Money Mom Podcast
Welcome to The Money Mom Podcast—the ultimate guide for moms who want to take control of their finances, crush debt, and create a life of financial freedom and abundance. Hosted by Rachel Coons, a budgeting expert and mom of three, this podcast is your go-to resource for practical tips, mindset shifts, and empowering strategies to help you manage your money with confidence.
Whether you’re navigating grocery budgets, tackling debt, or dreaming of building wealth for your family, each episode offers bite-sized, actionable advice to make money management simple, stress-free, and even enjoyable. With relatable stories, expert insights, and a dose of mom-to-mom encouragement, you'll learn how to transform your finances—one small step at a time.
Tune in every week to discover how to save more, spend smarter, and feel empowered to create the financial life you deserve. Because when moms thrive financially, families flourish.
Money Mom Podcast
71: Uncover Your Signature Spending Style With Mary Ann, A Spending Coach
In this powerful episode of The Money Mom Podcast, Rachel sits down with Mary Ann, the founder of Become Unshoppable, to talk about the real reasons we overspend, and how to take back control without feeling deprived.
Mary Ann shares her deeply personal journey from emotional shopping as a new mom to discovering the “why” behind her spending and reclaiming over $1,000 a month for things that truly mattered, like childcare, house cleaning, and self-care. Together, Rachel and Mary Ann unpack the six “Spending Styles,” how to identify your own, and the mindset shifts that make lasting change possible.
If you’ve ever found yourself filling your cart (and your closet) to fill an emotional need, or if you’re tired of being told to “just stop spending”, this episode will help you feel seen, understood, and empowered with solutions that stick.
What you’ll learn:
- The emotional and mindset roots of overspending
- Why shame keeps you stuck (and how to replace it with guilt that motivates change)
- The six Spending Styles and how to find yours
- Simple, non-restrictive ways to align your spending with your values
Free quiz: https://quiz.becomeunshoppable.com/optin
xoxo,
Rachel
Where to find me:
Instagram: @heyrachelcoons
Join me for my next LIVE training 'Save $600 On Groceries'!: REGISTER HERE
Hello and welcome back to another episode of the Money Mom podcast. Today, I have a really special guest that I'm excited to introduce you. Someone who I actually just recently ran into came across. We're going to talk about how our paths crossed, and so welcome, mary Ann, to the podcast.
Speaker 2:Thank you, I am so thrilled to be here. We connected in the Money Mom group and it was like I knew instantly that I wanted to be like besties with her, like Rachel, and then we both, just we just really connected on like all things mom, money, everything it's great.
Speaker 1:Yes, and that's one of the things I love about our community is connecting with women who are similar in our paths and our desires. So, marianne, I know why you're here and I'm so excited to dive into what you're going to help the women listening today, because I really think it's going to help people feel seen and heard, relatable, and then also give you solutions. If you are someone who may struggle with overspending, so, marianne, tell us your story. May struggle with overspending?
Speaker 2:So, marianne, tell us your story, tell us what you do and how you help women and moms. So my story started out. I was in the throes of motherhood. I was working full-time as a speech-language pathologist. I went part-time when I had my first child and then I became a full-time stay-at-home mom.
Speaker 2:I fully anticipated being able to take care of a human being when I became pregnant, but I was not expecting the emotional journey that I would go through, with myself dealing with another human being, and so I was thrown into a whole world of being a new mom depression, anxiety, ocd, a whole slew of health issues and it just it went undiagnosed, partly because I'm a woman, partly because there's just not a lot of support for women. But like I didn't have a lot of support family, like the family and so it really was up to me and my coping became shopping and it seemed very harmless because I wasn't buying name brands, I was spending my weekends at Ross. It was not a big deal, and it started because I wanted to get out of the house. I was like honey, I was waiting at the window, like you got the kids, I'm going, because I just needed to get out. And I got first because my husband said like what's one thing you can do for you? And I was like I have no idea. I've never been hobby driven. I've always been driven to accomplish something, and so motherhood brought that to like a screeching halt. Even though you're accomplishing the world with raising kids, or even just like being a woman, you're doing so much for me selfishly.
