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Charles Smitherman, PhD, JD, MSt, CAE

Charles Smitherman, JD, PhD, CAE, is the CEO of APRO (Association of Professional Rental Organizations), the only national trade association for the rent-to-own industry. Smitherman became APRO's sixth CEO in 2023, coming from PTS Financial Services where he served as General Counsel, COO, and Vice President over 8.5 years.

An attorney with two decades of experience across RTO, consumer financial services, antitrust, corporate law, mergers and acquisitions, franchise law, and privacy law, he earned his law degree from the University of Georgia and a Master of Legal Studies and PhD from the University of Oxford. He is also a co-author of The Rent-to-Own Revolution, the definitive history of the RTO industry. 

Outside of work, Charles is a former Ironman competitor, an avid ultra runner, and reads more than a book a week.

https://RTOHQ.org

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