Nearly 1 in 7 home sales fell apart last month — here's why.In this episode, Michael and Rich break down fresh data from Redfin showing a record-high 14% of home purchase agreements falling through in February. They dig into what's driving ...

Is Build-to-Rent still hot… or cooling off?In this episode of Today in Mortgages, Michael and Rich break down the future of build-to-rent communities — who they serve, why they surged, and whether new political pressure coul...

Pending home sales tick up — but will March’s economic and global volatility kill the momentum?In today’s episode of Today in Mortgages, Michael and Rich break down February’s surprisingly positive pending home sales numbers, why March coul...

Today on Today in Mortgages, we break down the White House’s newly announced executive orders aimed at boosting homebuilding and reducing construction costs. Rich Jefferson joins Michael to unpack what’s real, what’s political, and wha...

Buyers are outpacing listings — again. In this episode, we break down why demand is suddenly surging, how lower interest rates are pushing more buyers back into the market, and why inventory continues to be the biggest hurdle in 2026. Rich digs...

Will conflict in the Middle East spill over into U.S. housing and interest rates?In today’s episode, Michael and Rich break down how the Iran conflict, oil price spikes, inflation pressure, and central bank uncertainty are creating fresh vo...

Trigger leads are finally being limited — and the Homebuyers Privacy Protection Act goes into effect today.In this episode, Rich breaks down what the new law actually does, which trigger leads a...

What can we learn about housing from the State of the Union?Today, we're breaking down the key takeaways for the mortgage and real estate world — from affordability measures, to first‑time homebuyer support, to what falling interest ...

Houston… we’ve got a five handle!Today on Today in Mortgages, Michael and Rich break down what it means now that rates have dipped to 5.99%, whether it will stick, how market volatility is playi...

Are your buyers accidentally sabotaging their own homebuying journey?In this episode of Today in Mortgages, we break down the three biggest mistakes Grant Cardone says are derailing homebuyers — and how loan officers ...

oday on Today in Mortgages, Michael and Rich break down the surprising nomination of Kevin Warsh as the next potential Fed Chair — and why the industry did not see this coming. They unpack his hawkish history, what this...

Credit report fees have skyrocketed—from around $0.50 to a proposed $10 per bureau in recent years! Why is this happening, and what does it mean for lenders and borrowers? In this episode of Today in Mortgages, we break down:

Another CPI report is in, and it’s hotter than expected in key areas like housing. Plus, Trump’s proposal to ban institutional investors from buying single-family homes—will it make a real difference for first-time buyers? We break it all down ...

Welcome back, Dreammakers! Our first episode of 2026 dives into some jaw-dropping headlines: criminal indictments at the Fed, rumors of fraud, and what all this means for mortgage rates and the housing market. Plus, we break down Trump’s $200B ...

We’re wrapping up 2025 with one big question: Is now the time to lock your mortgage rate?In this episode, Michael and Rich break down what rate locks really mean, the pros and cons, and why timing matters more than ever. Fr...

Fannie Mae and Freddie Mac are quietly adding billions to their mortgage bond portfolios. What does this mean for the housing market, interest rates, and your business as a loan officer? In this episode, Michael and Rich break down:...

What’s in store for housing and mortgage rates in 2026? In this episode of Today in Mortgages, we break down:The Fed’s latest rate cut and what it means for mortgage ratesWhy home prices are expected to rise only <...

Let’s talk about what’s real, what’s hype, and what you should actually pay attention to in mortgage and real estate news. In this episode:Key Discussion Points:Why the Road to Housing Act is now pushed to 2026

We’re closing out the year and looking ahead to 2026! What’s real, what’s hype, and what should you actually pay attention to in the housing market? In this episode of Today in Mortgages, we break down Redfin’s six big predictions for the comin...

We’re back after Thanksgiving to talk about one of the biggest stories in the mortgage world: the upcoming change in Fed leadership and what it could mean for rates, affordability, and your business. Here’s what we cover in this episode:

Crystal Ball Time: What’s Coming in 2026 for Mortgages?We’re diving into predictions for the housing market and mortgage industry in 2026. Will home sales finally rebound? What’s hype, and what’s real? Here’s what you’ll learn in thi...

Foreclosures are making headlines again—but what’s real and what’s hype? In this episode of Today in Mortgages, we break down the latest MarketWatch report claiming foreclosures are up 20%, and put it all into context.Here’s what you’ll...

In this episode of Today in Mortgages, we dive into two innovative loan ideas that could shake up the housing market: assumable and portable mortgages. Hosts break down what these terms mean, how they work, and whether th...

Is the government finally working again? And could a 50-year mortgage be the next big thing?We break down the latest headlines and what they mean for loan officers, homebuyers, and the mortgage industry.In this episode:...

Are adjustable rate mortgages (ARMs) making a risky comeback—or is the media just stirring the pot? In this episode, Rich Jefferson joins Michael to break down the truth behind ARMs, their history in the subprime crisis, and how they’re used to...