The Vault with Financielle
Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.
Episodes
109 episodes
”I’m an Accountant… and I’m Drowning in Debt” | The Vault Episode 81
“We need to cancel office presents” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I’m in the build phase and I feel stuck”💸 ”I’m an Accountant… and I’m Drowning in Debt”Got a money win or (t...
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45:15
”I’m £15k in Debt and Hiding It from My Husband” | The Vault Episode 80
Hello there! Here are the links to the episodes we mentioned:✨ How to budget when you're self employed [https://www.youtube.com/wat...
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49:30
“I Said Yes. He Still Asked My Husband.” | The Vault Episode 79
“You don’t need to send your child back to school with the latest gear” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Can You Bounce Back from a Credit Default?💸 ”Builders will only listen to my hu...
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32:57
“Do I Stay in a Toxic Job for a Big Payoff?” | The Vault Episode 78
“The person who earns less shouldn’t automatically do more housework” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Do I Stay in a Toxic Job for a Big Payoff?”💸 ”How much should I really have in my...
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56:13
“Am I being pushed into the family business?” | The Vault Episode 77
“You’re not entitled to someone else’s pension after divorce” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Is My Emergency Fund Just Wasting Away?”💸 ”Am I being pushed into the family business?”
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44:44
“I Said I’d Help Plan the Hen Do, Not Pay for It” | The Vault Episode 76
“You’re allowed to pause your debt free journey for once in a lifetime experiences” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I’m jealous of people who get more help with their children”💸 ”I Sa...
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44:55
“I Panicked And Bought A House” | The Vault Episode 75
“Being financially dependent on ANYONE is risky” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I went into panic mode and purchased a new house”💸 ”I Can’t Afford a Car Without Finance — What Should...
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31:40
"He Has No Savings, I Have £50k - Should We Still Buy a House Together?” | The Vault Episode 74
“Your parents should NEVER charge you rent” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Boyfriend doesn’t have a house deposit but I do”💸 ”How Do I Help My Mum Without Taking Over?”Got a m...
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46:59
“Why Can’t I Just Enjoy My Pay Rise?” | The Vault Episode 73
“Life events have gone too far” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I Got a Pay Rise and Now I Want a New Car… Help!”💸 ”I’ve Saved £27k in My LISA… But Our House Budget Is Too High to Use...
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50:54
Save Money or Travel the World? | The Vault Episode 72
“Putting yourself last isn’t budgeting, it’s self neglect” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Should I buy my next car in cash or finance it?”💸 ”Do I keep saving or go live my 20s?”<...
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36:05
“I’m Great With Money… For 5 Days a Month” | The Vault Episode 71
“No one needs branded food. You’re paying for a logo, not better nutrition” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I’m great with money… for 5 days a month”💸 ”I’m Doing Everything Right… So ...
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46:04
Tips to Handle Money at Uni (Without the Stress)
#ad A special bonus episode, brought to you with our friends at Compare The Market 💙We’re talking all things student money: relatable dilemmas, student money mistakes and wise words from the Financielle community. Whether y...
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56:05
If Your Partner Won’t Talk Money… RUN | The Vault Episode 70
“If your partner won’t talk money, run” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”How do we budget as a couple when one of us is neurodivergent?”💸 ”Do I contribute to my friends wedding?”
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39:42
Your First Month Without Credit: Survive + Thrive | The Vault Episode 69
“You don’t need a car upgrade when pregnant” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”First Month Without Credit — Please Send Help”💸 ”I’ve worked so hard to get debt-free… now I’m scared of b...
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56:19
"I’m Earning More Than Ever… So Why Am I Still Broke?" | The Vault Episode 68
🫢“Being obsessed with cutting costs is a waste of time and energy” 💸 ”I ruin my budget every time I go out”💸 ”I’m earning more than ever… so why am I still broke?”❤️ Ready to protect your future? Visit
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40:45
UNLOCKED: Self-employed and behind, credit score warnings and balance transfers
This week’s Unlocked is for anyone who’s ever thought, “Am I too late?” or “Am I doing this all wrong?”From pensions (or the lack of them) to balance transfers during the debt snowball, Laura’s diving into real questions from the commun...
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21:01
"I Have My Emergency Fund… What Now?" | The Vault Episode 67
🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension...
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40:48
UNLOCKED: "Should we be getting married?" PLUS how to make a billion
Welcome to The Vault with Financielle.This week, we're talking marriage (or not), Bieber's billions, asking whether buy now pay later ACTUALLY makes things affordable - plus some amazing wins!---------Connect with our Par...
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30:39
We’re Saving for a House… But He’s in Denial About His Debt | The Vault Episode 66
“You shouldn’t talk about money at work” 👀 We unpack this controversial opinion, then dive into your dilemmas:💸 ”How much should I save for maternity leave?”💸 ”We're Saving for a House… but My Partner's in Denial About His Debt”
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39:36
UNLOCKED: Why you're overthinking pensions, PLUS how to retire early
Welcome to The Vault with Financielle.This week, we dive into Pensions - why we’re overthinking them; what to think about if you’d like to retire early and looking at the state pension a little too!🐝 Thanks to our partner Pensio...
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34:38
"Is My Boyfriend Taking Advantage of Me Financially?" | The Vault Episode 65
“Freelancing isn’t the freedom it’s cracked up to be”—controversial or just real? We're also diving into your dilemmas:💸 “I promised I’d never rent again… now what?”💸 ”Is my boyfriend taking advantage of me financially?”Get...
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50:09
UNLOCKED: premium bonds, debt free journeys and we got a follow up!
Welcome to The Vault with Financielle.This week, Laura's talking premium bonds, debt free journeys and we had the best follow up!Connect with our Partners🐝 Consolidate your pensions with
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40:51
“Do I Really Need an Emergency Fund?” | The Vault Episode 64
“You don’t need an emergency fund if you have a high, reliable income”. We dissect this controversial opinion then dive into your dilemmas:💸 "Should we get quietly married before the baby comes?”💸 ”Should I reduce my pension contr...
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42:43
UNLOCKED: Unhinged + feral money hacks, plus an engagement and a baby!
Welcome to The Vault Unlocked, by Financielle.This week's episode involves some outrageous money hacks shared by others, plus some questions focussed on big life moments!Connect with our Partners🐝 Consolidate y...
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23:53
“My Boyfriend’s Unemployed and I’m Spiralling” | The Vault Episode 63
“Spending money on therapy/mental health is equally as important as investing” - we discuss this opinion then dive into our listener dilemmas:💸 "I’m getting a mortgage by myself… should I protect my income?”💸 ”How much shall...
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48:19