Canadian Private Lenders’ Podcast

Ep.100 | 100th Episode! - The Future of Canadian Real Estate with Chandler Haliburton

Neal Andreino and Ryan MacNeil Episode 100

In this milestone 100th episode of the Canadian Private Lenders Podcast, hosts Ryan MacNeil and Neal Andreino are joined by guest Chandler Haliburton—real estate investor, landlord, and past co-host of the Master Keys Podcast.


Together, they take a deep dive into the current state of the Canadian real estate and private lending markets. From shifts in multi-unit valuations and softening condo demand to rising vacancies and cooling rents, the conversation unpacks where the opportunities and risks lie in 2025. Chandler shares first-hand experiences using private financing to scale his portfolio and highlights why even seasoned, high-net-worth investors lean on private capital.


The trio also explores:

  • Where first-time buyers still have value in Halifax
  • How flips and BRRRR strategies have evolved in today’s market
  • Variable vs fixed mortgage strategies heading into a major renewal wave
  • Smart refinancing plays and the importance of cash flow discipline
  • Why private money isn’t just a last resort, but a strategic tool for serious investors

Show Notes:

00:00 – Celebrating 100 episodes with guest host Chandler Haliburton

04:00 – Market update: softening condos & multi-units, where buyers can find deals

07:30 – Rental market realities: vacancies, rent rollbacks & balanced supply

13:30 – Private financing in action: using seconds & equity to scale

20:00 – Flips, BRRRRs & long-term holds in today’s market

25:00 – First-time buyer opportunities & Halifax’s growing appeal

33:00 – Variable vs fixed mortgages: strategies heading into renewal season

38:00 – Smart refinancing plays & cash flow management

44:00 – Build-to-rent opportunities and long-term strategy

Packed with insights, anecdotes, and laughs, this landmark episode is both a reflection on the last 100 shows and a forward-looking roadmap for investors navigating the next cycle.


Resources:
Keystone Capital Group
CPLP Instagram: @cplpodcast
Keystone Instagram: @keycapgroup

Find Neal On:
Instagram: @neal.andreino
LinkedIn: Neal Andreino

Find Ryan on:
LinkedIn: Ryan MacNeil
E-mail: ryan@keycap.ca