The Money Mom Podcast
Welcome to The Money Mom Podcast, the ultimate guide for moms who want to take control of their finances, crush debt, and create a life of financial freedom and abundance. Hosted by Rachel Coons, a budgeting expert and mom of three, this podcast is your go-to resource for practical tips, mindset shifts, and empowering strategies to help you manage your money with confidence.
Whether you’re navigating grocery budgets, tackling debt, or dreaming of building wealth for your family, each episode offers bite-sized, actionable advice to make money management simple, stress-free, and even enjoyable. With relatable stories, expert insights, and a dose of mom-to-mom encouragement, you'll learn how to transform your finances—one small step at a time.
Tune in every week to discover how to save more, spend smarter, and feel empowered to create the financial life you deserve. Because when moms thrive financially, families flourish.
Episodes
118 episodes
115: Pay Off Debt Without Budgeting
You know you're supposed to pay off the high-interest debt first. You know you should stop putting things on the credit card. You know you should spend less than you earn.So why are you still stuck?In this episode, I'm getting hon...
114: Why 80% of Budgets Fail Within 3 Months (And What Actually Works Instead)
If you've tried budgeting and it never seems to stick, I want you to hear this: you are not the problem.That's not just something nice to say. That's behavioral economics. The actual science of how humans make financial decisions tells u...
113: The 4 Reasons You Overspend and What to do About it
Every month, the money is gone. And you genuinely have no idea where it went.You're not buying anything crazy. You make a decent income. And yet somehow, the bank account is empty before the month is over, and the guilt that comes with i...
112: 3 Side Hustles Any Mom Can Start From Home
In this episode, I'm sharing three real ways that moms inside our community are bringing in an extra $50, $500, even $5,000 a month from home, on their own schedule, without having to go back to a 9 to 5.We cover:...
He Built a $100M Business. Here's What He Told Me About Moms, Money, and Starting Yours.
3 years ago I was a frustrated mom who wanted so badly to build a business but had no idea what steps to take. I was scared of failure, scared of wasting time, and convinced I'd have to sacrifice everything that mattered to do it.Then I ...
111: I Made 6 Figures in an MLM, Here's My Honest Opinion
In this episode, I'm giving you my most honest take on MLMs, the good, the real, and what I actually think you should do if your goal is to make money from home on your own terms.We cover:What my MLM experienc...
110: Why Budgeting Keeps Failing You (And the Simple System That Actually Works)
You've tried the apps. You've started the spreadsheet. You tracked your spending for a week (maybe two) and then life happened. Sound familiar?Here's what I want you to know: this is not a you problem. You don't have a d...
109: Why Your Grocery Bill Is So High (And Exactly How to Fix It)
How I Feed a Family of 6 for $350–$400 Every Two Weeks (The SHOP Method)If you're spending $300, $400, or even $500+ a week on groceries and wondering where all your money is going...this episode is for you.I'm sharing the exact s...
108: The Real Reason You're Still Stressed About Money (It's Not What You Think)
You've tried the budgets. You've downloaded the apps. You've tracked the spending.And you're still stressed.Here's what nobody is telling you: the problem isn't the numbers. It's what's happening underneath them: the thoughts, the...
107: The Student Loan Strategy Nobody Wants to Talk About
We have $350,000 in student loans...and we're not paying them off early. When I posted about this on Instagram, the comments were a lot. So I decided to break down exactly what our strategy is, why we made this decision,...
106: 5 Ways to Create a New Money Future
Most moms think creating a better financial future means budgeting harder or making more money… but what if that’s not actually the problem?In this episode, I’m walking you through the exact 5-step process that completely changed my rela...
105: You Make Good Money… So Why Are You Still Stressed?
You’d think making six figures would finally make you feel secure with money… but what if it doesn’t?In this episode, I’m breaking down why more income isn’t actually the solution to feeling stressed, anxious, or “bad” with money....
104: My GLP-1 Update: What No One Talks About
Today’s episode is a personal update you’ve been asking for.A few months ago, I shared my experience starting a GLP-1—and since then, my DMs have been full of questions about what’s changed, what I’m still doing, and how I’m feeling now....
103: Your Subconscious Is Controlling Your Money… Here’s How W/Megan Blacksmith
If you’ve ever felt like you’re making money… but it just disappears, this episode is going to click.In this conversation with NLP trainer Megan, we break down: Why money comes in and goes right back out
102: Why You Still Feel Broke (Even If You Have Money)
Have you ever looked at your bank account and thought… “Why do I still feel broke?”The bills are paid. Your income might even be decent. But somehow, money still feels stressful, tight, and like it’s constantly slipping through ...
101: What Real Money Coaching Sounds Like: Budgeting, Curveballs, and Money Mindset
In today’s episode, I’m doing something a little different. I’m sitting down with Jenna for a real, unfiltered coaching conversation about the money struggles so many women face but don’t always talk about out loud.We talk about how to b...
100: It Started with Groceries… And It Became So Much More
🎉 Episode 100 of The Money Mom Podcast! 🎉 Today’s episode is extra special because we’re celebrating our 100th episode with a real-life Money Mom Club member story—one that so many moms are going to see themselves in.I’m joine...
99: Money Isn’t Ruining Your Marriage (Here’s What Is)
Money isn’t ruining your marriage...but the way you’re approaching it might be.If conversations about finances with your spouse feel tense, frustrating, or like you’re speaking two different languages, you are not alone. Nearly 50...
98: How I Feed a Family of 6 for $700 a Month (Without Coupons, Deprivation, or 5 Stores)
I’m about to say something that might sound crazy…I only spend $300–$350 every two weeks on groceries for my family of six. That’s about $700 a month — in Northern California.And no — we are not living on rice an...
97: How Much Should You Spend on Groceries? (And How to Cut $800 a Month)
If you’ve ever Googled “How much should I spend on groceries?” and felt more confused than before… this episode is for you.There are a million answers out there, $100 per person, $200 per person, “it depends where you live”... b...
96: The #1 Money Habit That Changed Everything for Our Family
There’s one money habit that completely changed everything for my family... and it’s probably not what you think.It wasn’t budgeting. It wasn’t meal planning. It wasn’t cutting out coffee or can...
95: Why You Keep Self-Sabotaging Your Money (And How to Stop)
Have you ever made real progress with your money... only to turn around and undo it? You finally get groceries under control… then spend $300 at Target. You pay off a credit card… and rack it right back up. You save money… and <...
94: The Health Insurance Episode: All Your Options + How to Save Thousands
Tired of paying sky-high premiums for health insurance? In this episode, Rachel Coons breaks down all your health coverage options... from traditional insurance and marketplace subsidies to cost-sharing plans that could save you thous...
93: Impulse Buying Isn’t the Problem (This Is)
In this episode of The Money Mom Podcast, we’re breaking down one of the most misunderstood money behaviors: impulse spending. If you’ve ever told yourself you just need “more discipline,” this conversation is going ...
92: How to Set Money Goals That Actually Stick (and Lead to Real Success in 2026)
Have you ever started the new year determined to “finally get your money together”… only to feel burned out, discouraged, or back in the same place a few months later?In this episode of The Money Mom Podcast, Rachel breaks down