really requires
(7:39) The mindset behind building real wealth
(11:12) Why trust is the foundation of love
(14:01) Emotional intelligence and lasting relationships
(17:10) Outro

Send a text to Kevin and Alan!

🎙️ Hosted by Kevin Palmieri and Alan Lazaros

Next Level University is a top-ranked daily podcast for dream chasers and self-improvement lovers. With over 2,100 episodes, we help you level up in life, love, health, and wealth one day at a time. Subscribe for real, honest, no-fluff growth every single day.

Kevin Palmieri

(0:00) This entire podcast, this entire business, this entire brand was built on health, wealth, and love, but at the end of the day, health, wealth, and love are not enough. (0:09) They are just the beginning.

Alan Lazaros

(0:11) So health, wealth, and love each have subcategories within them that Kevin and I are going to talk about, discuss, potentially debate. (0:21) Welcome to Next Level University.

Kevin Palmieri

(0:24) I'm your host, Kevin Palmieri. (0:25) And I'm your co-host, Alan Lazarus. (0:28) At NLU, we believe in a heart-driven but no BS approach to holistic self-improvement for dream chasers.

Alan Lazaros

(0:35) Our goal with every episode is to help you level up your life, love, health, and wealth.

Kevin Palmieri

(0:42) We bring you a new episode every single day on topics like confidence, self-belief, self-worth, self-awareness, relationships, boundaries, consistency, habits, and defining your own unique version of success.

Alan Lazaros

(0:57) Self-improvement in your pocket, every day, from anywhere, completely free.

Kevin Palmieri

(1:04) Welcome to Next Level University. (1:09) Next Level Nation today for episode number 2,220. (1:14) Two more episodes is going to be 2,222.(1:17) That's going to be pretty cool. (1:18) Health, wealth, and love are just the beginning. (1:20) So Alan and I were debating on what episode we should do today.(1:24) And he said we should do an episode on what are the things under health, what are the things under wealth, what are the things under love. (1:31) It started as what are the awarenesses that you have to have and the things you need to focus on leveling up essentially forever. (1:40) You don't need to be the most in-shape person of all time.(1:43) You don't need to know money better than every other person in the world. (1:46) You don't need to understand relationships at the deepest of levels, but you do have to understand what goes into them at an above average level if you want to get above average results essentially.

Alan Lazaros

(1:55) Yeah, you have to be intentional in each of them, at least to some degree. (2:03) I said this to Kev before. (2:05) I said you don't have to be Einstein in any of these categories, but you do have to at very least dabble intentionally in each, dip your toe into each.(2:16) So health, what do you think are the sub categories under health that you think someone needs to at least swim in that pool?

Kevin Palmieri

(2:27) You go first because I'm all fucked up now after like meta skills and all that. (2:31) Like I don't even know if I know anymore. (2:33) Nice.

Alan Lazaros

(2:33) Yeah. (2:35) Okay, so in this case health has a bunch of different parts. (2:44) One, I would say fitness, but then you can go deeper into fitness.(2:48) So I would say fitness is one of so underneath health, let's do a web health and then you branch off and then it's fitness. (2:57) Okay. (2:58) I think a little bit of longevity.(3:00) You got to understand longevity to some extent because what's the point of, you can't be healthy long-term without understanding longevity.

Kevin Palmieri

(3:07) When you say understand, what percentage do you understand it at? (3:12) To what depth?

Alan Lazaros

(3:14) Well, first and foremost, you can't understand anything at a hundred percent. (3:17) Right. (3:19) Even Einstein doesn't understand physics at a hundred percent, but he's the closest to a hundred percent that you can get, quote unquote, at least back then.(3:26) Now also RIP to the homie. (3:29) Of course. (3:30) Yeah, obviously.(3:31) So theory of relativity, powerful shit. (3:34) Okay. (3:36) So longevity, what percent do you understand longevity?(3:39) See, you don't even really know and you don't know. (3:42) What I don't know. (3:43) What you don't know.(3:44) Right.

Kevin Palmieri

(3:44) I would say one of the keys to longevity is sleep. (3:48) For sure. (3:48) Nice.(3:49) Right. (3:49) So I understand that at a fairly, the highest level I ever have. (3:53) Let's call that 5%.(3:54) Nice. (3:54) Keep going. (3:55) 5%.(3:55) That's brutal. (3:58) That's nutrition? (3:59) 5% is garbage.(4:02) Seriously? (4:03) I thought I was 7, 8, 9, 10% at this point, at this juncture in my life. (4:08) No, no.(4:09) 5% just from you understanding sleep. (4:11) Oh, I thought you meant I understood 5% of sleep.

