My Mortgage Guy
Episodes
21 episodes
S3 E06: Rates Rates Rates
We briefly touch on rates. Should you pay close attention to them? How do they get decided? Does it matter if this is your first home? If you have further questions, please reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortga...
S3 E05: Walk Through of your Pre-Approval
Nick walks through what the conversation is like during the pre-approval process. Basic info for a pre-approval letter include:Proof of residency (2 years)Proof of income (2 years)Last 2 paystubsCredit sco...
S3 E04: Renovation Loans
Looking to buy or refinance a home to renovate? Take a listen here on how it works and what you will need! If you have further questions, please reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortg...
S3 E03: Investment Properties
Touched on last season, we take a closer look at investment properties and how they work. If you have further questions, you can reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at Team...
S3 E02: First Time Home Buyers
We dive deeper into what it means to buy your first home. New laws are in place in 2023 to help you out. What are they and what do they mean? Tune in to find out! You can reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgage...
S3 E01: Market Updates
We're back with another season of My Mortgage Guy. Today we discuss the current market as of February 2023. What has changed? How are rates? New laws in place?You can reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgage...
S2 E08: Today's Updates & Refinancing
We discuss the current market quickly and then going into refinancing your mortgage. Nick provides insight of why you would refinance today and in the future. You can reach out to Nick at nicholas.caccia@ccm.com or on Instagram at cacciamortgag...
S2 E07: Highest Rates in 20+ Years
Today we discuss the current rates as of September 30, 2022. Our good friend Michaela is back on again to discuss the current rates with Nick. Michaela is licensed in CT, MA, and RI. You can check out her page at michaelajenkins.nhoceanstate.co...
S2 E06: Broker Interview w/ Michaela Jenkins
In back to back episodes, we interview another Realtor, Michaela Jenkins, who is a Broker/Owner of The Hope Group at NextHome. We discuss what her responsibilities and goals for the year. Michaela is licensed in CT, MA, and RI. You can check ou...
S2 E05: Interview With a Realtor
In this special episode, Jesse and Nick interview Joseph Amen, who is a realtor in Rhode Island. Joe tells us about his background, what got him involved in the housing industry, and where he is today. If you have any questions for Joe, you can...
S2 E04: Types of Mortgages
Today we review the three main types of mortgages. Whether you're a first time buyer or you're buying a vacation or investment property, we cover what the differences are in the banks eyes and what to look out for. If you have any questions, fe...
S2 E03: Post [ma]Loan Process
Today we discuss what happens after you close your loan. When is your first payment? Why are you getting mail from scammers? What else should I expect? If you have any questions, feel free to reach out to Nick at nicholas.caccia@ccm.com. ...
S2 E02: Mortgage Lingo
Today we discuss the certain buzz words that you may hear during the mortgage process. My Mortgage Guy Nick Caccia explains what each term means and what you should look out for. If you have any questions, feel free to reach out to Nick at nich...
S2 E01: The Current Mortgage Market
My Mortgage Guy is back with another season after taking a long hiatus. Loan Officer, Nick Caccia talks about what happened in 2021 and how the mortgage industry is being affected today. If you ever have mortgage questions, please reach out to ...
S1 E07: Your FAQs
We change it up a bit in this episode to focus on Frequently Asked Questions. Does it matter if you get a 1099 over a W2? What if you have a low credit score, how do you bump it up? Nick and Jesse jump into your questions next.
S1 E06: Your Type of Loan
Now that the loan process has been covered, Nick and Jesse review the different types of loan you can choose when purchasing a home.
S1 E05: Your Mortgage Rate
In this episode, Nick explains how rates are determined. Does different lenders have different rates? Is it flat across the board? Can the borrower influence the rate at all? Jesse and Nick get into all that in determining Your Mortgage Rate.&n...
S1 E04: You're Clear To Close
You are CTC. Nick explains what it takes to get your loan to close. We review what happens on the day of closing, what to look out for, and when you can move into your new home!
S1 E03: Your Loan Process
In this episode of My Mortgage Guy, Nick Caccia explains what he needs from you after your offer has been accepted. He reviews all the moving parts in the loan process what to expect from your mortgage team (Loan Officer, Processor, Underwriter...