Banking on Data
Banking on Data is a podcast for community bank leaders thinking about what comes next.
Host Ed Vincent, CEO of Lumio Solutions, sits down with executives, analysts, and industry voices for candid conversations about the questions facing community institutions right now: where competition is really coming from, how to make confident decisions from data you trust, and how to modernize without losing the relationships that set community banking apart.
Plainspoken, practical, and free of hype — real conversations about the future of the industry, and what it takes to meet it.
Learn more at www.lumiosolutions.io
Banking on Data
Latest Episodes
The Loan Sorter | Start Small, from Banking on Data S4E3
Before an underwriter ever sees a file, someone has to check it against requirements and chase down what's missing — a manual process that happens at most banks every day. Ted Gibson of Shore Group Associates shows how they built a tool that ru...
The Data Anonymizer | Start Small, from Banking on Data S4E3
Before a bank can test a new vendor or tool, someone has to anonymize the sample data first — a process that normally takes days. Dave Macolino and Ted Gibson of Shore Group Associates show how they built a tool that does it in about two minute...
S4 | E3: The Future of Community Banking - Why AI Isn't the Only Lever
Everyone's asking what community banks are doing about AI. In this Banking on Data conversation, Ed Vincent and Dave Macolino, President & COO of Shore Group Associates, make the case for a better question: what problem are you actually try...
S4 | E2: Trust, Reliability, Cadence, Consistency: What Makes a Bank a Bank in 2026
The competitive landscape for community banks hasn't just shifted — it's already changed. The real question is whether institutions still understand what makes them valuable in it. For most of banking history, the answer would've centered on pr...
S4 | E1: The Future of Community Banking: What Banks Must Do to Compete, with KBW's Joe Berry
In this episode of Banking on Data, Lumio CEO Ed Vincent sits down with Joe Berry, Co-Head of Investment Banking at KBW, to discuss the forces reshaping community banking. From changing customer expectations and fintech competition to AI, opera...