Alan Lazaros

(4:14) Oh no, you understand way more than 5%.

Kevin Palmieri

(4:16) That's why I was personally offended.

Alan Lazaros

(4:18) Oh, okay. (4:19) That's why you saw that in real time. (4:21) 5%.(4:22) If you read the book, Sleep Smarter, you understand more about sleep than 99% of people. (4:26) For sure.

Kevin Palmieri

(4:27) I'm at the point now where I understand, if the temperature is 72 degrees, when Taryn was away, I forgot to turn the AC on before bed. (4:36) I always turn it. (4:37) Even right now, it's 55 degrees out.(4:39) I still turn the AC on every night before bed. (4:41) Every single night. (4:42) I don't care.(4:43) That's the way it is. (4:44) I woke up in the middle of the night and I was hot and I said, shit, I forgot to turn the AC on. (4:48) I was like, yeah, it's probably like 71, 72.(4:50) I went and checked. (4:51) 72 degrees. (4:52) Too hot.(4:53) 68 degrees. (4:54) That's the sweet spot for me. (4:56) That's the sweet spot for me.(4:58) So I've learned that over time.

Alan Lazaros

(4:59) Oh, that's right. (5:00) That's right. (5:00) Yeah.(5:00) That all just makes sense. (5:02) Okay. (5:03) I don't want to take our time because we need to do this.(5:06) So far, we've got health. (5:08) So you went into longevity and you said sleep and nutrition. (5:10) Awesome.(5:11) And every category has subcategories. (5:13) That's why this is so challenging. (5:14) And that's why we get a...(5:15) Well, I think we just give one under each and then we'll see what happens. (5:19) So one under health, longevity. (5:22) Yeah.(5:23) Okay. (5:23) One each though. (5:24) So that mine's longevity.

Kevin Palmieri

(5:26) Oh, sure.

Alan Lazaros

(5:27) You can't just jack it up.

Kevin Palmieri

(5:28) Mine is nutrition. (5:31) Like I feel like you have to understand. (5:33) Yeah, for sure.(5:34) To a degree, calories and carbs and fat and protein and micronutrients. (5:39) You don't have to know everything, but just understanding... (5:43) Alan has a great story about one of his mentors who was like, well, yeah, I only drink white wine with dinner because it doesn't have that many calories.(5:51) I was like, that's not... (5:53) Who told you that?

Alan Lazaros

(5:55) That's what I said to him. (5:56) I shot him a screenshot.

Kevin Palmieri

(5:57) Yeah.

Alan Lazaros

(5:58) Nine ounces of red wine, 220 calories. (6:00) It's like, brother, I don't think so.

Kevin Palmieri

(6:02) You're better off drinking a Coca-Cola. (6:04) What are we doing here?

Alan Lazaros

(6:06) Yeah.

Kevin Palmieri

(6:07) So that, I think that's super important.

Alan Lazaros

(6:09) That's a pound a week right there, right? (6:11) I mean, it's not, it's almost. (6:12) What's 220 times seven?(6:16) Okay. (6:17) It's not. (6:17) Okay.(6:18) So 1,500. (6:18) So let me do 3,500 divided by 1,500. (6:22) So in 2.3 weeks, he gains a pound just from red wine. (6:27) Assuming that's a surplus, don't read too far into this. (6:30) But if he's doing that in a surplus...

Kevin Palmieri

(6:32) Just that understanding. (6:33) I know. (6:34) Just that understanding.(6:35) I think that... (6:36) We had somebody comment on one of our Spotify episodes. (6:40) They weren't very happy with us because we were talking about calories in versus calories out.(6:43) And they said, well, I tried that and it didn't work. (6:45) It's like, well, you might, honestly, and I'm not being a dick, you might've tried it wrong.

Alan Lazaros

(6:49) Did you say that?

