Canadian Private Lenders’ Podcast
The #1 Podcast on Private Mortgage Lending in Canada. Ryan MacNeil and Neal Andreino of Keystone Capital Group outline their private mortgage lending experience and help you grow your mortgage business, while focusing on the importance of the growing Canadian Mortgage Broker channel.
Canadian Private Lenders’ Podcast
Ep.140 | AI-Generated Defences & Why Lenders Keep Losing in Court w/ Grechi Carter
Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.
The Grechi Carter team is back with a new addition, Amanda Deveaux, a 12-year litigation veteran and Ontario deputy judge who's taking over the firm's entire enforcement practice. Dave, Danielle, and Amanda break down what's really happening in Ontario mortgage enforcement right now: borrowers filing AI-generated defences to stall court proceedings into 2027, why lenders keep losing on fees and penalties, and how forbearance agreements and motions to strike can cut timelines down. They also cover what sets the best private lenders apart from the rest, Grechi Carter's new Etobicoke office, and why social media is becoming a real business driver, even in the legal space.
Show Notes:
1:14 Meet Amanda Deveaux - Newest Partner
3:48 Enforcement Growth & Commercial Expansion
7:24 How Long Does an Enforcement Actually Take?
8:07 AI-Generated Defences Are Stalling Courts Until 2027
9:38 Forbearance Agreements & Motions to Strike
11:16 What Counts as a Legitimate Defence
13:17 Fees vs. Penalties, Where Lenders Get Burned
16:17 Why Judges Keep Siding With Borrowers
19:17 Why Ontario Needs a Mortgage-Specific Court
33:18 What the Best Private Lenders Have in Common
37:14 Greg Carter Teaches Real Estate Law at U of T & Osgoode
40:44 Bonus: Restaurant Rec, Raptors & Leafs Corner
Resources:
Keystone Capital Group
CPLP Instagram: @cplpodcast
Keystone Instagram: @keycapgroup
Find Neal On:
Instagram: @neal.andreino
LinkedIn: Neal Andreino
Find Ryan on:
LinkedIn: Ryan MacNeil
E-mail: ryan@keycap.ca