Speaker 2:For me was to go shop and I came back and I was just like elated, I was excited, and that became the new thing to do and it became a weekend thing and that was a daily thing, and then I'd be gone all day, all night. It was an obsession. I quickly turned into an addiction, but it wasn't as bad, or it wasn't. I wasn't going into hundreds and thousands of dollars of debt, got it. And so that's really where I started to realize I need to change and I want to change. But shopping feels like a need and all that was out there was just stop spending or just make a budget, and it's like I've tried that, yeah, and it didn't work, yeah.
Speaker 1:And so that was the beginning. Tell us what changed, where are you now and how? How?
Speaker 2:did you overcome? I basically went from I don't want to give up shopping ever to I want to be able to afford child care, I want to be able to afford house cleaning services, I want to be able to afford a massage for myself without going back to work, without getting another job. And so I really started this mission. Saying to you that was like I don't want to have to go back to work, I don't have to, my life is my kid. But I couldn't stay home either, and so the numbers weren't mapping.
Speaker 2:And so I was like okay, how can I do this? I've got to be able to regain control over finances. And that's where I realized like, where's my money going? It's getting spent outside of bills and fixed expenses. It's getting spent on food and it's getting spent on shopping. And I felt like I couldn't control the food aspect. So I was like I can control, I can look at the shopping.
Speaker 2:Yeah, that's where I saw a thousand dollars every month was going to shopping, and I went for what on? Things I don't really care about just get thrown in a closet, unused, because I'm not living that life anymore. I'm stuck in my pajamas from nine to five. Yeah, yeah, oh, it wasn't really doing much for me and I'm like I would happily put that thousand dollars toward child care, toward house cleaning services, toward getting me out of this drowning state with like daily chronic health issues that I'd been thrown into.
Speaker 2:So it was like an easy yes. It was like I can get everything I want without giving up anything and without getting another job. So that was like I needed that mindset, because everything else was like you've got to restrict yourself. So that was like I needed that mindset, because everything else was like you've got to restrict yourself, no spending you've got to, and I'm not about that. I'd already felt restricted and like everything was taken. So that was the. That was the mindset shift that happened overnight and then everything else just fell into place because it was like the sky's the limit once you have your motivation awkward.
Speaker 1:Yeah, and I think you know, for the person who's listening to this episode, this is a. There's a whole gamut, right, that we could, we can look at when it comes to overspending, some people who are in, you know, thousands of credit card debt, thousands of dollars of credit card debt because of their overspending. And then there's other people who are just using shopping as a coping mechanism when they feel overwhelmed or when they feel anxiety, and there's a whole area in between that Right. So we're not saying in this episode like it's, if you're, if you're off the deep end, this is for you.
Speaker 1:It's no anybody in between, right, anybody who and when I hear your story, I think of like you're just trying to put a band-aid on a wound. Right, you're just trying to cover up whatever emotions you want to cover up through shopping at Target or doing whatever you can. You're not really addressing those underlying emotions that you're struggling with, and it wasn't until you were ready to deal with those underlying emotions that you could then change your behavior. When we change our mind, we change our thoughts, we change our beliefs, then we change behavior. So, right, um, so it's such a powerful thing, and so now you help women with this right.
Speaker 2:you help women self-diagnose yeah yeah, figure out where they're at. Yeah, and like to your point, I love point. I love that you said that, like we're not talking about the amount, we're not talking about shopping addicted spendaholics, we're not doing that. We're also not talking about people that are trained to cope, because it doesn't matter the amount, it doesn't matter, like, what you're buying. I focus on the why and that's really what matters and that's what. That's what determines what you buy, regardless of price, the reason why you buy it and that's what determines, you know, how much you spend is the why. And once you gain control, like you are aware of the emotions that drive your why, you're going to realize that those things aren't meeting that need, like things don't fix things. We think they do, but they don't and that's why we keep shopping.
Speaker 2:And then the second point is and maybe I need to go back to your question like you know, what do I help people with? It's helping them reclaim control over that wasted money in their finances by understanding what drives our urge to spend, like why we shop, to become unfathomable, to like overcome that urge to shop, because I was the first one to say I don't want to give up shopping. I don't want to give that up, but I don't want to give up the control either. Like it has full control over everything, and so it's. It's being willing to say I'm doing this and it's something I'm not proud of, but it's in a non shameful way. The really powerful thing about emotions you and I are like so on board with, like it's all about the emotions, it's all about the mindset and it's the emotions that led me to like discover this different spending types. But I felt so guilty about and the shame was so palpable. And I would just talk to people like, do you struggle with spending? And they were like, no, like, oh, it's just me, it's just me, yeah.
