100: It Started with Groceries… And It Became So Much More

🎉 Episode 100 of The Money Mom Podcast! 🎉
Today’s episode is extra special because we’re celebrating our 100th episode with a real-life Money Mom Club member story—one that so many moms are going to see themselves in.

I’m joined by Stephanie Griffin, a mom of two (including a teen boy + a college kid!) who moved from the East Coast to California and found herself overwhelmed by the cost of living, inflation, and the never-ending “feed everyone all day” cycle—especially after COVID hit.

In this conversation, Stephanie shares:

• How she went from burned out + stressed about food/groceries to feeling organized and confident again
• The mindset shift from “I never have enough” (even when the pantry is full) to a calmer, more abundant relationship with money
• Why grocery delivery (yes, even if it costs money!) became a time-freedom game changer
• How Shop the Shelf challenges helped her actually use what she already had and waste less (“cash in the trash” 😅)
• The ripple effect this had on her family—more teamwork, less stress, and better money conversations
• And how her language with her kids changed from “we can’t afford that” to “we’re choosing to spend differently right now” (😭 so good)

If you’ve been wondering if change is possible for you—especially if you’re already “good with budgeting” but still feel that underlying money stress—this episode is your reminder: you don’t have to overhaul everything overnight. You just need a starting point… and a simple system that actually works in real mom life.

💛 Want to ask a question or connect? DM me on Instagram or email me—I’m cheering you on.

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my free training to cut your grocery bill by $600 every month: Register HERE

Transcript

Welcome And Show Setup

SPEAKER_01 0:01

Welcome to the Money Mom Podcast, the show where we empower moms to take control of their finances, break free from money stress, and build a life of freedom, confidence, and abundance for their families. I'm your host, Rachel Coons, mom, money mentor, and your personal cheerleader on this journey. Whether you're here to save money, pay off debt, or dream bigger for your family's future, you're in the right place. Here, we believe that being a mom is already a full-time job. But your role in shaping your family's financial success is just as important. And the best part, you don't need to sacrifice everything to start winning with money. Let's get started. This is the Money Mom Podcast.

Meet Stephanie And Her Move West

SPEAKER_02 0:48

Hello, and welcome back to another episode of the Money Mom Podcast. I'm your host, Rachel Coons, and today we have a very special treat. I am joining our friend Stephanie Griffin from the Money Mom Club, who is gonna be here to share more of her experience, what she's experienced in the Money Mom Club, kind of her transformation, her journey with money. And I just think it's a really fun experience to um see it in someone else's eyes. You know, I can tell you about it all day, but it's so great to hear it from another person's perspective. So welcome to the podcast, Stephanie. Hey, glad to be here. Stephanie is a fellow um California native. Uh, she's in Southern California, I'm in Northern California, so um we have that connection because of that. Um, but Stephanie is different for me in a lot of ways. And I so I wanted you to share kind of your story, um, you know, where you're at in life and what kind of experiences you had before joining the Money Mom Club.

Scarcity Stories And Money Mindset

SPEAKER_00 1:46

Absolutely. And I'll correct you, I'm not a native California. Oh, native. Oh, sorry. I'm not actually native either. Okay, so we moved about seven years ago, and it's funny because that move, we came from the East Coast, East Coaster my whole life, 45 years on the East Coast, moved out here, and the cost of living is just a little more expensive, actually a lot more expensive. So um, you know, I was very I was used to budgeting and doing those kind of things. I love to cook. Um, so I felt very comfortable in the kitchen. But I will tell you, we moved and about six months later, COVID hit. So then the whole family is here and you're making three meals a day and snacks. And I just felt just consumed with the process. And so one day I remember, gosh, it's been a couple of years ago. I remember seeing an ad from you. And I it struck me because you mentioned sometime in your presentation, or just like your little snippet, that you were a California mom. And I was like, oh, so she gets it. Like it's not, you know, it's a little trickier. I felt like it actually probably isn't, but in my mind, it was trickier to make things work out here. And just getting organized and like getting excited again about helping my family eat well and kind of sticking within a budget that was reasonable and not letting all the other things outside my control, like inflation, just blow up and make me stressed. So that's kind of my background uh and how I've kind of stayed with the group. Awesome. And you're a mom of two? I have two. I have one in college and one that's a high school freshman. So two boys, big groups.

