
Today in Mortgages
No-hype perspectives of today's news in the mortgage and real estate to help professionals communicate better with their clients and sell better.
Episodes
191 episodes
Home Sales Eek Out a Win
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss the tiny increase we've seen in home sales. Today's article from Yahoo Finance is titled "US existing home sales rise in May; mort...
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7:09

Why Is Fed Moving (Too?) Slow
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about why the Fed is moving slow to drop interest rates.Trump is putting pressure on the Fed Chairman Powell to lower interest rates. Howe...
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10:09

The Big Beautiful Bill + Mortgages
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about the big beautiful bill and how it effects housing.Today's article is from CNN.com: "Here's how Trumps 'big beautiful bill' would imp...
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8:46

Inventory Value Upswing! (But is it real?)
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about the fact that home listings are breaking recent records.Today's article is from Fox Business: "Home sellers face harsh new reality a...
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7:30

Will Trump Set Fannie Mae Free?
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about the ongoing saga continues of whether Fannie Mae and Freddie Mac will go private. Today's article is from the Scotsman Guide: "...
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9:02

The $11.5 Trillion Equity Opportunity
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about the fact that there is $11.5 in home equity available in the market. Homeowners are sitting on a lot of equity. Tappable equity...
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8:10

FHFA Aims At FICO Monopoly
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about whether FICO is a monopoly. Today's article "FHFA's Bill Pulte takes aim at FICO 'Monopoly'" references the fact that FICO is s...
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8:42

Are We Heading For A RECESSION?! What does it mean for REAL ESTATE?
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk homebuyers fearing a recession. Today's article is from Newsweek: "US homebuyers fearing a recession: poll." People are afraid from b...
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7:31

Is The GOP Tax Bill a WIN For Housing? NAR Says “YES!”
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about credit downgrades and tax reforms. Over the weekend, the market dipped because of investor confidence. This new tax reform bill is going to ...
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9:21

Housing is Driving Half of Inflation. Can Either Problem Be Fixed While The Other Exists?!
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk CPI and what it means for mortgages.Today's article is from Market Watch: "Rent increases and driving overall inflation -- but it's a lot ...
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12:22

China Trade Deal Pumped Up Stocks, But Stoked More Housing Anxiety
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about if we avoided a recession with the new trade deals. Big news over the weekend, China and the US agreed on a lower trade deal. T...
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9:45

FED Warns Of Stagflation
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about Jerome Powell's press conference in Washington. Rates did not change today - but no one was expecting that - citing a steady economy with ma...
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8:53

Trump Targets Housing Policies
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about Federal budget cuts! Today's article is from MPA Mag: "Trump budget proposal targets major cuts to federal housing aid." Some o...
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8:25

Trump Targets Housing Policies
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about Federal budget cuts! Today's article is from MPA Mag: "Trump budget proposal targets major cuts to federal housing aid." Some o...
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7:04

Are Sellers Delusional About Home Values?
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about why your zestimate might be wrong. Buyers want deals. Newsweek.com's article "Americans could be over valuing their homes" says there is a d...
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7:04

Sellers Are Losing Housing Market Advantage
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss whether we have flipped from a sellers to a buyers market. We've had an inventory problem the last few years which have benefitted sellers. Wit...
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8:03

Home Starts Rose Around 6% in March, Giving Hope to Buyers
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard are finally talking about some good news. A report came out in housingwire.com "New-home sales jump in March despite economic headwinds" where we are s...
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7:17

Trump Promised Housing De-Regulation… We Need It Now More Than Ever.
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss where is housing de-regulation? We've been hearing a lot of talk about this, but not a lot of action. Today's article is from Yaho...
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7:56

Are Tariffs and Rates Boosting Popularity of Riskier Loans?
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss how uncertainty with rates might cause different mortgage products to do well in this mortgage environment. We've been talking a l...
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8:11

Fannie Mae Gives New Rate Prediction for 2025
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about how tariffs, and ups and downs in the market, have caused a lot of volatility around the world. Our mortgage market is particularly effected...
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8:40

What a $6 Trillion+ Market Dip Means for Home Buyer Mortgage Qualifications
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss if shrinking bank accounts post liberation day could affect your ability to qualify for a mortgage. The POTUS says to hang in there, but in the...
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11:28

Trump Tariffs Shake Up FED Rate Outlook. Could Push Up Cost of New Homes.
Yesterday was Liberation Day... How liberated do you feel? Rich and Michael discuss Trump's tariffs and how they may or may not affect home building and home purchasing in the months and years to come. Listen in as we di...
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6:37

Rocket Makes HUGE Bid For Mr. Cooper! What It Means For Mortgage Industry and How It Is Bad For Consumers!
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss two of the biggest company's in the industry coming together. Today's article comes from Bankrate.com "Two major mortgage players to merge: Wha...
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12:47