Speaker 2:And then once I understood that like guilt, the feeling of shame is actually like you want to hide and withdraw. Guilt is actually you're doing something that doesn't align with your values. So I am much more of an advocate of like, stop the shame, because that keeps you stuck and it keeps you hiding. Let's go to guilt, the next emotion, and be like why, what is this thing about your values? Oh, you're feeling guilt because you don't value what you're doing. So it's like how can we take what you actually value, which is usually not bought in the store. It's something that usually doesn't have a price tag. Let's fill your heart, not your cart. Let's go that route and it just really changes the narrative of I'm a shopper, I'm a spender, I have no control because it's an emotional need not being met. And who can argue that?
Speaker 1:Yeah, yeah. And truthfully, when we get down to it, values are much more motivating than you know emotions If we go deeper into the value. And that's why intentional spending is so powerful. Powerful is because when I can't tell somebody what they value, I can't tell someone, like in their heart of hearts, that they should value family or that they should value vacations or freedom or whatever. I can't tell you to do that, but you can figure that out for yourself and then, once you figure that out, then we can build from there.
Speaker 1:It's going to the deepest parts of our being and who we are as humans and what our souls are telling us are important to us. And when we build our foundation from that place, then behavior naturally comes. It's when our behavior mismatches with our value that there is guilt, that there is shame and there's a disconnect. Right, our souls are telling us there's a disconnect, so we have to get there. So you do something really cool and you uncover people's signature spending style, and so that's why we wanted to bring you on the podcast today, because I want to go through, because I have. I have I've kind of helped people self-diagnose with like, what's your money, personality and where do you attract and deflect money. So yeah, I think we're probably on this a similar vein, but this specifically, you kind of specifically focus with spending and how you spend money, so will you go through that with us and kind of help our listeners kind of like self-diagnose okay, this is where I am and this is what I struggle with, and then give us some solutions to help with it.
Speaker 2:Absolutely so. The reason I came up with the spending styles was it felt like emotional or spending was such a need and I couldn't just turn it on and off. And so that's where I really started to like, do some inner work of like. Why does this feel like such a need? I was going to therapy for other life events and I really saw the value in identifying the emotions I was feeling that I had been suppressing for 35 years of my life. They were all boiling to the surface, and so I started to recognize, when I looked at, where my money was actually going.
Speaker 2:Outside of bills, outside of fixed expenses, it was literally going to shoes and clothes and home decor Things that, yes, I did like and value, but I didn't really have a heartfelt desire to have them. They were just things filling my closet and they made me feel good temper. And so I started to see these trends that, emotionally, I was buying these things to make me look good on the outside when I didn't feel good on the inside. And then it was like I was buying bargains to get that high of a good deal, and then I was overbuying, especially during the pandemic I was overbuying and overstocking on food, and that was that's a good thing to do, to have a supply, but it's an overabundance. And then it's it was born out of like a scarcity mindset. And so I started to recognize that and I really did some inner work and I realized like these are attached directly to Maslow's hierarchy of needs.
Speaker 2:We all have these emotional needs that we need to not only survive but to thrive, and that's why we have emotion is because if we're not part of the tribe and hunter-gatherer days, we get an emotion to get you back in the tribe so you survive. You get back in the tribe to create relationships that literally kept you alive. And we're not in, not in hunter gatherer days per se anymore, mentally and emotionally. But are we still have emotions that are telling us you're going off track? We need to go back to our basic values and we need to go back to those emotional needs. But instead of addressing it at the root cause and figuring out why am I even having that emotion, we distract. We don't want to even feel that emotion to begin with, and so we and society, marketing consumerism, they've created pseudo dopamines.
Speaker 2:Now we get the high of getting the item and we actually do address an emotional need being that, but it's not in the form we need. It's a physical item. And so we have sugar, we have, you know, amazon, online shopping, I mean all the things that are so tempting to just buy to get that quick fix. And so, yes, we are technically meeting that emotionally, but we're not fixing it, because as soon as that excitement wears off, as soon as you've literally bought the item and you see it's arriving to your doorstep, you're on to the next thing. You got that fix, you got that high, and it bothered me that people stopped there. They said it's a dopamine thing, and then they just went on and I was like it's got to be something more.