Groceries As The Gateway To Change

SPEAKER_02 3:19

Yeah, that's that's true. Because I get a lot of people who say, you know, first off, the California thing is obviously if if I can spend what I'm spending on groceries and other people in California can do that, then most people can do the same thing, you know, nationwide. Right. Um, but I also don't have yet, I don't have teenage boys. My oldest is almost 12. So he's definitely getting to the point where he's eating more. And I will at some point have three teenage boys, but I don't. And so it's always good to hear experiences of moms of teenage boys and how this streamline the process for them. Yes. Even with kids that are eating you out of house house and home. Yeah. So so when did you join the money mom club? You've been here for two years now. It's yeah, it's probably going on two years, yeah. Oh yeah. Okay. So then how did your how did money feel? How did how did you approach money? Like you said, you were always a budgeter, but beyond like the grocery budget, what did your money situation emotions feel like back then?

SPEAKER_00 4:21

Yeah. Um, I always used to say that my mom was really good with budgeting and she could make a penny scream. So I kind of have that in me. But we grew up very frugal. My dad was a university professor, my mom was a stay-at-home mom. So they never said anything about money being tight, but I just felt like it was. And I think I've never shaken that, even though we're not in the same situation. Um I kind of have always had that. I don't quite ever have enough mindset, even though the pantry is full, you know, and I look in my refrigerator and we we have plenty. So I would say like that money mindset kind of has always been with me. Um, but I would say I didn't really harness that mindset until I started working with you and listening to your podcast and kind of using some of the tools that we get in the group to get past that to make it a benefit instead of a, you know, a deficit.

SPEAKER_02 5:16

Yeah. And that's one of the one of the reasons I do the work that I do is because I just think so many people don't realize how much a scarcity mindset seek seeps into all areas of your life. And you don't realize it until you recognize, oh, I probably have some stories that I lived with my family and and growing up, this was what money, how I experienced money, and it's now the same, but my reality is different, right? Like completely, yeah.

SPEAKER_00 5:43

I I shouldn't feel scarce, like I should feel abundant. That's right. And it's, I think my parents were both babies in the 40s. So their parents were depression-era parents, and a lot of that trickled down just in general. They were like savers and you know, like they would wash out the bags and you know, reuse things, and we became hoarders of some sort, you know, well-organized hoarders, but we saved everything. And I don't fault them for that. That's just uh that was a good teaching, but I need to let go of some of those things. And I have a lot of those to be in a different space to serve my family differently.

SPEAKER_02 6:22

Yeah, but but what drew you to the experience was first the budgeting, the or the groceries, the the feeding your family. That was the starting point.

Two-Week Shops And Delivery Wins

SPEAKER_00 6:30

Right. Because I remember just watching something and it was kind of like I don't remember what it cost to join a challenge. I joined a little challenge and I was like, maybe I'm throwing this$20 away or whatever the challenge costs. But I was like, but if it helps me, then this would be worth it. And it did. So then I just stuck with it.

SPEAKER_02 6:47

Yeah. And and that's, you know, why I'm so loud about the grocery spending is because there's something so much deeper than that, right? We can get into the scarce my scarcity mindset, we can get into the work that we that we do, but a lot of times moms don't, that's not pulling them. That's not a huge pain point that we're feeling. Like I'm not walking around every day being like, I have a scarcity mindset with money. And I struggle with, you know, I struggle with feeling like there's ever enough. It's like, no, I hate feeding my family and it's really freaking expensive.

SPEAKER_00 7:16

Yeah.

SPEAKER_02 7:16

So let me fix that first.

SPEAKER_00 7:18

100%. And I'll tell you another thing. I remember when I first started, you were very adamant about you guys, every two weeks, buy your groceries. I'm still not necessarily to the two-week part, but you said have them delivered if you have a service that can have them delivered. And my cheap mindset was like, why would I spend$100 a year to have groceries delivered? And now I am a walking billboard for that because I've gotten back so much time. I'm so much more productive. I feel like I do stay within my budget because I know what the total is going to be before I check out of the online grocery store. And it's just, it, it, I mean, you know, I'm not like a completely different person, but it has changed my life in a lot of ways because it's given me a lot more time freedom.

SPEAKER_02 8:01

Well, and that's like what I'm so passionate about is the shop method. Yes, it saves you a lot of money, but the time savings, the energy savings, if we can take something off your plate as a busy mom and make your life easier, like why would we not do that? Right. Yes. And and and there's always pushback. Like, I don't know if there's anybody that's ever come in and been like, I want you to shop for two weeks at a time and I want you to order your groceries. And people are like, fine, I'll just do it. It's like all there's always resistance, right? And then they always come back afterwards and they're like, I don't know how I ever did this before. This is life changing.

