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The Money Mom Podcast
Welcome to The Money Mom Podcast—the ultimate guide for moms who want to take control of their finances, crush debt, and create a life of financial freedom and abundance. Hosted by Rachel Coons, a budgeting expert and mom of three, this podcast is your go-to resource for practical tips, mindset shifts, and empowering strategies to help you manage your money with confidence.
Whether you’re navigating grocery budgets, tackling debt, or dreaming of building wealth for your family, each episode offers bite-sized, actionable advice to make money management simple, stress-free, and even enjoyable. With relatable stories, expert insights, and a dose of mom-to-mom encouragement, you'll learn how to transform your finances—one small step at a time.
Tune in every week to discover how to save more, spend smarter, and feel empowered to create the financial life you deserve. Because when moms thrive financially, families flourish.
Episodes
110 episodes
The Real Reason You're Still Stressed About Money (It's Not What You Think)
You've tried the budgets. You've downloaded the apps. You've tracked the spending.And you're still stressed.Here's what nobody is telling you: the problem isn't the numbers. It's what's happening underneath them: the thoughts, the...
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The Student Loan Strategy Nobody Wants to Talk About
We have $350,000 in student loans...and we're not paying them off early. When I posted about this on Instagram, the comments were a lot. So I decided to break down exactly what our strategy is, why we made this decision,...
106: 5 Ways to Create a New Money Future
Most moms think creating a better financial future means budgeting harder or making more money… but what if that’s not actually the problem?In this episode, I’m walking you through the exact 5-step process that completely changed my rela...
105: You Make Good Money… So Why Are You Still Stressed?
You’d think making six figures would finally make you feel secure with money… but what if it doesn’t?In this episode, I’m breaking down why more income isn’t actually the solution to feeling stressed, anxious, or “bad” with money....
104: My GLP-1 Update: What No One Talks About
Today’s episode is a personal update you’ve been asking for.A few months ago, I shared my experience starting a GLP-1—and since then, my DMs have been full of questions about what’s changed, what I’m still doing, and how I’m feeling now....
103: Your Subconscious Is Controlling Your Money… Here’s How W/Megan Blacksmith
If you’ve ever felt like you’re making money… but it just disappears, this episode is going to click.In this conversation with NLP trainer Megan, we break down: Why money comes in and goes right back out
102: Why You Still Feel Broke (Even If You Have Money)
Have you ever looked at your bank account and thought… “Why do I still feel broke?”The bills are paid. Your income might even be decent. But somehow, money still feels stressful, tight, and like it’s constantly slipping through ...
101: What Real Money Coaching Sounds Like: Budgeting, Curveballs, and Money Mindset
In today’s episode, I’m doing something a little different. I’m sitting down with Jenna for a real, unfiltered coaching conversation about the money struggles so many women face but don’t always talk about out loud.We talk about how to b...
100: It Started with Groceries… And It Became So Much More
🎉 Episode 100 of The Money Mom Podcast! 🎉 Today’s episode is extra special because we’re celebrating our 100th episode with a real-life Money Mom Club member story—one that so many moms are going to see themselves in.I’m joine...
99: Money Isn’t Ruining Your Marriage (Here’s What Is)
Money isn’t ruining your marriage...but the way you’re approaching it might be.If conversations about finances with your spouse feel tense, frustrating, or like you’re speaking two different languages, you are not alone. Nearly 50...
98: How I Feed a Family of 6 for $700 a Month (Without Coupons, Deprivation, or 5 Stores)
I’m about to say something that might sound crazy…I only spend $300–$350 every two weeks on groceries for my family of six. That’s about $700 a month — in Northern California.And no — we are not living on rice an...
97: How Much Should You Spend on Groceries? (And How to Cut $800 a Month)
If you’ve ever Googled “How much should I spend on groceries?” and felt more confused than before… this episode is for you.There are a million answers out there, $100 per person, $200 per person, “it depends where you live”... b...
96: The #1 Money Habit That Changed Everything for Our Family
There’s one money habit that completely changed everything for my family... and it’s probably not what you think.It wasn’t budgeting. It wasn’t meal planning. It wasn’t cutting out coffee or can...
95: Why You Keep Self-Sabotaging Your Money (And How to Stop)
Have you ever made real progress with your money... only to turn around and undo it? You finally get groceries under control… then spend $300 at Target. You pay off a credit card… and rack it right back up. You save money… and <...
94: The Health Insurance Episode: All Your Options + How to Save Thousands
Tired of paying sky-high premiums for health insurance? In this episode, Rachel Coons breaks down all your health coverage options... from traditional insurance and marketplace subsidies to cost-sharing plans that could save you thous...
93: Impulse Buying Isn’t the Problem (This Is)
In this episode of The Money Mom Podcast, we’re breaking down one of the most misunderstood money behaviors: impulse spending. If you’ve ever told yourself you just need “more discipline,” this conversation is going ...
92: How to Set Money Goals That Actually Stick (and Lead to Real Success in 2026)
Have you ever started the new year determined to “finally get your money together”… only to feel burned out, discouraged, or back in the same place a few months later?In this episode of The Money Mom Podcast, Rachel breaks down
91: Why Budgeting Alone Keeps Moms Stuck in Money Stress
Have you ever downloaded a new budgeting app, opened a fresh spreadsheet, and promised yourself this time will be different... only to fall right back into the same money stress a few weeks later?You’re not broken.A...
90: 5 Money Habits to Leave Behind in 2026
In this episode, we’re unpacking why money avoidance is so common (and why it’s not a personal failure), how your nervous system plays a role in financial stress, and how awareness, not perfection, is the first step to ta...
89: From Scarcity to Abundance: Redefining Money Mindset for Moms
In this special episode, Rachel Coons shares her transformative journey from financial overwhelm to abundance, as she’s interviewed by Monica Packer at the More for Moms Conference. Rachel opens up about the emotional side...
88: How to Pay Off Debt When You’re Already Stretched Thin
Are you living paycheck to paycheck and wondering how you’ll ever pay off your debt when there’s nothing left at the end of the month? In this episode of The Money Mom Podcast, host Rachel Coons—mom of four and grocery budgeting...
87: Attracting Abundance: The Emotional Side of Money
Are you a mom ready to transform your money mindset, attract financial abundance, and create lasting wealth for your family?In this episode of the Money Mom Podcast, host Rachel Coons dives deep into the powerful c...
86: Money Lessons Women Were Never Taught... And How to Build Wealth in 2026 With Madison Aldini
As we close out 2025 and set our sights on an abundant, empowered 2026, this episode is the perfect way to reset your mindset, refresh your money goals, and learn how to actually build wealth in the new year.Today on The Money Mom Po...
85: Making the Holidays Magical (Without Breaking the Bank): Stress-Free Tips for a Meaningful Season
Feeling overwhelmed by holiday spending, family expectations, and the pressure to create a “perfect” season? In this episode of the Money Mom Podcast, host Rachel Coons shares heartfelt stories and practical strategies to help you re...