Speaker 2:And so, once I started recognizing those patterns, I identified six spending styles that account for what drives us to overspend. And I asked other people and it was the same. I was like this can't just be me. This has to be applicable to everyone that struggles with overspending. And sure enough it was. So I created this quiz to help identify what drives your urge to overspend. Now, all of us have different triggers. All of us will want to buy something on a sale, all of us will want to buy things to fill our pantry. So technically we're all the spending types but there's one that kind of drives the one spending type to rule them all.
Speaker 2:It's like the one that really drives us and that is what the spending style of quiz does is. It helps identify your primary spending type and you can take it as many times as you want to kind of figure out well, what's my next one? What's my next one? Because it really opens up doors to self-discovery, rather than like a label to shame yourself.
Speaker 1:So can you go through some of the styles?
Speaker 2:that you see, absolutely so. The first one is the necessity spender. They spend on things that are needed for the household, for family members, for friends, and it's very clearly a need. But where the overspending happens is they overbuy in those areas. They overbuy in feeling secure with the items that they need for their house. And we also see with the necessity spender, where they say no so many times, that when they do say yes it's on a big splurge. I had a client that literally remodeled her entire bathroom and it was like more than a car payment Because she had said no for so long. And she's like why did I do this? That was so stupid, it wasn't a need and I was like I know, but that's why, it's because you said no for so long. So a yes seems pretty harmless.
Speaker 1:Yeah, so a yes seems pretty harmless. Yeah, so with a necessity spender, you're saying their intent, the noble intent, is to supply things for the household. Yeah, I see this so often in the grocery world. Like a hundred percent, maybe ninety percent, of the people that struggle with spending too much on groceries it's because we have to buy food for our family, right, and so we almost use it as an excuse of like fun, the grocery store is my happy place. I like going to the grocery store. I get to buy snacks for my family, and then the intent is there. It's a good intent.
Speaker 1:There's nothing wrong with feeding your family and there's nothing wrong with wanting to supply good food. It gets masked and the mask is that you're using that as a necessity. And it's nothing wrong with wanting to supply good food. It gets masked and the mask is that you're using that as a necessity and it's not a necessity to spend the amount you're spending. So in this category is interesting because a lot of times we can't get rid of this category right. We have to buy household items. It's all about controlling the amount we spend.
Speaker 2:And it's about that. But it's also looking at why are we buying that? That's exactly what you said. It becomes an excuse because you can justify food that's the easiest thing to justify and now we have, well, inflation. Well, yeah, that's a factor, but it's not the reason and not the sole reason. And so taking it upon yourself to be like what is the reason I'm buying this thing, this item. So you in your program, you recommend tracking the expenses and I am fully on board with that.
Speaker 2:The only tweak I do as a spending coach is tracking why you bought it, and we're only looking at those impulse buys. So it's things that were not on your list. I have the ability of throwing in a candy bar because and then I'm, I'll throw in. You know, I happen to be at Target and I'll throw in something because I I know it'll be masked under the grocery category and so it doesn't kind of manifest as this is overspending because it's just thrown in with groceries. So that's why it's really crucial to just go get to the and the spending styles they really help you identify. Let's just focus on your unintended, unintentional spending and then let's focus on the why and like. What drives that urge.
Speaker 1:I love that emotion or the emotion behind it, and that's just a little plug.
Speaker 2:And that's just a little plug. That's one of the reasons we say the two hardest things to combat, because it's like I need this item, I will use it and there's a sale, so I'm not going to buy one or two, I'm going to buy 20. And it's not, it's not bad, I mean that's. That's a supply and feed your family. But where it gets out of balance is you overbuy and, as a result, it sacrifices and takes from other places. So it's all about finding balances and recognizing I value security and I value having food for my family. But here's where I draw the line and I'm going to make that draw that line before I even go to the store, because the store is going to influence me and tell me what I should buy. I need to tell the store what I'm going to buy. Right, love that, okay, what's another one?
Speaker 2:And then the bargain spender, someone that is very driven by bargain. They've got to get that high of the high of the deal, good deal, the thrill of the hunt and it. That's a great skill to have. You can find a bargain in a plastic bag. You can find a bargain in a plastic bag, but you're focusing so much on how much you save, not how much you spend, yeah, and that's where it gets tricky. So, um, and then I can, if I think, maybe toward the end I'm happy to go into like specifics for those types. You'll get them with like specific recommendations for the quiz. Yeah, um, so maybe we'll just do like an overall um review of them.