SPEAKER_00 8:36

I know I would never go back. Like the thought of going sometimes I go to a grocery store if they're having a big sale or I'm dropping off as Amazon return and I need to grab something quick, but I just I haven't done a full grocery shop in a store at least in a year and a half.

Real Savings And The Binder System

SPEAKER_02 8:51

Yeah, totally. I was just thinking about that today. The same thing is like I how much time I probably save because I don't go to the grocery store. And it's not expensive. Like, yeah, it is$100 a year, but if you break that down, right, that's only like$20 every two weeks or no, not even that. What a$20. No, my math is terrible. It's like, it's like less than$10 a month, right?

SPEAKER_00 9:14

Is what you're looking at. Exactly. And you I feel like you save much more than that by shopping diligently online because I am definitely a marketer's dream. If I'm in your store, I'm gonna feel, you know, oh, look at that. Oh, that looks yummy. Let me get that. It's an on the end cap and you know.

SPEAKER_02 9:29

Totally, totally. Yeah. So would you do you know how much money you're saving compared to when before you joined?

SPEAKER_00 9:37

Yeah, I should have looked that up. Um, but I would say consistently, it's funny because I did a chart there for a while because we were kind of having a challenge in the group, and I feel like it went down maybe$100 a month consistently for like six months. Wow. So I just kept saving and I I brought this as my show and tell. This is my money mom binder. So I have all of the I know you don't have to do this, but I print out the recipes. So then I can come back through and I just tab them. So like I know what what we're making this week. Um and I build my grocery list on that. And it's great because I can give this to my really picky teenager and be like, you flip through what you'd like to have this week.

SPEAKER_02 10:19

Um love it. It's great. So this is like you're saying like$600 if you cut it$100 every I'm embarrassed to say what we were spending when I started.

Planning, Waste Cuts, And Dinner Boards

SPEAKER_00 10:30

Oh, whatever. Whatever. I mean, really, like, I mean, I look back and I'm like, and it wasn't even as as expensive as things are now. I feel like grocery prices kind of have still kept going up. But yeah, it was just um, I'll call it burnout. Yeah, it just wasn't I like abandoned ship. Like I just was kind of like, we'll make whatever, we'll grab whatever from the store. There wasn't just a whole lot, and we were eating great meals, but I was also throwing out a lot of things, you know, the stuff that like the leftovers that don't get eaten or the extra produce. Maybe I'll make something with these peppers that are on sale and then they have fur growing on them. Yes. Like I made nothing. You know, it's like cash in the trash, and I hate that. So yeah. Cash in the trash. That's awesome. I love that. I've never tried to like make sure that, you know, and the cool part about planning, it really does. I know, like sometimes I I can feel resistant to that, but you know, because it does take a little bit of time. But having that when people say, and by people, my people in my house, what's for dinner? It's on the board. Go look at the board, you know, it's down what we're having. So I don't have to think about that five o'clock, what am I making? What do I have in the freezer? You know, that kind of thing.

SPEAKER_02 11:45

Yeah. And it's and it's just as simple as like a system, like putting that in place. And I think we have so much barrier to like get that started. But then once you do it, you're like, whoa, like so much easier. My life is so much easier. So much easier.

Shop The Shelf And Creative Meals

SPEAKER_00 12:00

And I think the other part too about being in the group, and maybe we're gonna touch on this, but when we do the the true shop the shelf challenge, where you're really not buying anything from the grocery store except for maybe eggs or you know, milk, something that you need in the week, that has gotten me to think in a whole different way about what's in my pantry. Um changing your perspective. You know, kind of full circle brings back what I learned from my parents. Like, I don't have to be scared of the scarcity. I can use the scarcity, like use up these things before I buy something else to make it work. And we've had so much fun like creating crazy stuff that then becomes family favorites from these challenges. Oh, I love that.

SPEAKER_02 12:45

Yeah. And we we are gonna do another one in April. Um, I'm still on the fence of whether I'm gonna open that up to the public again, but we we always offer it to our money mom members. Um, so stay tuned if you're listening and you are curious about doing that. That is my favorite challenge that we do inside the Money Mom Club. It is so fun because within two weeks, like mindset shifts, transformations, savings, like people are saving so much money. But then it's a springboard to like, okay, this is where we start. And then you see the possibility, and then people are like, okay, I'm in. Teach me the rest of the shop method. Like, you know, we're just that's the first step. It's the S of the shop method, but there's so much more that can still happen.