Kevin Palmieri

(6:49) Did you comment? (6:49) No, I didn't say anything to it yet because I saw it recently. (6:53) Are you getting back to those people by the way?(6:55) Yes. (6:55) Yes. (6:56) Okay.(6:56) Good. (6:56) Yeah. (6:56) I'm on it.(6:57) There have been studies. (6:59) We should connect with those people. (7:00) Yeah.(7:00) We're connecting with those people. (7:01) There have been studies. (7:02) And again, I don't...(7:03) I get a lot of my information from Dr. Elaine Norton because he's the guy who does like... (7:08) He has a lot of studies. (7:10) It references a lot of studies.(7:11) Love it. (7:11) And it was something along the lines of like 70 to 75% of people who track their calories and their nutrition just... (7:19) Do it wrong.(7:20) Yeah. (7:20) They do it incorrectly. (7:20) They do it wrong.

Alan Lazaros

(7:21) Yeah.

Kevin Palmieri

(7:21) So that's great that they're...

Alan Lazaros

(7:22) I had a client who was tracking chicken with the chicken bones in it. (7:25) Right. (7:26) And I was like, you don't eat the bones, so you can't add that.

Kevin Palmieri

(7:29) Right. (7:30) So that would be mine. (7:31) Mine would be nutrition to some degree.(7:33) Love it. (7:34) That would be mine. (7:34) Okay.(7:35) What's yours under wealth?

Alan Lazaros

(7:39) Oh, so you have to dabble, have to dabble, at least dabble into the idea of investing. (7:50) You have to because, okay, I could do a chat GPT deep research function that is basically PhD level research paper in 15 minutes, which is wild. (8:07) And it would comb the internet for all of the statistics about wealth.(8:13) I would be willing to bet, and this is just a prediction, I have not done this, that 95% of all wealth is created through some form of investing. (8:27) You don't earn your way to wealth. (8:30) That's not even a thing really.(8:32) Now, if you make... (8:34) What did Mike Tyson make in one night or something? (8:36) 30 million.(8:36) 30 million. (8:38) Okay. (8:38) So Mike Tyson made 30 million in one night, which is the most any fighter had ever made.

Kevin Palmieri

(8:42) At that point. (8:42) Now it's at that point.

Alan Lazaros

(8:43) Yeah. (8:43) Now they're getting 100, 150. (8:44) Of course.(8:45) And that's why they're doing a repeat of fake fighting. (8:47) I'm kidding. (8:49) But the point is though, is if you don't invest that money, I mean, he lost it all, right?

Kevin Palmieri

(8:57) Yeah, you know better than I do. (8:58) He made, I think at that time he had made $300 million in his career and he lost, he went bankrupt, whatever that actually means. (9:06) I don't know, but he went bankrupt.(9:07) How do you even do that?

Alan Lazaros

(9:09) Again, it's just poor decisions. (9:11) You buy tigers. (9:12) He obviously didn't invest it.(9:14) No, no.

Kevin Palmieri

(9:14) He bought... (9:14) And if he did, he didn't invest it well. (9:16) He bought many cars.(9:17) He bought tigers. (9:18) He bought stuff for his friends. (9:19) He had multiple mansions.(9:21) He was, yeah, he bought whatever he wanted. (9:24) That was it. (9:25) He literally had tigers at his home.(9:27) He played with the tigers. (9:29) He was a wild, wild human. (9:33) That's reckless.(9:35) Yeah. (9:36) In more ways than one. (9:37) He didn't have, this is a kid who grew up in the slums, was broke as shit, had no financial literacy.

Alan Lazaros

(9:45) Nobody taught him that. (9:45) Why wouldn't someone just teach him finance?

Kevin Palmieri

(9:47) Because it was easier just to steal his money. (9:50) That's why. (9:51) Right, right.

Alan Lazaros

(9:52) Yeah.

Kevin Palmieri

(9:52) No, they were getting everything taken care of. (9:54) I'm not going to teach you finance. (9:55) It's going to directly go against my current benefit that I'm getting, you know?(9:59) Yeah, that's bullshit, man. (10:00) That pisses me off. (10:01) It is bullshit.(10:02) All right. (10:02) So that would be yours, huh?

Alan Lazaros

(10:03) Yeah. (10:04) You got to just invest in general, the concept. (10:08) You don't need to know how to reallocate your portfolio, but you have to understand the concept of investing.

