That Financial Guy
That Financial Guy is a podcast dedicated to making financial planning and investing easy to understand and to implement. Keith and Jack Wilson are practicing financial advisors who own a financial planning firm, Wilson Financial Advisors. They are a father and son team "spreading a wealth of information" helping you along your personal finance journey. Whether its personal finance including investments, retirement planning, estate planning, financial planning, college funding, budgeting and more you will find it here! Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.
Episodes
47 episodes
Why Income Planning Matters More Than Growth
You’ve spent decades focused on growing your money — but once you retire, the game completely changes.In this episode of That Financial Guy Show, I explain why successful retirement isn’t about chasing returns, it’s about buildi...
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18:45
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Money, Marriage, and Miscommunication — Why Love and Finance Don’t Always Speak the Same Language
They say opposites attract… until it’s time to talk about money.In this episode of That Financial Guy Show, I unpacke the emotional and practical side of managing money as a couple — and why love and finance often speak complete...
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16:49
Social Security Timing: Spousal and Survivor Benefits You Can't Afford To Get Wrong!
Your Social Security filing decision isn’t just about you, it’s about your spouse, your survivor, and your family’s long-term income.In this episode of That Financial Guy Show, I break down one of the most misunderstood parts of...
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19:08
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Why Maxing Out Your 401k Isn't Enough!
You’ve probably heard it before: “Just max out your 401(k) and you’ll be fine.” But here’s the truth, if that’s your only strategy, you could be setting yourself up for a massive tax problem later.In this episode of That...
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18:03
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5 Retirement Myths Busted!
We’ve all heard the retirement “rules of thumb”, save a million bucks, withdraw 4%, you’ll be fine. But what if those old rules are setting you up for mistakes?In this episode of That Financial Guy Show, Keith Wilson takes aim a...
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26:49
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In Your 40's And Nothing Saved!
If you’re in your 40s or 50s and feel like you’ve fallen behind on retirement savings, this episode is for you. Maybe you’ve heard the advice to start investing early—but life happened, and now you’re wondering if it’s too late to build a secur...
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14:47
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How To Invest In Different Accounts
It’s not just what you invest in, it’s where you invest it that makes the difference.In this episode of That Financial Guy Show, I break down how to use different types of accounts: 401(k)s, IRAs, Roth IRAs, an...
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27:47
The Psychology of Spending in Retirement
Most retirement planning advice is about saving enough. But what happens when you’ve saved, you’re ready to retire… and you still can’t bring yourself to spend?In this episode of That Financial Guy Show, I dive into the...
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19:50
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Are Roth Conversions Overrated? Real Stories You Need to Hear
Everywhere you turn these days, people are talking about Roth conversions like they’re the ultimate retirement hack. But from what I’ve seen in working with real families, the truth is… Roth conversions can be overrated.In this episode o...
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19:36
What Your 70 Year Old Self Wants You To Know About Retirement
Most people think saving for retirement is simple: load up the 401(k), defer taxes, and let it grow. But here’s the truth when Required Minimum Distributions (RMDs) hit, Uncle Sam may take a bigger bite than you expect.In this episode of...
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20:36
Do This 5 Years Before Retirement
Two people, same age and income, but very different retirement outcomes—what made the difference? It wasn’t luck—it was strategy. In this video, I break down the five essential moves to make in the final five years before retirement. From maxim...
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14:17
8 Signs You Are Ready to Retire
Are you wondering if you’re truly ready to retire? In this episode, we explore the 8 key signs you’re ready to retire, covering everything from financial planning and health insurance to emotional readiness and lifestyle goals.Whe...
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22:57
The One Big Beautiful Bill: What It Really Means for Your Money
In this episode of That Financial Guy Show, I breakdown the massive new legislation known as The One Big Beautiful Bill—without the politics, just the financial facts.What’s permanent? What’s temporary? And most importa...
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14:48
The Bottom Line - The Garage
🕖 It’s Sunday night. Time for... The Bottom Line.Tonight’s story starts in a garage.Two friends. One big idea. And the company that would put a computer in every home.But just as fast as it all rose…&n...
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3:00
The 3 Conversations Every Couple Needs to Have Before Retirement
Retirement isn’t just a financial decision — it’s a relationship one. In this episode of That Financial Guy, I walk you through the three (okay, four) critical conversations every couple should have before they leave the workf...
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14:39
The Retirement That Almost Wasn't
What happens when you retire… and then unretire just four days later?In this episode of That Financial Guy, I tell the true story of Jim — a 64-year-old IT professional who thought he was ready for retirement until a su...
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21:42
What Seinfeld, The Office, and Star Wars Teach Us About Money
In this episode of That Financial Guy, I’m doing something a little different. I’m pulling money lessons from some of the most iconic characters in pop culture — Seinfeld, The Office, and Star Wars.Yep, I went there.What ...
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29:45
The Hidden Stories Shaping Your Financial Decisions:Money Scripts
Are your financial decisions really based on logic — or are they being shaped by deep-rooted beliefs you don’t even realize you have?In this episode of That Financial Guy Show, financial planner Keith Wilson explores the concept...
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11:51
When Helping Hurts: How to Support Your Kids Without Sabotaging Your Retirement
In today’s episode of That Financial Guy Show, I’m diving into one of the hardest conversations in retirement planning:What do you do when your adult children ask for financial help — but your retirement savings are on the li...
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20:18
Ep#28 Stock Market Down! 7 Things to do
What to Do When the Stock Market is DownIf you've checked your investment accounts lately and felt a little uneasy — you're not alone. But the good news? Market downturns don’t have to derail your financial future.In this e...
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21:07
Ep# 27 Break The Rules!
In this episode of That Financial Guy Show, I’m challenging some of the most popular financial "rules" you've probably heard—like the 4% rule for retirement withdrawals, saving 10 times your salary, the 100-minus-your-age rule fo...
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30:28
EP# 26 Accounts For Kids
In this episode of That Financial Guy, I break down the various investment accounts available for kids and how they can set the foundation for a strong financial future. From saving for college to teaching them about investing early, I will exp...
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43:00
EP#25 What to Do With That 401k When You Retire?
In this episode, I take a straightforward look at managing your 401k after retirement. I will be discussing practical options, such as whether to transfer your 401k to an IRA or maintain it in your current plan, and explain the pros and cons of...
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19:34