We’re closing out the year and looking ahead to 2026! What’s real, what’s hype, and what should you actually pay attention to in the housing market? In this episode of Today in Mortgages, we break down Redfin’s six big predictions for the comin...

We’re back after Thanksgiving to talk about one of the biggest stories in the mortgage world: the upcoming change in Fed leadership and what it could mean for rates, affordability, and your business. Here’s what we cover in this episode:

Crystal Ball Time: What’s Coming in 2026 for Mortgages?We’re diving into predictions for the housing market and mortgage industry in 2026. Will home sales finally rebound? What’s hype, and what’s real? Here’s what you’ll learn in thi...

Foreclosures are making headlines again—but what’s real and what’s hype? In this episode of Today in Mortgages, we break down the latest MarketWatch report claiming foreclosures are up 20%, and put it all into context.Here’s what you’ll...

In this episode of Today in Mortgages, we dive into two innovative loan ideas that could shake up the housing market: assumable and portable mortgages. Hosts break down what these terms mean, how they work, and whether th...

Is the government finally working again? And could a 50-year mortgage be the next big thing?We break down the latest headlines and what they mean for loan officers, homebuyers, and the mortgage industry.In this episode:...

Are adjustable rate mortgages (ARMs) making a risky comeback—or is the media just stirring the pot? In this episode, Rich Jefferson joins Michael to break down the truth behind ARMs, their history in the subprime crisis, and how they’re used to...

Rates dipping and refis are jumping— up 111% from last year, according to MarketWatch. But is it the right time for you or your clients to refinance?In this episode of Today in Mortgages, Michael and Rich break down:- Why some Netwo...

In this episode of Today in Mortgages, Michael and Rich discuss the latest good news in terms of rate cuts and policy.Fed chair Powell announced a .25 point basis cut in the Fed funds rates! But they also said "we are far from a decisio...

In this episode of Today in Mortgages, Michael and Rich break down the latest In this episode of Today in Mortgages, Michael and Rich break down the latest economic headlines and what they mean for the mortgage and housing markets. Fro...

Refinance demand is up 81% compared to last year—are we finally seeing the comeback we've been waiting for? In this episode, we dive into the latest CNBC article and discuss what falling mortgage rates mean for loan officers, homeowners, and th...

Is the housing market really stalling — or is it just the headlines? In this episode, Michael and Rich dive into the impact of the ongoing government shutdown on mortgage lending, USDA loans, flood insurance, and buyer confidence. Despite the n...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss the new bill that Congress passed!Today's article is from MortgageProfessional.com "Senate passes ROAD to housing act." This bill still...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss why the market has strong demand but weak sales numbers.Today's article from CNN.com says "Here's why the housing slowdown isn't loweri...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss the government shut down and how it will impact the housing market.Obviously, there's a debate going on between the left and right on h...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss that there has been a bump in new home sales.Today's article is from CNBC.com: "New home sales soar 20% in August to a three-year high....

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss if we are finally getting relief from high interest rates.The industry expected a cut in interest rates by the fed, which we got! But m...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss the PPI report that came back weaker than expected. The report showed there was a 10% decline, when they anticipated an increase. ...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss if trigger leads will finally be a thing of the past. Good news, we might all be getting less spam calls! National Mortgage Profes...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about if we are in a housing emergency. Todays article is from Newsweek: "Trump may declare national housing emergency -- but what is...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about storm season.Todays article is from Housingwire.com: "Hurricane season arrives amid homeowners insurance hikes." Interest rates are ...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss homebuilder sentiment.Today's article from SeekingAlpha.com is titled: "Homebuilder sentiment unexpectedly dims in August as mortgage r...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss Trump's new plan that is so crazy it just might work.Today's article from AIInvest.com says: "Trump's Fannie Mae and Freddie Mac IPO pl...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss application numbers are picking up!The good news we are talking about today comes from NationalMortgageProfessional.com: "Mortgage appl...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard dive into some long-awaited news that loan officers everywhere will want to hear—trigger lead spam may finally be on its way out.There’...