Canadian Private Lenders’ Podcast
The #1 Podcast on Private Mortgage Lending in Canada. Ryan MacNeil and Neal Andreino of Keystone Capital Group outline their private mortgage lending experience and help you grow your mortgage business, while focusing on the importance of the growing Canadian Mortgage Broker channel.
Episodes
154 episodes
Ep.154 | Two Guys, Zero Banking Background, One Private Lending Company: How We Actually Got Here
For Episode 154, Ryan and Neal skip the deal talk and pull back the curtain on the personal journeys that led both of them into private lending. Neither one of them came from a banking background. Both are engineers by training. And both took v...
Ep.153 | The CEO Who Started With Mark Cuban Is Now Reshaping Private Lending Software
Ryan and Neal sit down with Jason Alexander, CEO of Mortgage Automator and now also CEO of Lendr, for a candid conversation about the software powering a huge chunk of Canada's private lending industry. Jason unpacks his 30 year career in tech,...
Ep.152 | How Running Through Houses Turned This Halifax Realtor Into a Social Media Star
Ryan flies solo for Episode 152 and sits down with James Goode, a realtor with The Agency in Halifax and one of the most recognizable faces in Atlantic Canadian real estate content. If you have ever scrolled through TikTok or Instagram and watc...
Ep.151 | The Weirdest Assets lenders will actually take
Neal and Ryan are back for a fun one, this time cracking open the strange, sometimes sketchy world of unique lending. Most people think lending means mortgages, car loans, and business lines of credit, but the reality is that almost any asset w...
Ep.150 | RBC and BMO Just Sold Moneris to US Private Equity. Should Canadians Be Worried?
Neal and Ryan hit a big milestone with Episode 150, and they're marking it with one of their most globally minded conversations yet. They kick things off with two massive Canadian deals that just crossed the wire: RBC and BMO offloading Moneris...
Ep.149 | Rising Broker Share, and Why Nvidia is Now Lending on Chips
Neal and Ryan are back with a solo news roundup episode covering the biggest stories moving Canadian real estate, lending, and beyond. They kick things off with a wild data point out of Halifax: a brand new 291-unit downtown tower is sitting at...
Ep.148 | From 7 Employees to 400. Now He's Coming for the GTA Private Lending Market
In this episode, Neal and Ryan sit down with Arees Jiwani, President of TM Investments. Arees walks us through his journey from the Ivey Business School to helping build one of Canada's most rapidly growing financial services groups, going from...
Ep.147 | The Truth About How Car Dealers Actually Make Money
Neal and Ryan step away from mortgages to tackle a topic Neal has been waiting three years to talk about: cars. In this episode, they pull back the curtain on how Canadian car dealerships actually make their money and spoiler, it's not from the...
Ep.146 | From Working at a Brewery to Running a $470 Million MIC - Greg Sinclair
Greg Sinclair did not take a straight line into private lending. He went from teaching school in Ontario and the UK, to selling beer on the night shift at a local brewery, to building out the sales and marketing function for the Peterborough Pe...
Ep.145 | The Hands-off Investment That Pays 9% a Year
Part two of the MIC series shifts from structure to strategy. Ryan and Neal make the case for why mortgage investment corporations have become one of the most compelling income investments for Canadians who have already won the real estate game...
Ep.144 | Canada's Big Banks Are Getting Rich Off Your Savings
Most Canadians think mortgages only come from the big six banks. They're wrong, and it's costing them. In part one of a two-part series, Ryan and Neal break down what a Mortgage Investment Corporation actually is, how it works, and why it exist...
Ep.143 | Building a Real Estate Portfolio Buying Buildings No One Wanted
Episode 143 marks a milestone: CPL has officially passed the total episode count from Neal's old Master Keys podcast. To celebrate, Ryan turns the mic on Neal and runs him through a real estate investing Q&A.Neal started buying prope...