Kevin Palmieri

(10:14) Mine would be this. (10:16) Mine would be you have to understand what relationship you have with money because that's where this all starts. (10:21) If you're out there right now and you're like, I can't imagine ever investing money, you're most likely somebody who grew up without it and or their scarcity and or so much of your certainty is based on it.(10:31) So you look at the number in the bank account and that determines your level of safety. (10:36) And that is a great place to start because again, that was me. (10:39) The number that I have in my bank account dictates current safety, not future safety.(10:44) And that's something I had to work. (10:46) I still am working on a lot. (10:48) So that would be that for me.(10:51) Nice. (10:52) Love. (10:53) I think this was maybe the hardest one, but also maybe the easiest in a way.(10:59) Yeah, I know it doesn't make any sense. (11:01) I really am. (11:03) I really am.(11:04) You just never know what you're going to get with me. (11:06) Study in contrast. (11:09) Love.

Alan Lazaros

(11:12) Everybody goes to communication. (11:14) I'm telling you, it's trust. (11:18) You have to learn how to build trust.(11:21) So, but what's under trust though? (11:25) A bunch of stuff. (11:27) Obviously communication, poor communication will destroy trust.(11:30) But I think the foundation of every relationship is trust. (11:33) I do believe that. (11:36) Like, yeah, if you ever broke my trust, there was one time when you almost did, but you didn't mean to.(11:45) And I had to really like mentally work through that. (11:48) It was finance stuff, but you're like, I didn't fucking know. (11:51) And it's like, oh, he really didn't fucking know.(11:53) Cause if you knew it was like, fuck. (11:55) Was I stealing money? (11:58) No.(11:59) Well, yes, but you didn't know you were. (12:00) I'm kidding. (12:01) That's even worse.(12:02) Remember the moment I had with Amelia years ago and I was so hurt and you were like, she just doesn't know. (12:08) Yeah. (12:09) And you were like, she didn't, she didn't mean to do that, Alan.(12:12) She just doesn't know the math. (12:13) I was like, oh, and she didn't, she had no, she didn't, she didn't know what that meant to me. (12:19) To me, it was like, oh my God, you would never expect me to carry, you know, 90% of the, the financial burden, but she just didn't know that she just screwed up the math.(12:31) That's all. (12:31) And to me, that's like a break in trust. (12:33) It's, it's, it's not real, but that's my point is you could just be ignorant and you're hurting your relationships without even knowing it.(12:41) And I think that that I'm always aware of. (12:45) I think I break trust with people all the time on accident. (12:47) I don't mean to, it's like, oh, well, you didn't want to come to my thing.(12:52) It's, or you didn't wish me a happy birthday. (12:53) That's a big one.

Kevin Palmieri

(12:54) Yeah.

Alan Lazaros

(12:55) Like, so you must not care about me. (12:58) No, I don't care about birthdays genuinely. (13:02) And that's, but if you care about me and I care about my birthday, then you should care about my birthday.(13:06) It's like, okay, yeah. (13:08) But trust, you have to understand what builds and what breaks trust. (13:14) And oh, you listener, you trust us to guide you at least on some level, whether it's conscious or not as a different story.(13:22) That's one of the problems in the world is we trust people that we shouldn't. (13:25) Like growing up, I had certain people that were heroes of mine. (13:31) And now as an, as an adult, I realized I never should have trusted them with my future.(13:36) And again, I didn't, it's not like I was getting coached by these people, but they were characters in films that I had looked up to when I was a little kid. (13:42) And now I study their careers and I go, oh, they were a shit show of a human being. (13:47) Like they just play characters that are put together.(13:49) Right. (13:49) So two guesses who I'm thinking of. (13:51) Well, they're called actors and actresses for a reason.(13:54) I know it's a performance. (13:56) But when you're a little kid, you're just looking for.

Kevin Palmieri

(13:59) I know you're looking for anything. (14:01) We're going to have to do a part two, obviously, because I do think we should go deeper into each, but my, mine under relationships, love would probably be emotional intelligence. (14:11) That's nice.(14:12) I thought you were going to go communication. (14:13) No, you already said it, but I'm telling you one of the things, one of the things that again, I have a very limited study of this. (14:19) It's not like I've studied thousands of couples when somebody doesn't have emotional intelligence.(14:25) Give me an example. (14:26) The example I've used a million times where you always say this, you're like, I don't know, I could just feel it. (14:30) It's like, what the fuck does that even mean?(14:32) Tara and I were out with a couple. (14:33) We were on a hike. (14:35) One of the different one.(14:38) That is a good one though. (14:39) Okay. (14:39) Oh, there was another couple we knew they were having a conversation.(14:43) It was a man and a woman in the relationship. (14:45) The man literally said to the woman, like, you're not my dream person. (14:49) Like you're not my dream partner.(14:50) It's like, there's the end of that. (14:52) That is the end of that. (14:54) So what are you doing?(14:55) Why would you ever say that?

