The Vault with Financielle
Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.
Episodes
103 episodes
“I Panicked And Bought A House” | The Vault Episode 75
“Being financially dependent on ANYONE is risky” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I went into panic mode and purchased a new house”💸 ”I Can’t Afford a Car Without Finance — What Should...
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31:40
"He Has No Savings, I Have £50k - Should We Still Buy a House Together?” | The Vault Episode 74
“Your parents should NEVER charge you rent” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Boyfriend doesn’t have a house deposit but I do”💸 ”How Do I Help My Mum Without Taking Over?”Got a m...
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46:59
“Why Can’t I Just Enjoy My Pay Rise?” | The Vault Episode 73
“Life events have gone too far” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I Got a Pay Rise and Now I Want a New Car… Help!”💸 ”I’ve Saved £27k in My LISA… But Our House Budget Is Too High to Use...
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50:54
Save Money or Travel the World? | The Vault Episode 72
“Putting yourself last isn’t budgeting, it’s self neglect” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Should I buy my next car in cash or finance it?”💸 ”Do I keep saving or go live my 20s?”<...
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36:05
“I’m Great With Money… For 5 Days a Month” | The Vault Episode 71
“No one needs branded food. You’re paying for a logo, not better nutrition” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I’m great with money… for 5 days a month”💸 ”I’m Doing Everything Right… So ...
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46:04
Tips to Handle Money at Uni (Without the Stress)
#ad A special bonus episode, brought to you with our friends at Compare The Market 💙We’re talking all things student money: relatable dilemmas, student money mistakes and wise words from the Financielle community. Whether y...
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56:05
If Your Partner Won’t Talk Money… RUN | The Vault Episode 70
“If your partner won’t talk money, run” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”How do we budget as a couple when one of us is neurodivergent?”💸 ”Do I contribute to my friends wedding?”
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39:42
Your First Month Without Credit: Survive + Thrive | The Vault Episode 69
“You don’t need a car upgrade when pregnant” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”First Month Without Credit — Please Send Help”💸 ”I’ve worked so hard to get debt-free… now I’m scared of b...
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56:19
"I’m Earning More Than Ever… So Why Am I Still Broke?" | The Vault Episode 68
🫢“Being obsessed with cutting costs is a waste of time and energy” 💸 ”I ruin my budget every time I go out”💸 ”I’m earning more than ever… so why am I still broke?”❤️ Ready to protect your future? Visit
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40:45
UNLOCKED: Self-employed and behind, credit score warnings and balance transfers
This week’s Unlocked is for anyone who’s ever thought, “Am I too late?” or “Am I doing this all wrong?”From pensions (or the lack of them) to balance transfers during the debt snowball, Laura’s diving into real questions from the commun...
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21:01
"I Have My Emergency Fund… What Now?" | The Vault Episode 67
🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension...
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40:48
UNLOCKED: "Should we be getting married?" PLUS how to make a billion
Welcome to The Vault with Financielle.This week, we're talking marriage (or not), Bieber's billions, asking whether buy now pay later ACTUALLY makes things affordable - plus some amazing wins!---------Connect with our Par...
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30:39
We’re Saving for a House… But He’s in Denial About His Debt | The Vault Episode 66
“You shouldn’t talk about money at work” 👀 We unpack this controversial opinion, then dive into your dilemmas:💸 ”How much should I save for maternity leave?”💸 ”We're Saving for a House… but My Partner's in Denial About His Debt”
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39:36
UNLOCKED: Why you're overthinking pensions, PLUS how to retire early
Welcome to The Vault with Financielle.This week, we dive into Pensions - why we’re overthinking them; what to think about if you’d like to retire early and looking at the state pension a little too!🐝 Thanks to our partner Pensio...
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34:38
"Is My Boyfriend Taking Advantage of Me Financially?" | The Vault Episode 65
“Freelancing isn’t the freedom it’s cracked up to be”—controversial or just real? We're also diving into your dilemmas:💸 “I promised I’d never rent again… now what?”💸 ”Is my boyfriend taking advantage of me financially?”Get...
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50:09
UNLOCKED: premium bonds, debt free journeys and we got a follow up!
Welcome to The Vault with Financielle.This week, Laura's talking premium bonds, debt free journeys and we had the best follow up!Connect with our Partners🐝 Consolidate your pensions with
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40:51
“Do I Really Need an Emergency Fund?” | The Vault Episode 64
“You don’t need an emergency fund if you have a high, reliable income”. We dissect this controversial opinion then dive into your dilemmas:💸 "Should we get quietly married before the baby comes?”💸 ”Should I reduce my pension contr...
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42:43
UNLOCKED: Unhinged + feral money hacks, plus an engagement and a baby!
Welcome to The Vault Unlocked, by Financielle.This week's episode involves some outrageous money hacks shared by others, plus some questions focussed on big life moments!Connect with our Partners🐝 Consolidate y...
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23:53
“My Boyfriend’s Unemployed and I’m Spiralling” | The Vault Episode 63
“Spending money on therapy/mental health is equally as important as investing” - we discuss this opinion then dive into our listener dilemmas:💸 "I’m getting a mortgage by myself… should I protect my income?”💸 ”How much shall...
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48:19
Unlocked: Cheap Dates + Mini Q&A
💸 Welcome to The Vault Unlocked – the bonus series of *The Vault*.On this episode, we're answering your money questions, plus discussing cheap date ideas!Connect with our Partners🐝 Consolidate your pensions wit...
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33:28
“What Should I Do With My Bonus?” | The Vault Episode 62
“There's no incentive to pay off your overdraft” - we discuss this controversial opinion then dive into our listener dilemmas:💸 "What should I do with my bonus?”💸 ”How do I get my husband to cover more on maternity leave?”G...
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56:20
UNLOCKED: Debt free journey shout outs
💸 Welcome to *The Vault Unlocked* – the bonus series of *The Vault*.On this episode, we're putting our real life debt free journey heroes at the heart of the show - sharing their progress as they become debt free.Connect with ...
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31:40
“Should I Be Able to Manage My Money by Now?” | The Vault Episode 61
In Episode 61 of The Vault, we discuss this week’s controversial opinion, “We NEED to break up with influencers”. We then dive into our listener dilemmas:💸 "Should I be able to manage my money by now?”💸 ”Buying alone or waiting fo...
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36:32
UNLOCKED: Life Admin, Net Worth and Credit Scores —Your Questions Answered
💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re talking life admin, mortgage renewals, tracking your net worth and credi...
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34:15
"Am I Allowed to Take a Break from My Debt Payoff Journey?” | The Vault Episode 60
We discuss this week’s controversial opinion, “Cash stuffing is SO outdated”, then dive into our listener dilemmas:💸 "Is it better to overpay on your mortgage or save for a bigger deposit?”💸 ”Am I allowed to take a break on my deb...
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40:02