🏛️ Government Shutdown vs. Housing Market Momentum | Today in Mortgages

Is the housing market really stalling — or is it just the headlines? In this episode, Michael and Rich dive into the impact of the ongoing government shutdown on mortgage lending, USDA loans, flood insurance, and buyer confidence. Despite the noise, there’s good news: listings are up, rates are dipping, and builders are offering end-of-year deals that first-time buyers shouldn’t miss.

🎯 Plus, we introduce our brand-new *Loan Officer Benchmark Survey* — a free tool to help you see how you stack up in the industry and make smarter career moves. Take the survey now at https://todayinmortgages.com/survey/ or hit the link in the show notes!

📉 Topics covered:

• Shutdown effects on loan products
  
  
• Inventory trends and interest rate shifts
  
  
• Builder incentives and year-end strategies
  
  
• How to use our survey to grow your mortgage career
  
  

💬 Whether you're a seasoned LO or just exploring your options, this episode is packed with insights to help you stay ahead in a shifting market.

🔗 Learn more about joining the best network in mortgage: https://you.nflp.com

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Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.

The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.