Retirement Insights
Welcome to "Retirement Insights" a podcast by InFocus Financial Advisors, Inc. Providing retirement advice, strategies, and insights to the soon to be retired, newly retired, and retirees of all ages. This podcast features Eric Johnston CFP President/Financial Advisor of InFocus Financial Advisors, Inc who has been an advisor for 25 years since 1993 and Robert Jeter, CFP who has been a Financial Advisor since 2012 and has been with InFocus Financial Advisors, Inc. since 2016. 31454 Winterplace Parkway, Salisbury, MD 21804 410-677-4848. Investment Advisor Representative offering securities and advisory services offered through Cetera Advisors LLC, member FINRA/SIPC, a broker dealer and a Registered Investment Adviser. Cetera is under separate ownership from any other named entity.
Episodes
29 episodes
Episode 32 - Strategies for Navigating Market Highs
In Episode 32 of the Retirement Insights podcast, Eric Johnston, CFP, and Robert Jeter, CFP, of InFocus Financial Advisors, discuss strategies for navigating market highs. Our advisors discuss prudent risk management methods and how ma...
•
34:01
Episode 31 - Roth Conversion Strategies
In Episode 31 Eric and Robert cover Roth IRA conversions and strategies - a popular tax planning tool to take advantage of lower marginal tax rates to reduce overall lifetime taxes paid and increase net-worth. Our advisors cover the rules, basi...
•
Season 1
•
Episode 31
•
31:57
Episode 30 - The Future of Planning and Healthspan
Episode 30 - Future of Planning and Healthspan - Eric and Robert discuss the future of retirement planning. Could it possibly include making more nuanced health projections based on health data? What could the future look like and...
•
Episode 30
•
36:24
Episode 29 - Understanding Medicare
Episode 29 - Understanding Medicare: In Episode 29, Eric and Robert review the fundamentals of Medicare. They review the various components of Medicare, what they cover, and things to remember when planning for your health insurance...
•
Season 1
•
Episode 29
•
23:41
Episode 28 - Setting Up Your Surviving Spouse for Success
Episode 28 - Setting Up Your Surviving Spouse for Success -- In this episode Eric and Robert cover a difficult topic, setting up your spouse for success if your gone. In the event of an unexpected premature death, we cover how to m...
•
Season 1
•
Episode 28
•
30:01
Episode 27 - Dynamic Spending
Episode 27 Dynamic Spending -- Don't Leave it All to Your Kids. Curious about what spending strategy is right for you to maximize your lifestyle in retirement? Eric and Robert cover "Dynamic Spending" strategies and importan...
•
Season 1
•
Episode 27
•
36:43
Episode 26 - Estate Planning Mistakes
Episode 26 - Estate Planning Mistakes -- Full of ideas you can implement, in this episode Eric and Robert covert some basic estate planning topics and frequent mistakes they see people make.
•
Season 1
•
Episode 26
•
36:43
Episode 25 - What's Going On With the Bond Market?
Episode 25 - What's Going On With the Bond Market? Bonds are supposed to be "safe". In this episode Eric and Robert discuss what has been a historic few years for the bond market. What has traditionally been a "boring" or "co...
•
Season 1
•
Episode 25
•
26:25
Episode 24 - What Most People Get Wrong in Preparing to Retire
Episode 24 - What Most People Get Wrong in Preparing to Retire -- It's retirement and it's time to get everything right. In this episode, Eric and Robert review the most common mistakes people make when planning for retirement. The...
•
31:21
Episode 23 - Retirement and Recessions Vol. 2
Episode 23 - Retirement and Recessions Vol. 2 Your retirement needs to be ready for curve balls. In this episode Eric and Robert review what's transpired in markets over the last year, what's ahead, and what implications that...
•
Season 1
•
Episode 23
•
32:02
Episode 22 - Lifetime Gifting
Episode 22 - Lifetime Gifting It is much more fun to make gifts while you are living, than after you're gone. In this episode Eric and Robert cover lifetime gifting and how to make the greatest impact with your retireme...
•
42:21
Episode 21 - 2021 Market Review and 2022 Outlook
Episode 21 - 2021 Market Review and 2022 Outlook In this episode, Eric and Robert take a look back at the market and the economy over the last year, and look forward to what may be in store for 2022.
•
37:24
Episode 20 - Estate Planning with Rebecca Doyle, Esq
Episode 20 - Estate Planning with Rebecca Doyle, Esq In this episode Robert interviews local Sussex County Estate Planning attorney Rebecca Doyle of Baird, Mandalas & Brockstedt. They cover the importance of Estate Planning, wh...
