
Today in Mortgages
No-hype perspectives of today's news in the mortgage and real estate to help professionals communicate better with their clients and sell better.
Episodes
205 episodes
A perfect (insurance) storm...
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about storm season.Todays article is from Housingwire.com: "Hurricane season arrives amid homeowners insurance hikes." Interest rates are ...
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10:33

Home Builders Are Just As Unsure As You Are
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss homebuilder sentiment.Today's article from SeekingAlpha.com is titled: "Homebuilder sentiment unexpectedly dims in August as mortgage r...
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7:57

Trump’s Fannie & Freddie IPO Plans
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss Trump's new plan that is so crazy it just might work.Today's article from AIInvest.com says: "Trump's Fannie Mae and Freddie Mac IPO pl...
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8:09

Mortgage Apps Jump This Week!
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss application numbers are picking up!The good news we are talking about today comes from NationalMortgageProfessional.com: "Mortgage appl...
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7:29

R.I.P Trigger Lead Spam!
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard dive into some long-awaited news that loan officers everywhere will want to hear—trigger lead spam may finally be on its way out.There’...
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7:30

Big Bitcoin Boost Coming For Housing
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Rich and Michael explore a bold new question: Could Bitcoin soon be a legal payment method for buying a home?We’re diving into emerging reports suggesting new legis...
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10:18

Bipartisan Housing Bill Announced
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss if real legislation for housing is finally in the works.We are seeing some bipartisan legislation coming together from this Scotsman Gu...
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7:21

NAR Bullish for 2026
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss that the 2025 housing sales forecast is down for the year, and what that means.Today's article from Real Estate News says "NAR economis...
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9:32

Buyer’s Market? Big Time!
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss if we are stuck in a period of devaluation. Home values in top markets aren't growing as fast as they were. Today's article from F...
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7:33

FHFA Answers Credit Questions… Kind of
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard have more clarification on the VantageScore 4.0 roll out.The FHFA shared an FAQ that helps explain some questions we had. What we have learned ...
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7:40

FICO’s Monopoly Is Over!
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss the changes on how we view credit scores -- which might help with credit score evaluation for buyers.Today's article is from the US Fed...
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7:04

5 Big July Mortgage Indicators
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about the current housing correction that's happening.Today's article is from National Mortgage Professional: "Housing correction gathers ...
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9:26

Big ✅ Beautiful 🤔 What It Means For Housing
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss if the big bill is "beautiful" for housing. Today's article from NationalMortgageProfessional.com is titled "President Trump signs...
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5:55

New Home Sales Took a Hit in May
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss the rise in existing home sales in May, but new homes were a different story...Today's article from the United States Census "Monthly N...
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6:26

Home Sales Eek Out a Win
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss the tiny increase we've seen in home sales. Today's article from Yahoo Finance is titled "US existing home sales rise in May; mort...
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7:09

Why Is Fed Moving (Too?) Slow
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about why the Fed is moving slow to drop interest rates.Trump is putting pressure on the Fed Chairman Powell to lower interest rates. Howe...
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10:09

The Big Beautiful Bill + Mortgages
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about the big beautiful bill and how it effects housing.Today's article is from CNN.com: "Here's how Trumps 'big beautiful bill' would imp...
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8:46

Inventory Value Upswing! (But is it real?)
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about the fact that home listings are breaking recent records.Today's article is from Fox Business: "Home sellers face harsh new reality a...
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7:30

Will Trump Set Fannie Mae Free?
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about the ongoing saga continues of whether Fannie Mae and Freddie Mac will go private. Today's article is from the Scotsman Guide: "...
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9:02

The $11.5 Trillion Equity Opportunity
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about the fact that there is $11.5 in home equity available in the market. Homeowners are sitting on a lot of equity. Tappable equity...
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8:10

FHFA Aims At FICO Monopoly
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about whether FICO is a monopoly. Today's article "FHFA's Bill Pulte takes aim at FICO 'Monopoly'" references the fact that FICO is s...
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8:42

Are We Heading For A RECESSION?! What does it mean for REAL ESTATE?
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk homebuyers fearing a recession. Today's article is from Newsweek: "US homebuyers fearing a recession: poll." People are afraid from b...
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7:31

Is The GOP Tax Bill a WIN For Housing? NAR Says “YES!”
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about credit downgrades and tax reforms. Over the weekend, the market dipped because of investor confidence. This new tax reform bill is going to ...
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9:21

Housing is Driving Half of Inflation. Can Either Problem Be Fixed While The Other Exists?!
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk CPI and what it means for mortgages.Today's article is from Market Watch: "Rent increases and driving overall inflation -- but it's a lot ...
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12:22

China Trade Deal Pumped Up Stocks, But Stoked More Housing Anxiety
Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about if we avoided a recession with the new trade deals. Big news over the weekend, China and the US agreed on a lower trade deal. T...
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9:45
