Charles Smitherman, PhD, JD, MSt, CAE
Charles Smitherman, JD, PhD, CAE, is the CEO of APRO (Association of Professional Rental Organizations), the only national trade association for the rent-to-own industry. Smitherman became APRO's sixth CEO in 2023, coming from PTS Financial Services where he served as General Counsel, COO, and Vice President over 8.5 years.
An attorney with two decades of experience across RTO, consumer financial services, antitrust, corporate law, mergers and acquisitions, franchise law, and privacy law, he earned his law degree from the University of Georgia and a Master of Legal Studies and PhD from the University of Oxford. He is also a co-author of The Rent-to-Own Revolution, the definitive history of the RTO industry.
Outside of work, Charles is a former Ironman competitor, an avid ultra runner, and reads more than a book a week.
Guest appearance on:
- Inside LegCon 2026: How APRO Is Protecting the Future of Rent to Own
- How AI Search, Advocacy, and Industry Leadership Are Changing Rent to Own Forever
- From Job to Career: The Hidden Power of Industry Connection with APRO CEO Charles Smitherman
- RTO World 2025 Live from Omaha | Aaron’s, APRO, and the Future of Rent to Own
- From Store Managers to Capitol Hill: Why Your Voice Matters
- Inside RTO World 2024: APRO CEO Charles Smitherman on the Future of Rent to Own
- APRO's review of RTO World 2023 - What you missed!
- APRO's RTO World Conference 2023 invades San Antonio, TX