SPEAKER_00 13:29

I think the other cool thing, too, parts about that is that the community in the group is great. Cause I remember somebody posting the last one, it was like, I've got olives and peanut butter. You know, like what am I gonna make with that? And then all of a sudden it's like this hive mind that helps out and is like, oh my gosh, you got to try this. This would be great with that. Or the bot that you have, like the little, you know, AI that can say, oh, well, if you take those things and we do it this way, and I mean, it's just ways to think in that homemaking realm that we probably haven't considered in a long time. Yeah, yeah.

Community, Coaching, And Tools

SPEAKER_02 14:04

And and we try to have it be comprehensive, right? We want like, you know, you have you have the community, you have the coaching, you have the content, like you have everything you need to really make the changes that are necessary. Would you say like would you say that your relationship with money has changed? It like starting with the shop method, starting with all the other things that we do in the Money Mom Club. How would how has that transformation happened?

Side Income, Marketplace, And Earning

SPEAKER_00 14:27

Yeah, I definitely think so. Um I think sometimes we all just need a nudge to try new things and go a different direction. I know early on I was very focused on the groceries part of it and then evolved into what are those other little from home ways that I could earn money, whether it was Facebook Marketplace, getting rid of some of the clutter in the house to pass it along, make some cash, or do kind of a side hustle. That's been great because I just needed that little, yeah, you could do more with this and started doing some digital marketing and have made quite a nice income with that. I have a job. So it's like that kind of stuff is fantastic. And I don't have to spend it all on groceries, I can save it for other things too, because kind of all together making that money work for you instead of being scared of the power of it is nice. I know, and one of our challenges too, it was like a great way to save a lot of money by shopping the shelf, but then taking that money and I ended up picking a charity and giving it to a charity locally that really needed it. And I wouldn't have done that. It wasn't like I was trying to be altruistic just for the challenge, but like, oh, I actually have money to give because I'm making a choice just to live life a little differently.

SPEAKER_02 15:39

Well, and that's so telling to who you've become like your transformation with money when you can when you can give. I know, and I we talk about this in the money mindset course, but that is the highest level of abundance is giving, right? Right. And giving freely, right? Freely and joyfully. Like it's a gift to be able to give. Yeah, yeah. And I, the reason I do the work, the reason I save the money on groceries, the reason I have a side hustle, the reason I do all these things is for abundance and for to pass it down. Like money flows to me, but it also flows from me. And that's a beautiful thing when when we can get there.

SPEAKER_00 16:14

And you're right, it's funny because I hadn't really thought about well, what has that shift been? But I would say prior to starting this, I was definitely more of, well, I just gotta squirrel it away. I gotta squirrel away the money. Like that's gotta be money that we save for a rainy day. But that's also an indicator of, well, well, more money will come along, won't it? Like you'll have more money for the rainy day if you also are giving, you know, right there.

Giving As A Sign Of Abundance

SPEAKER_02 16:39

That that was that was my biggest shift when I went down this like money mindset journey of my for myself was like I I a hundred percent resonate with your story of like parents not having very much money. It was always there was never enough. And it just felt like money was didn't grow on trees. Money was not abundant. And when I was able to shift that belief of like just the trust, the trust that money would come back, um, it just makes it so much easier to not clench onto it and hold on to it. And I can give and I can spend without feeling guilty. Like I used to feel so guilty when I would spend money. And I still like I still will naturally do that. Um, but I can talk myself down out of it and be like, no, this is, you know, you gotta, you gotta flex the muscle, use the do the work to feel that abundant. Has anything changed? Uh, like we haven't talked about your husband at all, right? This is a money mom club. But has has anything changed in your relationship or have you seen anything different in your marriage? Because a lot of people really struggle with the idea of joining this, doing the work for themselves, but then you have another person that you're dealing with when it comes to money and marriage and finances and all those things. So it's like I can do all the work that I'm gonna do, but then my if my husband doesn't do the work, then then we're not on the same page.