Speaker 2:So, uh, that's the bargain spender, okay, and then the emotional spender. They are very much driven by the emotion and that gets them to the store in the first place, but then if they see the item that really like speaks to them, it's like oh gosh, this is mine and that was. This is my primary spending type. Because I found such fulfillment in like rediscovering who I was, and I thought that I could do that with the blouse and with the business attire, because I wanted to be that professional business woman, but I had lost it due to motherhood, but I also lost it due to health reasons, and so I was desperately trying to get it back and redefine who I was, as a mom, as someone that didn't have her speech, language, pathology, career anymore because of health issues. I had completely lost who I was and so I was floundering, buying everything to try to regain that self and logically like that's never going to do that. But emotionally it felt like it was working, so I think it's right and then, oh yeah, go ahead.
Speaker 1:Okay, so you have the, we have the necessity, the bargain, the emotional.
Speaker 2:And then we've got the impulsive spender, and that that spender they very much are. They see the item, they want to buy it, and it's not planned for in advance. There's really like an element of scarcity. There's usually some unique characteristic that they're very afraid that FOMO. They're going to miss out, and if they leave the store without it it's not going to come back and it's they're never going to have it. And so they buy it, almost as if I'm afraid I'm never going to see this again and so I might as well buy it for when I need it.
Speaker 2:And then we've got the passive spender.
Speaker 2:They are someone that is actually not super motivated by money, because they look at what money can buy them, and what money can buy them is far more important to them and motivating for them than the money itself.
Speaker 2:And so when presented with experiences, with whatever they want, it's an easy choice because they want, they are motivated by the experience, and so they're always going to buy that. And then the saving spender is the last one, and they are someone who is constantly at war between I've got to save every dime and I've got life's for living, I'll spend it all, and all of us kind of go through those periods. It's more based on, like, our emotions and what's going on at the time and life circumstances. But for the saving spender it's very much cyclical and you can track it like it's on a line graph, like they're spending, spending and then they're saving, saving, and it is like after intense periods of saving, they're going to be like forget it, I want to live my life. And then the opposite will start Very clear, like they're just at war and there's no in between.
Speaker 1:Wow, and as you're saying these, I can see habits and experiences in my own life where I've done all of these, where I've had, I've had experiences, you know, and there's underlying causes to all of these, and so that's what you really help diagnosis, saying, ok, these are the underlying causes. Now, this is how we heal that. So tell me a little bit about that experience, how someone, ok, once they realize, yes, I have an overspending problem, this is probably why most of the time, I overspend, then we get to work Right. Then that's that's where you in. And and can you just share a little bit about that experience, what that looks like?
Speaker 2:Yeah, absolutely so. First you really want to tap into the motivation. What is why now? And what is the reason for wanting to change? Because, like you say in your course, the excitement is the most it'll ever be. And then you're so excited to start and change and then it wears off because it gets hard and got to have that deeper motivation even beyond getting out of debt. It's got to be like something you, you want, no matter what. That will make that decision a little easier. It's not going to make it a no brainer. But if you say I want to get, I want, I want to put $500 toward this vacation fund for my family, that is going to make it easier to say no to that. First yes, as you want that more than the first yes, and so you really have to get. And it's different for everyone and that's why we really start there at the motivating factor for everyone. And that's why we really start there at the motivating factor. And then, once we have that motivation of why you're doing this, why now and when get things gets hard, you can go back to that.
Speaker 2:Then we want to look at well, what have you tried and what has worked and what hasn't? Because and we're not talking, we do I do look at like the budget and things like what have you tried budget wise that has worked for you? But we're really focusing on the spending. I just want to know are they someone that really likes to be very detail oriented and track everything? Or are they someone that's like just give me a category and give me an amount and I can stick within? I just want to go with what was working and apply it to spending and and then, once we've established that, then we get into the details of tracking the why behind those unplanned purchases. That's where you're looking at receipts and you're writing down I bought the candy bar, it was this much. Why? Because I deserved it, because my kids are screaming yeah, and I want to get out of this dang store. You know, whatever the reason is, there was a reason you bought it and we have to recognize it and honor it, not shame ourselves. But then we want to flip the script so that now we know, ok, I know why I bought it after the fact. Now we want to recognize why we want to buy it and not stop the spending before it happens, and so that process kind of naturally happens and then we can go. We can go as deep as you want down this drive a hole, because it can go even to what. What gets you that highest high? Is it in the checkout line? Is it finding something? Is it even after you swiped your card? Like there are so many different dopamine hits that happen with spending and we want to find what yours is so that you know what to avoid.
