Canadian Private Lenders’ Podcast
The #1 Podcast on Private Mortgage Lending in Canada. Ryan MacNeil and Neal Andreino of Keystone Capital Group outline their private mortgage lending experience and help you grow your mortgage business, while focusing on the importance of the growing Canadian Mortgage Broker channel.
Episodes
133 episodes
Ep. 133 | Scotty Wittrup on Alt Lending, Growth & Reputation
In Episode 133, Ryan and Neal sit down with Scotty Wittrup, newly appointed VP of Network Development at DLCG, for a conversation that goes far beyond mortgages.From his early days in sales and brokering, to building a reputation across ...
Ep. 132 | Mid-Build, Out of Money: Construction-In-Progress Loans Explained
Construction loans are one of the fastest-growing products in private lending but what happens when a borrower runs out of capital halfway through a build? Ryan and Neal break down construction-in-progress loans: what they are, why borrowers en...
Ep. 131 Debt Consolidation in Private Lending: Reset Tool or Risky Shortcut?
In this episode of the Canadian Private Lenders Podcast, Ryan and Neil break down one of the most common and misunderstood use cases in private lending: debt consolidation.With rising interest rates and increasing consumer debt, m...
Ep. 130 The Legal Dream Team: The Lawyers Every Private Lender Needs
In episode 130 of The Canadian Private Lenders Podcast, Ryan and Neal take listeners inside the legal ecosystem that keeps private lending businesses running smoothly. From corporate structuring to enforcement, discover the key players...
Ep. 129 | Private Credit Panic? Separating Headlines from Reality in 2026
Private credit is everywhere right now, and so are the headlines calling for its collapse.From redemption restrictions to rising delinquencies, investors are starting to ask: Is this the next financial crisis?In Episode 1...
Ep.128 | Condo Corp Lending, MFTs & Construction Finance with Matthew Solda
In this episode of the Canadian Private Lenders Podcast, hosts Ryan and Neal sit down with Matthew Solda, VP at Morrison Financial, to break down one of the most unique lending models in Canada.Matthew shares his journey fr...
Ep.127 | How SEO Is Replacing Brokers in Private Mortgages with Jonathan Alphonso
In this episode of the Canadian Private Lenders Podcast, Ryan and Neal sit down with Jonathan Alphonso of Mortgage Broker Store Inc. to break down a completely different approach to private lending...
Ep.126 | Are You Really a Private Lender? The Truth About Alternative Lending
In Episode 126 of the Canadian Private Lenders Podcast, Ryan and Neal tackle a topic that’s quietly reshaping the entire mortgage industry: the difference between private lenders and alternative lenders.For years, the terms have been use...
Ep.125 | Inside New Brunswick’s Real Estate Boom & the Rise of Strategic Private Lending
In Episode 125 of the Canadian Private Lenders Podcast, Ryan and Zach sit down with Brad Donnelly to unpack one of the most unique journeys in the mortgage industry, from radio broadcasting to building a thriving brokerage.Brad shares ho...
Ep.124 | How to Create Real Enterprise Value in the Mortgage Industry | Doug Adlam
In this episode of the Canadian Private Lenders Podcast, Ryan and Neal welcome back Doug Adlam for a deep conversation about building real enterprise value in the mortgage industry.Doug has worn many hats, mortgage broker, fintech...
Ep.123 | Who Actually Uses Private Lending? 7 Real Borrower Profiles Explained
In this episode of the Canadian Private Lenders Podcast, Ryan and Neal revisit one of their earliest and most popular discussions, the borrower profiles that benefit most from private lending.Since the original conversation nearly...
Ep.122 | Nova Scotia’s 2% Down Payment Program: Smart Solution or PR Stunt?
Nova Scotia has launched a new 2% down payment pilot program for first-time homebuyers, and it’s making headlines across the mortgage industry.But when you break down the math, does this actually help buyers… or does it increase long-ter...