Alan Lazaros

(14:57) They did get divorced.

Kevin Palmieri

(14:58) They did get divorced. (15:00) If now, if you have such a good line of communication where you can sit someone down and say like, well, you know, I understand we both made sacrifices or blah, blah, blah. (15:08) That's a different conversation.(15:09) But if your partner comes to you and is looking for reassurance and you just say like, I mean, you're not my dream partner anyway. (15:15) Like we both know that that's the end. (15:17) That's the end of that.

Alan Lazaros

(15:19) So bad. (15:20) All right. (15:21) That person obviously has a logical.(15:27) Yeah. (15:28) They're very logical based. (15:30) High IQ, low EQ, would you say?

Kevin Palmieri

(15:32) Yes. (15:33) Yes.

Alan Lazaros

(15:33) Yes.

Kevin Palmieri

(15:33) And again, I'm not poking fun. (15:35) It's more the fact of like, that's like seeing thin ice and then just saying, I'm going to run out on it and then hearing it crack and then continuing to walk. (15:41) It's just not, it's just a recipe for disaster.(15:44) He has no idea though.

Alan Lazaros

(15:47) Did he have any idea of the implications of that? (15:49) No, because I think that's the way he would like to be communicated with as well. (15:53) Yeah.(15:53) Agreed. (15:54) That's the level. (15:54) And he probably was like, well, I'm not your dream partner either.(15:57) Obviously. (15:57) Right. (15:58) And this is a physicist.(15:59) So it's like, yeah, I get, I get that. (16:03) I understand. (16:04) I understand both ends, dude.(16:06) There were partners in the past where I, they weren't my dream partner. (16:10) Now I wasn't dumb enough to say that out loud. (16:12) But like with Emilia, she actually is.(16:14) So it's like, I don't have to, I can be fully me. (16:17) It's awesome. (16:17) It's the best.(16:18) Like I was with a person in the past where I had to like make stuff up. (16:21) Like, Oh, she's funny.

Kevin Palmieri

(16:23) You also share very hard truths with each other. (16:25) Oh, got it. (16:26) So it's like, but you're, you've built that in.(16:29) All right, we got to go. (16:30) We got to go. (16:30) Cause I have a, I have a coaching call in one minute.(16:32) All right. (16:33) What? (16:33) I'm going to sum this up quick.(16:35) No, we're going to do part two. (16:37) You have to sum up a part one.

Alan Lazaros

(16:38) Health was longevity and yours was what? (16:41) Sleep. (16:42) Sleep.(16:42) Okay. (16:43) Longevity and sleep. (16:44) Wealth was.(16:45) Oh, mine was nutrition. (16:45) Invest. (16:46) Nutrition.(16:47) Jesus. (16:48) Sleep. (16:48) Sleep was under longevity.(16:49) And then you made me pick another one. (16:51) All right. (16:51) Health was a longevity for me and nutrition for you.(16:56) Yeah. (16:56) Wealth. (16:57) I got you.(16:58) Wealth was investing and my relationship with money. (17:02) Yep. (17:04) Love.(17:05) Love was trust or trust and emotional intelligence. (17:08) Yes. (17:08) All right.(17:08) Nice. (17:09) Perfect.

Kevin Palmieri

(17:10) All right. (17:10) As always, we love you. (17:11) We appreciate you.(17:12) Grateful for all of you. (17:14) nextleveluniverse.com has all the website stuff, Alan's coaching, book club, all that happy jazz. (17:18) If you are as committed as you say you are to getting to the next level, make sure you tune in tomorrow because we will be here to help you get there.(17:24) Keep reaching for your full potential. (17:27) Next Level Nation. (17:28) Thanks for joining us for another episode of Next Level University.(17:32) We love connecting with the Next Level family.

Alan Lazaros

(17:35) We mean it when we say family. (17:37) If you ever need anything, please reach out to us directly. (17:40) Everything you need to get a hold of us is in the show notes.(17:44) Thank you again.

Kevin Palmieri

(17:45) And we will talk to you tomorrow.