Speaker 2:I actually have a client that said I hated how my therapist just thought I could never be trusted inside a store again and I was like I get it. I get it Cause they think, like you know, absence is the best policy and it's like it can be. I get it Because they think, like you know, absence is the best policy and it's like it can be, but like it can also trigger like a deprivation cycle where you're just like forget it. So we don't want to do that. We want to do what emotionally feels good for you and I'm not a therapist but I've definitely experienced the deprivation panic. So we don't want to start that. But we really want to find how can we keep shopping in your life but make sure that it doesn't control you or in your wallet that you're in.
Speaker 1:Yeah, this is interesting because I worked for a lot of years in the health and wellness industry and it was very similar, like when we're trying to help people eat healthier. You know people love to say someone has like a food addiction or whatever. It's really it's one of the hardest areas to struggle with, because we can't get rid of food 100%. We can't just like not have, like it's not like alcoholism where we just say no alcohol. It's one of those things that we have to learn to deal with and it's going to be in your life and you're going to have to make decisions on the daily. I mean, we're spending money on the daily and so you have to learn how to emotionally handle it so it doesn't rule your life, so it's not going to an extreme, but that you can look at something, you can look at the experience, you can learn from it and then you can move forward with the correct tools to handle it correctly. And that's, I mean, one of the things.
Speaker 1:You're a member of the Money Mom Club, so you know that one of the things we talk about when it comes to spending is not just the act of spending our money, it's how do we view money, how do we show up when it comes to money? How do our emotions control us does? How do we show up when it comes to money, how do our emotions control us and how does our relationship that has that dynamic of money work within our life? Because we all have past money experiences, current money experiences that are shaping this relationship that we have with money. And it isn't until you can really look back and say I I'm going to show up differently, I'm going to treat money differently, so that money treats me differently, and changing that dynamic can really really shift everything. And it has for you and it has for me and we talk to a lot of members where it's that exact, similar experience.
Speaker 2:Yeah Well, I think where you and I resonate so deeply is this has to come from within and it has to come from I want to do this, not I have to do this. And there's. It seems so simple to be like I just a word change from want to have to or from have to to want to. But it makes all the difference Because as soon as you realize I don't want to go back to work, if I don't have to, I'm going to do everything I can so that I don't have to. It is so empowering.
Speaker 1:Yeah, it's like the motivation right.
Speaker 2:You found the deeper motivation, whatever it is that deeper motivation fuels you and it just lights the fire in you. But we're not. That's not the first avenue people go to. They go immediately to budget. They go immediately to dieting what you're saying they go to let's restrict, let's stop you from it, and there are elements of of of um, like factors that you need to go through. But this avenue, I see so many benefits of it. All avenues lead to the same result, but so it's so empowering. Yeah, and now do you want to?
Speaker 1:like do you want to be miserable on the journey, or do you want to be annoyed for me?
Speaker 2:yeah, with me that was me and I was not willing. It started with food and I was like I am not giving up my food. And then I tried diets and then I go right back and the same was happening. I am not giving up chocolate, but it is taking a lot more for me that I'm willing to have it keep taking, and so that that's what made the change. I love that.
Speaker 1:Well, I just want to thank you for being here today and talking about this topic, because I do think it is one that so many people maybe don't even realize, but a lot of people do realize that, like it may be something that they're struggling with. Is there anything else that you want to share with our listeners that maybe you didn't get to dive into as much as you wanted to?
Speaker 2:It's something you know. I could talk about this all day Same with you. You know it's like we could talk about this all day because we're so passionate about it. But more than that, we're passionate about, like, what it can do for people and what it can do for women, and it's such an empowering place to be.
Speaker 2:But I think the thing that I just want to leave with is just saying that you are trying to fill a need and that need is not being met and it's not your fault. And the reason you haven't been able to change until now has not been because you're not able or capable of doing it. It's not at all Like. You just simply haven't had the tools that work for you. And so stop shaming yourself and just start realizing, give yourself grace and realize that you do have the power within yourself to turn this around.