Ep.142 | Private Lending Is Older Than Canada's Big Banks
Most people think of private lending as something new. It isn't. In this episode, Ryan and Neal trace the complete history of private lending in Canada, from the handshake loans of the pre-WWI era to the creation of Mortgage Investment Corporat...
Ep.141 | Every Broker Needs to Know Alt Lending or Go Work at a Bank
Ryan sits down with the two founders of MCC Premiere Mortgage Centre, Sarah Albert and Sara Wright. They built one of Atlantic Canada's most recognized mortgage broker teams out of Moncton, NB, and are now expanding into Nova Scotia. This episo...
Ep.140 | AI-Generated Defences & Why Lenders Keep Losing in Court w/ Grechi Carter
The Grechi Carter team is back with a new addition, Amanda Deveaux, a 12-year litigation veteran and Ontario deputy judge who's taking over the firm's entire enforcement practice. Dave, Danielle, and Amanda break down what's really happening in...
Ep.139 | $1 Billion, 40 People & Zero Gated Funds: Inside Canada's Biggest Public MIC
What does it actually look like to run a $1 billion mortgage portfolio with a team of 40? Phil Fiuza, Managing Director of Single Family at Atrium MIC, pulls back the curtain on one of Canada's largest and only publicly traded mortgage investme...
Ep.138 | $20K Down Loans, 50 Years of Lending & Rebranding the Industry w/ Dean Koeller
Dean Koeller, President & CEO of Calvert Home Mortgage and Board Chair of CAMLA, joins Neal and Ryan live at the CAMLA Ontario Expo. In this episode, Dean breaks down Calvert's unique $20K-down flip and BRRRR program, how their in-house app...
Ep.137 | $400M AUM, Zero Principal Lost w/ Yitz Levinson
Neal and Ryan sit down with Yitz Levinson, President of Hillmount Capital, a Toronto-based private lender with over $400M under administration and 22 years in the business. Yitz shares how his background as a licensed insolvency trustee s...
Ep.136 | How Leadout Capital Fills the Gap Between Banks and Private Funds
Ryan and Neal sit down with Brian Suta, Partner at Leadout Capital, live at the CAMLA Ontario Expo. Brian breaks down how Leadout operates as a corporate debt fund, lending to mortgage funds, MICs, and businesses that fall through the cra...
Ep.135 | The Riskiest Loan in Private Lending
Construction loans can be incredibly rewarding, but when they go sideways, they can turn your lending business into a project management nightmare. In this episode, Neal and Ryan break down why incomplete construction loans are the riskie...
Ep.134 | How Private Lenders Should Handle Excess Capital
What happens when investor capital is flowing in, but strong deals aren't? In this episode, Neal and Ryan tackle one of the most underrated problems in private lending: having too much dry powder. They break down the dangers of forcing bad deal...
Ep. 133 | Scotty Wittrup on Alt Lending, Growth & Reputation
In Episode 133, Ryan and Neal sit down with Scotty Wittrup, newly appointed VP of Network Development at DLCG, for a conversation that goes far beyond mortgages.From his early days in sales and brokering, to building a reputation across ...
Ep. 132 | Mid-Build, Out of Money: Construction-In-Progress Loans Explained
Construction loans are one of the fastest-growing products in private lending but what happens when a borrower runs out of capital halfway through a build? Ryan and Neal break down construction-in-progress loans: what they are, why borrowers en...
Ep. 131 Debt Consolidation in Private Lending: Reset Tool or Risky Shortcut?
In this episode of the Canadian Private Lenders Podcast, Ryan and Neil break down one of the most common and misunderstood use cases in private lending: debt consolidation.With rising interest rates and increasing consumer debt, m...
Ep. 130 The Legal Dream Team: The Lawyers Every Private Lender Needs
In episode 130 of The Canadian Private Lenders Podcast, Ryan and Neal take listeners inside the legal ecosystem that keeps private lending businesses running smoothly. From corporate structuring to enforcement, discover the key players...