The Owl Mortgage Podcast
Focused on personal financial literacy and discussion of topics related to real estate investment, home financing and wealth building with a casual and professional approach to expose opportunities and deal with misconceptions in the marketplace.
Episodes
148 episodes
EP. 8 Trump, Tariffs & the Lake of America
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel.Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From inter...
EP. 7 Don't Mess With the Appraiser
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel.Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From inter...
EP. 6 The HST Rebate Deep Dive
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel.Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From inter...
EP. 5 The Smith Manoeuvre: Strategy or Gimmick?
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel.Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From inter...
EP 4. The Great Mortgage Rate Debate: Fixed or Variable?
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel.Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From inter...
EP. 3 No Two Deals Are Alike
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel.Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From inter...
EP. 2 Lenders, Alt-Lending and Listening Objectively
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel.Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From inter...
EP. 1 The Inaugural Owl Mortgage Podcast
Welcome to The Owl Mortgage Podcast, hosted by Vince Gaetano and co-host Cristina Minatel.Each week, Vince and Cristina break down the latest news, market trends, lender updates, and mortgage announcements affecting Canadians. From inter...
The Bank of Canada Is No Longer In Control
While economists expect the Bank of Canada to hold interest rates, the real crisis facing Canadians has shifted from inflation to household finances, mortgage renewals, job security, and affordability. In this video, Vince breaks down why waiti...
Can Mark Carney Actually Fix Canada?
This week, Vince explores the leadership style, economic vision, and political challenges facing Prime Minister Mark Carney as Canada enters a critical moment for housing affordability, productivity, economic growth, infrastructure, energy, and...
What Happens to Toronto After the Final Whistle?
This week Vince breaks down the economic reality facing Toronto after the 2026 FIFA World Cup leaves town. For a few weeks, the city was packed with tourists, sold-out hotels, booming restaurants, overflowing patios, and nonstop global attentio...
6 Ways Canada Could FIX Affordability Tomorrow
Canada’s affordability crisis isn’t just about housing — it’s about jobs, income, productivity, and cash flow. This week, Vince breaks down 6 real solutions that could actually help Canadians right now, from skilled trades and labour mobility t...
FIFA JOBS, POWER OF SALES & THE GREAT CANADIAN ILLUSION
This week, Vince breaks down the latest Statistics Canada employment data and explains why many economists, investors, and financial markets aren't celebrating. While media outlets are calling it a "blowout jobs report," a closer look reveals t...
Canada’s Auto Industry Is Quietly Dying…
This week, Vince breaks down a shocking new RBC report warning that Canada's auto sector could be facing an existential threat. As EV demand slows, factory investments are paused, manufacturers rethink expansion plans, and China continues to do...
Canadians Don’t Believe the Housing Market Narrative Anymore
Vince breaks down the latest CMHC consumer survey and expose the growing disconnect between government messaging and household reality across Canada’s housing market. While headlines claim affordability is improving and the real estate market i...
Why Mortgage Rates Could Drop Sooner Than Expected
Is Canada’s housing market finally stabilizing… or are Canadians being gaslit by the economic headlines? This week, Vince breaks down the latest insights from housing analyst Ben Rabidoux of Edge Analytics to uncover why fixed mortgage rates co...
What Every Canadian Homeowner Should Do After Job Loss
What if your income stopped tomorrow? Right now, thousands of Canadians are dealing with layoffs, reduced hours, rising debt, and financial pressure — and most people make the same mistake: They wait too long to act. This week, Vince break...
The Employment Illusion: Why Canadians Feel Worse Than the Data Says
Canada’s unemployment rate looks stable… So why do millions of Canadians feel like they’re one paycheque away from a problem? This week, Vince breaks down the latest Labour Force Survey, mortgage risk warnings (OSFI), and real economic data to ...
Canada Housing Market 2026: The Truth Nobody’s Saying
The housing market is “stabilizing”… So why are interest rates expected to RISE? Why is consumer confidence collapsing at the fastest pace since 2020? Something doesn’t add up. This week, Vince breaks down the April 2026 Metro Deep Dive and exp...
Private Mortgages Can Save You... Or Destroy You
This week, Vince breaks down how private and alternative mortgages actually work in Canada, the hidden risks most people overlook, and why the terms of the deal matter far more than the interest rate.
Toronto's World Cup Plan is a Disaster Waiting to Happen
The city of Toronto is about to host the biggest sporting event on the planet…and the entire transportation plan is basically: “Don’t drive. Take transit. Good luck.” This week, Vince exposes the impending disaster as Toronto's officials prepar...
Canada’s Housing “Solution” Could Crash Prices
What if the government just made housing more affordable… but at the same time triggered the next price correction. This week, Vince dives into the federal and provincial governments announcement cut development charges by 50%—along with GST an...
The Great Canadian Gaslighting — Strong Economy or Strategic Spin?
Canada’s economy is being called “strong,” but Canadians are feeling the squeeze. With the Bank of Canada holding rates and job losses rising, homeowners and the middle class are under serious pressure. This week, Vince breaks down what’s reall...