Niki is Chief Customer Officer for Lumio and has over 15 years experience in Enterprise Risk Management, Capital Management, Audit and tax. Prior to Lumio, Ms. White was the SVP Chief Risk Officer and Controller for First Capital Bank where she led the implementation of ERM and Capital Planning, updating of the COSO framework, and enhancement of the internal audit program to align with the ERM risk structure. She led the expansion of the ALCO Committee reporting and training, and oversaw the management of interest rate risk and liquidity as enhanced forecasting and analysis. Prior to First Capital, she was an Audit Manager for Yount Hyde & Barbour where she supported clients through the development and execution of risk and audit strategies. Prior to Yount Hyde, she was a Tax Associate for PricewaterhouseCoopers where she supported clients through corporate tax and multi-state tax issues.

Shawn Ryan brings three decades of experience in business development, financial management and commercial strategy in a variety of executive roles at top-tier companies that include S&P Global, Capital One, Dynex Financial Inc., and Rochester Community Savings Bank to his role at Lumio as Chief Financial Officer. Shawn’s unique career began as a teller and has included leadership roles in corporate finance, underwriting, treasury, audit, credit review, business & product management, event marketing and marketing operations. His responsibilities have included strategy development, P&L ownership, revenue growth, organizational transformation, client satisfaction, technology implementation, process improvement, and cultural adoption.