Ep.121 | The Black Belt Broker: Jack Cameron on Discipline & Private Lending
In this episode of the Canadian Private Lenders Podcast, Ryan and Neal sit down with Jack Cameron, 24-year mortgage veteran from The Way Home Mortgage at Premier Mortgage in Halifax.Jack shares how he left the bank in 2002 with no...
Ep.120 | From Dishwasher to Top Broker: Alex Lavender on Building Trust, Alternative Lending, and Halifax’s Housing Market
In Episode 120 of the Canadian Private Lenders Podcast, Ryan and Neal sit down with Alex Lavender of the Clinton Wilkins Mortgage Team to unpack his journey of becoming one of Atlantic Canada’s top mortgage brokers.Alex shares how...
Ep.119 | The Future of Private Lending in Canada (AI, Renewals, Regulation & Risk)
In Episode 119 of the Canadian Private Lenders Podcast, Ryan and Neal break down how mortgage renewals, higher rates, AI, open banking, fraud controls, and regulation are reshaping private and alternative lending across Canada. They explain why...
Ep.118 | Why Montreal’s Housing Market Is Beating Toronto & Vancouver
In Episode 118 of the Canadian Private Lenders Podcast, Ryan and Neal break down the latest Canadian jobs data and what rising unemployment means for interest rates and mortgage strategy heading into 2026.They then turn their at...
Ep.117 | The 5 Biggest Mistakes Private Lenders Make When Scaling (And How to Avoid Them)
In Episode 117 of the Canadian Private Lenders' Podcast, hosts Ryan and Neal break down the five most common and costly mistakes private lenders make when scaling their businesses.Drawing directly on their experience growing ...
Ep.116 | Scaling a Private Lending Business to $25M AUM: Systems, Risk & Real Talk
In Episode 116 of the Canadian Private Lender's Podcast Ryan and Neal break down what it really takes to scale a private lending business from $10M to $25M in assets under management in just over two years.They go beyond ...
Ep.115 | Fix & Flips in 2026: Market Reality, Risk, and Where the Opportunities Actually Are
Welcome back to Episode 115 of the Canadian Private Lenders Podcast!Ryan and Neal kick off 2026 by breaking down what fix-and-flip investing really looks like in today’s more balanced Canadian real estate market. With buyer behavi...
Ep.114 | 2025 Recap & 2026 Predictions: Rates, Housing Prices, & Condo Markets
In Episode 114 of the Canadian Private Lenders Podcast, Ryan and Neal wrap up 2025 by reviewing their bold economic and housing predictions, and grading themselves on what they got right (and wrong).They break down RE/MAX’s controversial...
Ep.113 | Inside Keystone MIC: The Founders’ Story, Roles & What Makes a Deal Work
In this special episode of the Canadian Private Lenders Podcast, the Keystone team flips the script.Ryan, Neal, Sam and Zach sit down for an in-depth conversation on how Keystone Mortgage Investment Corp was b...
Ep.112 | The Core Private Lending Deals Every Broker & Investor Should Understand
In this solo episode of the Canadian Private Lenders Podcast, Ryan MacNeil breaks down the core types of private lending deals and explains when, and why, they make sense for brokers, investors, and borrowers.Ryan starts with majo...
Ep.111 | How $82 Billion in Defense Spending Could Reshape Halifax
In Episode 111 of the Canadian Private Lenders Podcast, Ryan and Neal bring the focus home to Halifax and Nova Scotia, breaking down how Canada’s newly announced $82 billion in defense and aerospace spending over the next five years coul...
Ep.110 | 50-Year Mortgages: Affordability Fix or Future Crisis?
In Episode 110 of the Canadian Private Lenders Podcast, Ryan and Neal break in their brand-new studio with a deep dive into one of the hottest topics circulating in the real estate and lending world: the rise of 50-year mortgages in...
Ep.109 | Inside Tembo Financial: Speed, Direct Lending & Market Outlook with Arlen Ekstein
In Episode 109 of the Canadian Private Lenders Podcast, hosts Ryan MacNeil and Neal Andreino sit down with Arlen Ekstein, VP of Sales & Marketing at Tembo Financial, one of Ontario’s fastest and most flexi...