oday on Today in Mortgages, Michael and Rich break down the surprising nomination of Kevin Warsh as the next potential Fed Chair — and why the industry did not see this coming. They unpack his hawkish history, what this...

Credit report fees have skyrocketed—from around $0.50 to a proposed $10 per bureau in recent years! Why is this happening, and what does it mean for lenders and borrowers? In this episode of Today in Mortgages, we break down:

Another CPI report is in, and it’s hotter than expected in key areas like housing. Plus, Trump’s proposal to ban institutional investors from buying single-family homes—will it make a real difference for first-time buyers? We break it all down ...

Welcome back, Dreammakers! Our first episode of 2026 dives into some jaw-dropping headlines: criminal indictments at the Fed, rumors of fraud, and what all this means for mortgage rates and the housing market. Plus, we break down Trump’s $200B ...

We’re wrapping up 2025 with one big question: Is now the time to lock your mortgage rate?In this episode, Michael and Rich break down what rate locks really mean, the pros and cons, and why timing matters more than ever. Fr...

Fannie Mae and Freddie Mac are quietly adding billions to their mortgage bond portfolios. What does this mean for the housing market, interest rates, and your business as a loan officer? In this episode, Michael and Rich break down:...

What’s in store for housing and mortgage rates in 2026? In this episode of Today in Mortgages, we break down:The Fed’s latest rate cut and what it means for mortgage ratesWhy home prices are expected to rise only <...

Let’s talk about what’s real, what’s hype, and what you should actually pay attention to in mortgage and real estate news. In this episode:Key Discussion Points:Why the Road to Housing Act is now pushed to 2026

We’re closing out the year and looking ahead to 2026! What’s real, what’s hype, and what should you actually pay attention to in the housing market? In this episode of Today in Mortgages, we break down Redfin’s six big predictions for the comin...

We’re back after Thanksgiving to talk about one of the biggest stories in the mortgage world: the upcoming change in Fed leadership and what it could mean for rates, affordability, and your business. Here’s what we cover in this episode:

Crystal Ball Time: What’s Coming in 2026 for Mortgages?We’re diving into predictions for the housing market and mortgage industry in 2026. Will home sales finally rebound? What’s hype, and what’s real? Here’s what you’ll learn in thi...

Foreclosures are making headlines again—but what’s real and what’s hype? In this episode of Today in Mortgages, we break down the latest MarketWatch report claiming foreclosures are up 20%, and put it all into context.Here’s what you’ll...

In this episode of Today in Mortgages, we dive into two innovative loan ideas that could shake up the housing market: assumable and portable mortgages. Hosts break down what these terms mean, how they work, and whether th...

Is the government finally working again? And could a 50-year mortgage be the next big thing?We break down the latest headlines and what they mean for loan officers, homebuyers, and the mortgage industry.In this episode:...

Are adjustable rate mortgages (ARMs) making a risky comeback—or is the media just stirring the pot? In this episode, Rich Jefferson joins Michael to break down the truth behind ARMs, their history in the subprime crisis, and how they’re used to...

Rates dipping and refis are jumping— up 111% from last year, according to MarketWatch. But is it the right time for you or your clients to refinance?In this episode of Today in Mortgages, Michael and Rich break down:- Why some Netwo...

In this episode of Today in Mortgages, Michael and Rich discuss the latest good news in terms of rate cuts and policy.Fed chair Powell announced a .25 point basis cut in the Fed funds rates! But they also said "we are far from a decisio...

In this episode of Today in Mortgages, Michael and Rich break down the latest In this episode of Today in Mortgages, Michael and Rich break down the latest economic headlines and what they mean for the mortgage and housing markets. Fro...

Refinance demand is up 81% compared to last year—are we finally seeing the comeback we've been waiting for? In this episode, we dive into the latest CNBC article and discuss what falling mortgage rates mean for loan officers, homeowners, and th...

Is the housing market really stalling — or is it just the headlines? In this episode, Michael and Rich dive into the impact of the ongoing government shutdown on mortgage lending, USDA loans, flood insurance, and buyer confidence. Despite the n...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss the new bill that Congress passed!Today's article is from MortgageProfessional.com "Senate passes ROAD to housing act." This bill still...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss why the market has strong demand but weak sales numbers.Today's article from CNN.com says "Here's why the housing slowdown isn't loweri...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss the government shut down and how it will impact the housing market.Obviously, there's a debate going on between the left and right on h...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss that there has been a bump in new home sales.Today's article is from CNBC.com: "New home sales soar 20% in August to a three-year high....

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss if we are finally getting relief from high interest rates.The industry expected a cut in interest rates by the fed, which we got! But m...