.jpg)
Canadian Private Lenders’ Podcast
The #1 Podcast on Private Mortgage Lending in Canada. Ryan MacNeil and Neal Andreino of Keystone Capital Group outline their private mortgage lending experience and help you grow your mortgage business, while focusing on the importance of the growing Canadian Mortgage Broker channel.
Canadian Private Lenders’ Podcast
Ep. 91 | Airbnb Lending Risks, Regulations, and Exit Strategies Explained
Navigating the financing landscape for Airbnb and short-term rentals isn’t easy—especially when lenders see red flags. In this episode, Ryan and Neil dive deep into the unique challenges of underwriting Airbnb deals from a private lending perspective, how investors can position themselves to secure private capital or institutional financing, and why an exit strategy is critical in short-term rental financing. Enjoy the show!
Show Notes:
03:55 - The challenge of financing Airbnb properties
04:36 - Why traditional and private lenders hesitate to fund Airbnb and hotels
07:46 - A Clear and realistic exit strategy is more challenging on the Airbnb and short-term rental side
08:47 - Urban vs. rural Airbnbs: What investors need to know
12:12 - Considering the actual worst case exit looks like
13:31 - How regulation shifts in cities impact financing
14:54 - Opinions on short-term rentals in terms of government regulation
18:26 - Diving deep into the income side of Airbnb
20:19 - Airbnb regulations in Toronto, Vancouver, Montreal, and Halifax
24:02 - Airbnb properties are high reward, but high risk for lenders
24:44 - A real-world hybrid model combining student rentals + summer Airbnb for maximum ROI
26:08 - Why Airbnb investing is a full-time business, not a passive play
Resources:
- Keystone Capital Group
- CPLP Instagram: @cplpodcast
- Keystone Instagram: @keycapgroup
Find Neal On:
Instagram: @neal.andreino
LinkedIn
Find Ryan on:
LinkedIn
E-mail: ryan@keycap.ca