•
Season 1
•
Episode 20
•
50:27
Episode 19 - The Market vs. The Economy with Gene Goldman, CFA
Episode 19 - The Market vs. The Economy with Gene Goldman, CFA In this episode Eric interviews guest Gene Goldman, CFA Chief Investment Officer of Cetera Financial Group. They cover the difference between the market and the economy...
•
Season 1
•
Episode 19
•
53:15
Episode 18 - Low Yields
Episode 18 - Low Yields Low yields can have great impact. In this episode Eric and Robert talk about the current low yield environment, its affect on withdrawal rates and how this may affect retiree portfolios in the future.&...
•
33:14
Episode 17 - Automating Your Finances
Episode 17 - Automating Your Finances Technology: In this episode Eric and Robert talk about the good and the bad in new technology and automation available to today's investors.
•
Season 1
•
Episode 17
•
34:25
Episode 16 - ESG: The Latest on Socially Conscious Investing
Episode 16 - ESG: The Latest on Socially Conscious Investing -- In episode 16 of the Retirement Insights Podcast, Eric and Robert cover ESG Investing. ESG is a new trend in investment selection, on selecting companies that have favorable...
•
Episode 16
•
27:42
Episode 15 - Planning For Survivorship
Episode 15 - Planning For Survivorship This is important. In this episode Eric and Robert talk about the importance of planning for survivorship. What happens when one spouse pre-deceases the other. We cover the financial imp...
•
Season 1
•
Episode 15
•
30:41
Episode 14 - Introducing Cetera Financial Group. An Interview with Brian Klimke, CFA
Episode 14 - Introducing Cetera Financial Group. An Interview with Brian Klimke, CFA In this episode, Robert interviews Investment Director Brian Klimke, CFA. They cover who Cetera Financial Group is, their relation to InFocus Financial ...
•
Season 1
•
Episode 14
•
33:42
Episode 13 - The Lewes Public Library
Episode 13 - The Lewes Public Library Such a great place and staff! In this episode, Robert Jeter, CFP interviews Rebecca Lowe from the Lewes Public Library. They review the abundance of resources the library has to offer the commu...
•
Season 1
•
Episode 13
•
32:59
Episode 11 - Why Work With a Financial Advisor?
Episode 11 - Why Work With a Financial Advisor? While any financial advisor would have an opinion on why to work with a financial advisor, in this explore what value a financial advisor can bring and should bring. We examine the ke...
•
Season 1
•
Episode 11
•
35:06
Episode 10 - The SECURE Act
Episode 10 - The SECURE Act Always keeping up-to-date, Eric and Robert review new legislation. Passed in the last few weeks of 2019, the Setting Every Community Up for Retirement Enhancement Act will has some major changes to ...
•
Season 1
•
Episode 10
•
36:16
Episode 9 - OSHER Lifelong Learning Institute
Episode 9 - OSHER Lifelong Learning Institute Maybe the best thing you can do in retirement in Lewes DE. Robert interviews the manager of the Osher Lifelong Learning Institute, Anna Moshier. They talk about lifelong learning and te...
•
Season 1
•
Episode 9
•
20:31
Episode 7 - Our Local MAC Agency -- An Amazing Resource
Episode 7 - Our Local MAC Agency -- An Amazing Resource In this episode Eric Johnston, CFP interviews Michelle Parker from the local MAC (Maintaing Active Citizens) center in Salisbury, MD. They discuss their offerings, Medicare ti...
•
33:44
Episode 6 - Interview with Second Act Coach Penny Boyce
Episode 6 - Interview with Second Act Coach Penny Boyce In this episode, Robert Jeter, CFP, CRPC interviews Second Act Coach Penny Boyce on some of the human and emotional aspects of transitioning into retirement. They also cover t...
•
40:11
Episode 4 - Spending, Taxes and Inflation
Episode 4 - Spending, Taxes and Inflation In this episode Eric and Robert talk about some of the planning challenges in retirement. They cover spending, inflation and managing taxes throughout your retirement years.
•
38:37
Episode 3 - The 4% Rule and Challenges Ahead
Episode 3 - The 4% Rule and Challenges Ahead Having sustainable withdrawals form your investments could not be much more important in retirement for most retirees. Eric and Robert talk a little bit about the 4% rule, what it ...
•
34:26