Ep. 84 | Behind the Mic — Neal and Ryan Share Their Stories and Market Insights

What happens when two seasoned real estate professionals take a break from interviews to talk about their journeys? In this special episode, Neal and Ryan dive deep into their backgrounds, from their early career pivots to building businesses in private lending, real estate sales, and investing.

They also break down the MoneySense 2025 housing report, sharing key takeaways on real estate affordability across Canada, Atlantic Canada’s surprising strength, and what investors should be cautious about in today’s market.

Whether you're new to the show or a longtime listener, this is a great episode to get to know your hosts and walk away with real estate investment wisdom from hard-earned experience.

Show Notes: 

01:08 – Neal reflects on turning 30 and shifting gears professionally

02:48 – Recap of recent guests and upcoming meetups

03:34 – Why Neal and Ryan decided to share their journeys

04:05 – Discussion of the MoneySense housing affordability report

08:09 – Insights on Halifax, Moncton, Calgary, Ottawa, and more

10:36 – The risk of sharp growth and potential corrections in Atlantic markets

11:24 – Neal’s entrepreneurial background and first big real estate win

15:45 – The leap from investing to private lending

17:02 - Starting Keystone Capital and launching Keystone MEC

24:36 - The fact-based selling

27:34 – Ryan shares a tough lesson from a fire loss on a St. John build

34:51 - Reasons Neal and Ryan love the private lending space

Resources:

Find Neal On:
Instagram: @neal.andreino
LinkedIn

Find Ryan on:
LinkedIn
E-mail: ryan@keycap.ca