Retirement Insights
Welcome to "Retirement Insights" a podcast by InFocus Financial Advisors, Inc. Providing retirement advice, strategies, and insights to the soon to be retired, newly retired, and retirees of all ages. This podcast features Eric Johnston CFP President/Financial Advisor of InFocus Financial Advisors, Inc who has been an advisor for 25 years since 1993 and Robert Jeter, CFP who has been a Financial Advisor since 2012 and has been with InFocus Financial Advisors, Inc. since 2016. 31454 Winterplace Parkway, Salisbury, MD 21804 410-677-4848. Investment Advisor Representative offering securities and advisory services offered through Cetera Advisors LLC, member FINRA/SIPC, a broker dealer and a Registered Investment Adviser. Cetera is under separate ownership from any other named entity.
Episodes
24 episodes
Episode 32 - Strategies for Navigating Market Highs
In Episode 32 of the Retirement Insights podcast, Eric Johnston, CFP, of InFocus Financial Advisors, discuss strategies for navigating market highs. He discusses prudent risk management methods and how markets tend to perform after rea...
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34:01
Episode 31 - Roth Conversion Strategies
In Episode 31 Eric covers Roth IRA conversions and strategies - a popular tax planning tool to take advantage of lower marginal tax rates to reduce overall lifetime taxes paid and increase net-worth. He covers the rules, basic concepts of how t...
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Season 1
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Episode 31
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31:57
Episode 30 - The Future of Planning and Healthspan
Episode 30 - Future of Planning and Healthspan - Eric discusses the future of retirement planning. Could it possibly include making more nuanced health projections based on health data? What could the future look like and what mig...
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Episode 30
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36:24
Episode 29 - Understanding Medicare
Episode 29 - Understanding Medicare: In Episode 29, Eric reviews the fundamentals of Medicare. He reviews the various components of Medicare, what they cover, and things to remember when planning for your health insurance in retirement.
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Season 1
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Episode 29
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23:41
Episode 28 - Setting Up Your Surviving Spouse for Success
Episode 28 - Setting Up Your Surviving Spouse for Success -- In this episode Eric covers a difficult topic, setting up your spouse for success if your gone. In the event of an unexpected premature death, he covers how to make sure ...
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Season 1
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Episode 28
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30:01
Episode 27 - Dynamic Spending
Episode 27 Dynamic Spending -- Don't Leave it All to Your Kids. Curious about what spending strategy is right for you to maximize your lifestyle in retirement? Eric covers "Dynamic Spending" strategies and important things t...
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Season 1
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Episode 27
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36:43
Episode 26 - Estate Planning Mistakes
Episode 26 - Estate Planning Mistakes -- Full of ideas you can implement, in this episode Eric covers some basic estate planning topics and frequent mistakes they see people make.
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Season 1
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Episode 26
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36:43
Episode 25 - What's Going On With the Bond Market?
Episode 25 - What's Going On With the Bond Market? Bonds are supposed to be "safe". In this episode Eric discusses what has been a historic few years for the bond market. What has traditionally been a "boring" or "conservativ...
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Season 1
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Episode 25
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26:25
Episode 24 - What Most People Get Wrong in Preparing to Retire
Episode 24 - What Most People Get Wrong in Preparing to Retire -- It's retirement and it's time to get everything right. In this episode, Eric reviews the most common mistakes people make when planning for retirement. He also discuss som...
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31:21
Episode 23 - Retirement and Recessions Vol. 2
Episode 23 - Retirement and Recessions Vol. 2 Your retirement needs to be ready for curve balls. In this episode Eric reviews what's transpired in markets over the last year, what's ahead, and what implications that may have for re...
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Season 1
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Episode 23
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32:02
Episode 22 - Lifetime Gifting
Episode 22 - Lifetime Gifting It is much more fun to make gifts while you are living, than after you're gone. In this episode Eric covers lifetime gifting and how to make the greatest impact with your retirement assets.
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42:21
Episode 21 - 2021 Market Review and 2022 Outlook
Episode 21 - 2021 Market Review and 2022 Outlook In this episode, Eric takes a look back at the market and the economy over the last year, and look forward to what may be in store for 2022.
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37:24
Episode 19 - The Market vs. The Economy with Gene Goldman, CFA
Episode 19 - The Market vs. The Economy with Gene Goldman, CFA In this episode Eric interviews guest Gene Goldman, CFA Chief Investment Officer of Cetera Financial Group. They cover the difference between the market and the economy...
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Season 1
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Episode 19
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53:15
Episode 18 - Low Yields
Episode 18 - Low Yields Low yields can have great impact. In this episode Eric talks about the current low yield environment, its affect on withdrawal rates and how this may affect retiree portfolios in the future.
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33:14
Episode 17 - Automating Your Finances
Episode 17 - Automating Your Finances Technology: In this episode Eric talks about the good and the bad in new technology and automation available to today's investors.
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Season 1
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Episode 17
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34:25
Episode 16 - ESG: The Latest on Socially Conscious Investing
Episode 16 - ESG: The Latest on Socially Conscious Investing -- In episode 16 of the Retirement Insights Podcast, Eric covers ESG Investing. ESG is a new trend in investment selection, on selecting companies that have favorable “Environm...
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Episode 16
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27:42
Episode 15 - Planning For Survivorship
Episode 15 - Planning For Survivorship This is important. In this episode Eric talks about the importance of planning for survivorship. What happens when one spouse pre-deceases the other. We cover the financial implications of pen...
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Season 1
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Episode 15
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30:41
Episode 11 - Why Work With a Financial Advisor?
Episode 11 - Why Work With a Financial Advisor? While any financial advisor would have an opinion on why to work with a financial advisor, in this explore what value a financial advisor can bring and should bring. We examine the ke...
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Season 1
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Episode 11
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35:06
Episode 10 - The SECURE Act
Episode 10 - The SECURE Act Always keeping up-to-date, Eric reviews new legislation. Passed in the last few weeks of 2019, the Setting Every Community Up for Retirement Enhancement Act will has some major changes to the retirement ...
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Season 1
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Episode 10
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36:16
Episode 7 - Our Local MAC Agency -- An Amazing Resource
Episode 7 - Our Local MAC Agency -- An Amazing Resource In this episode Eric Johnston, CFP interviews Michelle Parker from the local MAC (Maintaing Active Citizens) center in Salisbury, MD. They discuss their offerings, Medicare ti...
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33:44
Episode 4 - Spending, Taxes and Inflation
Episode 4 - Spending, Taxes and Inflation In this episode Eric and Robert talk about some of the planning challenges in retirement. They cover spending, inflation and managing taxes throughout your retirement years.
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38:37
Episode 3 - The 4% Rule and Challenges Ahead
Episode 3 - The 4% Rule and Challenges Ahead Having sustainable withdrawals form your investments could not be much more important in retirement for most retirees. Eric talks a little bit about the 4% rule, what it is and wha...
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34:26