
The Wise Old Owl Podcast
Focused on personal financial literacy and discussion of topics related to real estate investment, home financing and wealth building with a casual and professional approach to expose opportunities and deal with misconceptions in the marketplace.
Episodes
84 episodes
Population Stalls, Renters Recoil & Investors Re-evaluate
This week, Vince unpacks a bombshell Stats Canada report that exposes the hard truth about Canada's housing market, immigration policy, and what it all means for investors, landlords, and homeowners across Ontario, BC, and beyond.👉 If yo...
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7:18

Toronto Bought $63M Electric Ferries… WITH NO CHARGERS?!
Toronto: a global city with third-world governance. In this episode, I break down one of the most insane examples of civic incompetence you’ll ever hear — the City of Toronto spent $63 million on electric ferries… and forgot to build the chargi...
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8:34

Canada's Economic Reality Check! No More Rate Cuts???
In this episode, Vince breaks down the real economic state of Canada heading into the second half of 2025 — and it’s not pretty. The Bank of Canada just hit pause, jobs are quietly vanishing, mortgage renewals are looming, and Toronto real esta...
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7:35

Why Can't We Build Homes in Ontario?
It’s not the Leafs. It’s not the weather. And it’s NOT immigrants buying up all the homes. Ontario’s real estate disaster is man-made — built on bureaucracy, red tape, NIMBYism, and broken policy. On this episode of The Wise Old Owl Podcast, Vi...
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6:33

Canada's Middle Class is Being Crushed
The warning signs are no longer subtle — Canada is already in the storm. In this episode, Vince exposes the real economic pressure quietly strangling the Canadian middle class. From rising delinquencies and
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6:20

The Good, The Bad, and The Ugly: Inflation, Interest Rates & the Coming Economic Squeeze
Are you a Canadian homeowner, homebuyer, or investor wondering what’s really happening with mortgage rates, the Bank of Canada, and the real estate market? With core inflation rising, food prices climbing, and tariffs hitting Canadian industry,...
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8:04

The Complete 2025 CMHC Survey Breakdown
This week, Vince dives into the 2025 CMHC Survey. The survey reveals First-time buyers are drowning in debt. Renewers are hitting a financial wall. Refinancers are pulling equity just to survive. The 2025 CMHC Mortgage Consumer Survey is here—a...
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8:15

Has Canada's Housing Market Finally Hit Rock Bottom?
Is the Canadian housing market actually recovering… or barely surviving? This week, Vince rips off the Band-Aid and breaks down what’s really happening across Canada’s major real estate markets — from Toronto, Vancouver, and Edmonton to Calgary...
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7:22

The Middle Class Can't Afford to Live in the Major Cities Anymore!
Canada's Middle Class is Being ERASED — Here's How We Fix It! Toronto, Vancouver, Montreal — cities once full of promise are now becoming unaffordable fortresses for the ultra-rich. The dream of homeownership? Dead for the average Canadian. In ...
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6:40

Confidence is Gone: The Stalling Canadian Economy
Canada’s Economy Is Stalling — Here’s What You Need to Know! Feeling anxious about the Canadian economy? You’re not alone — and it’s not just a hunch. Consumer confidence just hit record lows, small businesses are struggling, and mortgage renew...
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7:08

The Housing Market is a Total Bloodbath
The Canadian Housing Market Just Cracked — What’s Coming Next Is Brutal🚨 The numbers don’t lie — Canada's housing market isn't just cooling, it's breaking wide open. In this episode of The Wise Old Owl Show, we dive deep into TRREB's Ap...
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7:38

Why Nothing is Being Built in Canada!
This week, Vince explores the wide range of issues plaguing the housing market - primarily, the political factors behind the lack of new housing starts. While Federal Officials make broad claims, Vince uses stats and facts to show the truth beh...
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7:11

Why Canada's Housing Promise is a Total Fantasy!
Canada’s Affordable Housing Plan: 500,000 Homes a Year?! Let’s Get Real.The Canadian government says we’re going to build 400,000 to 500,000 affordable homes per year—but is that even remotely possible? This week, Vince breaks down the cold...
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7:32

The Most Important Election in Canadian History?
Canada is heading to the polls — but this isn't just politics as usual. It's about jobs, mortgages, and whether our economy can survive. With consumer confidence crashing, job losses mounting, and mortgage delinquencies rising across the countr...
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7:09

Confidence is Collapsing! And So Is Your Neighbour's Mortgage!
Canada’s housing market and economy are flashing red. In this episode of The Wise Old Owl Show, mortgage expert Vince Gaetano breaks down the surge in Toronto mortgage delinquencies, record-low consumer confidence, rising unemployment, and the ...
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6:59

The Liberal Government Reverse the Carbon Tax! #Gaslighting101
The April 1st carbon tax reversal by the Canadian federal government is an example of gaslighting 101. After years of defending the carbon tax, Liberal MPs are now celebrating its cancellation. But were they lying then, or are they lying now? T...
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5:45

Ontario is Leading the Nation in Mortgage Delinquency!
Canadians are facing significant economic challenges, driven by high inflation and growing uncertainty about a potential recession. Despite the Bank of Canada cutting interest rates, prices remain stubbornly high, putting financial pressure on ...
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6:16

IS THE GTA REAL ESTATE MARKET CRASHING?
The Greater Toronto Area (GTA) real estate market is in turmoil, and it’s time to face the reality. Home sales are plummeting, inventory is skyrocketing, and affordability is slipping out of reach for many buyers. In this video, Vince breaks do...
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8:13

Inflation's Grip on Canadians: Impact on Consumer Confidence and the Cost of Living
Inflation in Canada is hitting hard, reshaping lives, and altering the economy. From skyrocketing costs of essentials like housing, food, and energy to declining consumer confidence, the impact is undeniable. In 2022, inflation peaked over 8%, ...
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4:23

Did Uncontrolled Mass Immigration Lead to Canada's Economic Downfall?
Canada’s decision to open its doors to uncontrolled immigration was initially aimed at boosting the economy, but it has backfired. Years of mass immigration have led to a severe economic collapse, with a struggling economy, skyrocketing cost of...
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6:32

Canadian Economy in Chaos: Trade War, Falling Loonie and Consumer Debt
This week, Vince breaks down the devastating impact of Donald Trump's trade tariffs on Canada's economy, from plummeting consumer confidence and a 7% drop in the loonie to rising costs of living and falling mortgage rates. With businesses slamm...
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8:08

Canada Housing Market Update! What you need to know!
Housing Market Update! The real estate landscape is changing rapidly, and there’s a lot more happening behind the headlines than you might think. Home sales are down, supply is soaring, and mortgage delinquencies are on the rise—so what does th...
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5:55

Canada’s Economic Crisis: Weak Dollar, US Tariffs & Inflation
Canada's economy is facing major challenges in 2025, from a weak loonie driving up prices to looming US tariffs threatening key sectors. Inflation is worse than it seems, with temporary HST cuts masking the real cost of living. Meanwhile, slowi...
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6:20

Canada's Internal Trade Crisis: Why Supporting Local is so Difficult!
Canada prides itself on supporting local businesses, boosting our economy, and keeping dollars at home. But there's a major issue hiding in plain sight: buying Canadian products within Canada is ridiculously difficult. From wine in B.C. to dair...
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5:57

Carney or Poilievre? Who is Better for Canada's Future?
The 2025 Canadian federal election is a pivotal moment for Canada. On one side, we have Mark Carney, a global finance expert and former head of the Bank of Canada and Bank of England, now Prime Minister. On the other, Pierre Poilievre, a politi...
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6:20