Speaker 2:You, Rachel, me, the Money Mom group it's all just giving you the tools to empower you to make the changes, because we can't make those changes for you. But until you get out of that guilt shame, you're stopping yourself. So just get rid of that, because shame does keep us stuck. Guilt makes us realize I'm not doing something that aligns with my values. How do I find my true values? And it's resources like your group, me, just those resources are where you start, and I mean the sky's the limit once you empower yourself that way.
Speaker 1:Yeah, and I would even say the fact that you are listening to this podcast, the fact that you clicked play, the fact that you've been out here for 35 minutes, shows that something you know. You want something to change, or you're, or you're ready for that change. So if there is a listener who wants to connect with you or take their quiz and figure out what their spending style is, we will put the link for that in the show notes. But yeah, where can they find you? Where can they see, see you on social media, podcasts, all that.
Speaker 2:Yeah, so I'm on social media platforms as Become Unshoppable. That's my business name.
Speaker 1:That's such a cool name, by the way. Become Unshoppable.
Speaker 2:So powerful I just you know, forget the restriction like, learn how to overcome it and become unshoppable. So, yeah, I thank you. I love it too, and that's my mission, so you can find me on all platforms that become unshoppable. I have, you know, I have so many resources to provide for people and literally just reach out to me on whatever platform and say, hey, we connected this way, let's chat, and I will chat.
Speaker 1:We're so passionate and I just want to help you help yourself and I actually for all our Money Mom Club members listening. I did ask Marianne she's going to come in and do a masterclass for us, hopefully in the next couple of months. Marianne, you are a member of the Money Mom Club, so give us a little plug. Tell us what I don't know. When did you join?
Speaker 2:So I joined. I've been eyeing this. You've been in my inbox for a while. I know I've been able to tackle my impulsive spending in the mall, but I can't tackle my grocery budget. And I'm like showed me that within the money mom group you can like test it out and you can see. And I saw that you have the whole puzzle there and I am big on that.
Speaker 2:I'm not going to pay for something that only gives you a piece and then they upsell, you, upsell, you upsell. I don't like that. I don't stand behind it as a spending coach. But I also like I need something that gives me the full piece so that I can guide through and see what I need. And when I saw that your program does that, I was like I'm sold and it's an amazing like for such a low cost. An amazing group of women that I've just loved being a part of. And I mean you don't even have to be passionate about like money. You can just be wanting to save more money or wanting to just connect with women Like it is such an empowering place in a very lonely world and just be a part of like-minded women. So I can't say enough good things about it and we'd love to see you there.
Speaker 1:Yeah, I like the funny thing is is, as you're saying, that I'm like, yeah, I created the content. I, you know, we do the calls and whatever, but the community is not created by me, right? It's created by the women that have said yes to this and that's the powerful part is all of the really supportive women. That's not me, that's that's. I just created the container and the right people have showed up and I just it's like so fulfilling for me to to run something like this and to see the change and to see the transformation that happens when someone, when a woman because I think we have three men members out of the 1400 members, we have three men but it's so empowering to see women get the full picture right, and that's why we keep our monthly membership so low. That's why we give you everything you need is because that's what actually changes you. It's not, it's not the grocery tips, it's not the budgeting tracking spreadsheets, it's the comprehensive.
Speaker 2:That's the solution that we need and it's like it's an element you, you will latch on, you'll, you'll latch on to something in that container that, like, opens the door, like for you it was groceries, for me it was that impulsive spending on clothes, and for others it's different avenues.
Speaker 2:so, like you have this container that accesses the whole puzzle, and for those that are interested, like they just need to help finding what their piece is, to kind of unlock the rest of the puzzle, and so it's a perfect container to join, even just to try to see it.
Speaker 1:Well, thank you, that was like the nicest testimonial. That's really kind, so so, but thank you, thank you for being here. Go check out Marianne. Take her quiz. We'll put the link, like I said, in the show notes. Go follow her on social media. You also have a podcast right, the Unshopped.
Speaker 2:I'm so it I've had to do. I wasn't a podcast, I switched to YouTube. Oh, chronic health issues of just beating my butt. So I'm, that's in the works, but right now it's really more Facebook group.
Speaker 1:So yeah, and obviously if you're on her email list then you'll find out when she drops new content. Well, that kind of yeah, yeah, cool. Well, thank you so much, marianne, I hope I hope people reach out to you and thank you so much for doing the work that you do, because it is so very important. Thank you Likewise.
