Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about Jerome Powell's press conference in Washington. Rates did not change today - but no one was expecting that - citing a steady economy with ma...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about Federal budget cuts! Today's article is from MPA Mag: "Trump budget proposal targets major cuts to federal housing aid." Some o...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about Federal budget cuts! Today's article is from MPA Mag: "Trump budget proposal targets major cuts to federal housing aid." Some o...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about why your zestimate might be wrong. Buyers want deals. Newsweek.com's article "Americans could be over valuing their homes" says there is a d...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss whether we have flipped from a sellers to a buyers market. We've had an inventory problem the last few years which have benefitted sellers. Wit...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard are finally talking about some good news. A report came out in housingwire.com "New-home sales jump in March despite economic headwinds" where we are s...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss where is housing de-regulation? We've been hearing a lot of talk about this, but not a lot of action. Today's article is from Yaho...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss how uncertainty with rates might cause different mortgage products to do well in this mortgage environment. We've been talking a l...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about how tariffs, and ups and downs in the market, have caused a lot of volatility around the world. Our mortgage market is particularly effected...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss if shrinking bank accounts post liberation day could affect your ability to qualify for a mortgage. The POTUS says to hang in there, but in the...

Yesterday was Liberation Day... How liberated do you feel? Rich and Michael discuss Trump's tariffs and how they may or may not affect home building and home purchasing in the months and years to come. Listen in as we di...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss two of the biggest company's in the industry coming together. Today's article comes from Bankrate.com "Two major mortgage players to merge: Wha...

This week, FHFA made some big policy announcements that are shaking up who is eligible for FHA loans.  Listen in as we discuss this and more!______ Grow Your Business: https://join.nflp.com/______To...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard discuss some key industry indicators that are on the way up: Home sales, price and inventory. Today's article from the National Mortgage Professional "...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about why some people are hoping for a recession. Today's article is from MarketWatch "Prospective homebuyers are hoping for a recession to bring ...

It was expensive for the government to bailout these two companies roughly a $200 billion bailout from the years 2008-2011. Since then the government has made $400 billion in revenue from these investments, which is being pumped into the govern...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk Warren Buffet's housing alarm. The Street's  article, "Warren Buffett's Berkshire Hathaway sounds the alarm on the 2025 housing market." The ...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about economic policy and how it affects housing - especially builder confidence. Today's article from Housingwire.com "'Reciprocal' tariffs would...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about high insurance costs. Affordability is becoming a big problem in the United States. Insurance and property taxes have been driven up in the ...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about the CFPB. It was established by congress to oversee lenders and give access to consumers to learn about mortgage lending, and make complaint...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about tariffs and trade wars. It's been a crazy first couple of weeks with this new administration. Today's article from Morningstar talks about t...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk the latest Fed meeting. The CME has a Fed watch tool and the likeliness of a rate reduction is very low until June. Ultimately, borrowers should n...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk December's boost in new home sales. Builders were promoting a lot of incentives to move their inventory before the end of the year. And, reports s...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about our new president, and his new initatives. The article we look at today is: "What Trump's win could mean for housing: experts weigh in." The...

Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about the most recent CPI report. Good news, inflation continues to slow down, even though it was slightly up after yesterdays report. Today we lo...