Canadian Private Lenders’ Podcast

Ep. 78 | Private Lending vs. Bank Loans: The Smart Choice for Your Construction Projects

Neal Andreino and Ryan MacNeil Episode 78

What if you could accelerate your construction project without the red tape of traditional banks? In this episode Neal and Ryan reveal why private lending is often the smarter, faster option for construction financing. They break down the complex world of construction financing, explaining how private lenders offer quicker, more flexible funding options compared to traditional banks. They also discuss the benefits of fast approval times and how these advantages can streamline your project.

Show notes:

  • 01:08 - Neal shares his experience with a new peptide treatment.
  • 02:45 - Stock market volatility and its impact on construction loans.
  • 05:32 - Challenges of traditional construction loans and long documentation processes.
  • 08:09 - The requirement for high liquidity and assets when applying for traditional loans.
  • 09:28 - Why private lending is gaining popularity in construction projects.
  • 10:48 - Understanding loan-to-value and loan-to-cost ratios for construction loans.
  • 11:55 - Key differences between private lending and traditional banking processes.
  • 13:09 - The impact of slow bank approval processes on construction timelines.
  • 15:28 - How Keystone simplifies construction loans with flexible draw schedules.
  • 16:28 - Fast approval times and the advantages of private lending for builders.

Resources: 

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