Money And Marriage: Shared Levity

SPEAKER_00 17:55

Right. Yeah. And I would say that we used to not be on the same page with budgeting and finances. Um I don't know that it all had to do with this group, but I would say it's funny these questions because I hadn't really thought about these, but I say the the atmosphere in the group, and this is gonna sound weird, but the levity, meaning this is not so serious. This is like you can have fun with these things. So when we would have those shop the shelf challenges, I mean, I was telling my family, hey, guess what? We're not going grocery shopping this week. So get ready. Your person, your husband probably hated us for a little bit. Lunch is gonna look a little weird, but it'll feed you. And I think once you can incorporate and like allow, like, I don't have to own it all. I can allow them into this process as well. They can be stakeholders in this change that we're having as this family. And then also, I don't have it up on my refrigerator right now, but I did put like a little thermometer, like what we were saving by doing this. Yeah, and that's cool because then they get to see it, you know. But I think I think everybody has that money baggage, whether they have it or they don't have it, or what they grew up with. And I think by us being having that levity, being kind of joyful and giving and having just more fun with it, we give them permission to also have it, you know? Yeah, I think that probably took more stress off my husband. Not that I was like, here's what I'm shopping for on the grocery list this week, but you know, just him not feeling the pressure of uh always having that kind of money hustle.

SPEAKER_02 19:24

Yeah. Yeah. Of like, do you work? You're I mean you're working from home. Yeah, yes, yeah. So for me, at least in my marriage, it was like Brad was the primary income and and he was doing all the work to like make as much money as he possibly could. And then it felt like for me, it was like I want to jump in the game as well. Like I want to seat at the table with you and and and saving hundreds of dollars a month is giving yourself a very big seat at the table. Right. And you know, I think that our I think husbands, whether you work or you don't work, they see that and and they are grateful for it. Like if I'm gonna bring home a paycheck and you're gonna and you're gonna do as best as you can with the money that I'm gonna come in, it's not all for nothing, right? Right instead of us just spending it away.

SPEAKER_00 20:12

Absolutely. And and I think stewardship is such a gift. So taking whatever is coming in, stewarding it well, putting it to good use and having extra to do, maybe it's you know, signing up for kids' sports or something like that, where you felt like you didn't have the bandwidth to do it, trimming off$300 a month, putting it towards that, that that's that's huge. Yeah.

SPEAKER_02 20:32

I I also love what you said, which I don't think I've ever realized as well. Um, the levity that's within the group. And and I actually am like, wow, that's really true. Like we do try to make it enjoyable and fun. And it's not this heavy thing, which money can feel really heavy for a lot of people.

Stewardship And Family Priorities

SPEAKER_00 20:52

We're like moms on a mission, you know. We're just kind of trying to like, and we don't, I I don't know that I'll ever actually meet anybody in the group in real life, you know, but yeah, but you feel like you kind of get to know people and people chime in with little solutions here and there, and it's just yeah, we're kind of like all working towards the same goal. It may look different in every household, but yeah, I love that part of it.

SPEAKER_02 21:12

Well, I've I've definitely toyed around with the idea of hosting retreats. I'm like, maybe that's on the docket for us soon. Because like I love being virtual, I love meeting people virtually, but I'm like, God, if we could all get in the same room, like imagine what could happen within a couple days. Yeah, yeah. Um, okay, so thank you so much for sharing everything that you shared. Like this has been, you know, eye-opening for me as well. I I will say, like, as someone who created the community, I don't feel like I run it. I feel like we it's kind of community run. Like we're there for each other. I kind of just facilitate the community. Um, but sometimes, you know, you're just in the motion of like, okay, what can we do? How can we help these people? What sometimes it's nice to step back and see, like, oh, we are changing lives, like we are doing it. And so thank you for for being willing to. Share your experience.

Progress, Tracking, And Momentum

SPEAKER_00 22:01

And I think probably the biggest encouragement is that you don't have to eat the whole elephant all at once. I love that even just within the online portal, things are kind of chunked out. You can take, take it slow, take as long as you need to kind of master a concept and then add more. It's kind of that whole I'm trying to stack more fitness habits in my life, but you're not doing it all at one time. And I think the coolest part is sitting here today in this chair looking back, like, wow, I've made huge progress. I would have never known when I signed up as a member what would be ahead. Yeah. It's great.

SPEAKER_02 22:35

Yeah, I love that. I love to hear that. What would you say to a mom who was maybe on the fence? Because we get we get a lot of messages of people who are like, I've been thinking about this for a long time. I just don't know if it's going to work for me. Um, and and for me, it's like, just try it, just do it. But again, I'm the person that is offering the program. You're someone who's not, you have no skin in the game. What would you say to that person?

SPEAKER_00 22:56

Yeah, I would say if you're struggling with a decision, that's a confirmation that you need to join. I think that that is like you're rumbling with something that you need help with. And that community is gonna wrap arms around you and help you figure that out. But having said that, you can't be in the community and be quiet. You have to show up and ask questions and be part of it. And I think that's when people are able to push the needle forward and view the content. It's kind of like if I signed up for a gym and didn't ever go to the gym, probably not gonna lose any weight.

SPEAKER_02 23:27

Yeah, yeah, totally.

SPEAKER_00 23:28

Um, so I think you get out of things what you put into it. But I always feel like that little rumbling, that little nagging means that's your sign.

SPEAKER_02 23:35

Yeah, yeah. And we try to have like a low barrier to entry, right? Like you could sign up for a month, and if it doesn't work for you, you can cancel. Like there's no strings attached. So I yeah, I I always am just like, just try it out, just see how it goes, put in the effort and see. And most people are like, wow, I didn't know how robust this actually was.

SPEAKER_00 23:53

Absolutely.

SPEAKER_02 23:54

And how helpful it is.

Ongoing Growth And Teaching Kids

SPEAKER_00 23:55

And then track things too, just like what the question you asked me about grocery savings. But if you actually say, okay, I'm gonna try it for four months, see where you were at the beginning, what you're spending, see the next month what you're spending, that progress will make it, it'll validate your experience.

SPEAKER_02 24:12

Yeah, yeah. And the progress is what breeds more progress, right? Right. When you see how much you can save, then you're motivated to continue.

SPEAKER_00 24:20

Exactly.

SPEAKER_02 24:20

That's awesome.

SPEAKER_00 24:21

I think the other thing too, I was thinking, and I I enjoyed now that I've been in the group, I love listening to other, you know, YouTubers about money saving tips, but they're not comp like it doesn't take away from the content I'm learning with you. Like it just supports more of that. So it's just more of that free-flow exchange of information and kind of growth together.

SPEAKER_02 24:41

Yeah, and I always find that I always say the transformation begins with the transaction. So a lot of times it takes you saying yes to yourself to then snowball effect, you know, because now you're saying, you're saying to yourself, you're saying to the universe, you're saying to your wallet, I want to figure this problem out. And so taking the transaction then breeds you opening up all new possibilities because you've now proven to yourself that you want to actually change.

SPEAKER_00 25:08

Absolutely.

SPEAKER_02 25:08

You know, you're gonna look at things differently, you're gonna consume content differently, you're going to do all of those different things. I could offer the Money Mom Club for free. I could do that, but I actually don't believe that that's gonna create transformation.

SPEAKER_00 25:19

Agreed.

SPEAKER_02 25:20

Because of that deeper work that I think needs to happen. Right when we say yes. Yeah. I love that. Yeah. Is there anything else that you want to share before we um sign off? Anything else that you're thinking of?

Closing Thanks And How To Reach Us

SPEAKER_00 25:31

Gosh, I don't know. I I think sometimes, you know, signing up for anything, you think, okay, I'm gonna do it for X period of time and then I'm gonna bounce. Like I'll learn what I need to learn and then I'll move along. And I feel like I'm still learning. So I think that's kind of cool that it's not a finite here's your PDF of the seven things, and then, you know, it is a continual growth cycle. Um, so that's been fun for me. And it also has changed kind of the way, you know, I said one kid is in college, so I missed some opportunities to talk to him about money, but the younger one and some of the things like instead of we can't afford something, I'm saying we're choosing to spend money differently right now.

SPEAKER_02 26:14

Beautiful.

SPEAKER_00 26:15

And that has been a change in this last year and a half being in this community and just kind of rethinking some stuff. And sometimes it's like not even intentional thinking, but it's listening and then it percolates through in a different way. Beautiful. I'm grateful for that too.

SPEAKER_02 26:28

Yeah, that's a there's a trickle-down effect. Like do the work for yourself because it will change generations, right? And if my kids can grow up with less scarcity in their life, feeling like there's more opportunity, there's like that than I've done my job, you know. But it takes me figuring out my own crap. You know, yes. So that's a beautiful, that's beautiful. And that's why we call it the Money Mom Club. We are all we're moms, right? Right. And we have we have this job and stewardship over our children that's so important. So thank you. Thank you. Thank you for taking the time to be here and sharing your experiences with us. Um, yeah, this was this was really, really great. And I hope that our listeners who are listening um either resonate with it or got questions answered or anything. If you have any um questions for me specifically, feel free to reach out to me on Instagram or send me an email. Um, I'm obviously here and cheering everybody on. I really want everyone to be successful. So thank you, Stephanie. Thank you.