Finance This, Property That
Finance This, Property That is your go-to podcast for expert insights and advice on building wealth through property investment.
Hosted by, Dion Fernandes, a seasoned finance professional with over 13 years of experience, each episode delves into the intricacies of property purchasing, offering valuable tips and strategies for those looking to create wealth through real estate.
From basic questions to advanced technicalities, Dion brings on trusted advisors and specialists in their fields to provide listeners with practical knowledge and actionable steps.
Whether you're a first-time buyer, a seasoned investor or simply looking to expand your property portfolio, Finance This, Property That is here to empower and educate you every step of the way.
Finance This, Property That
EPISODE 32 - Debunking 3 Common Myths About Commercial Finance
🎙️ Podcast: Finance This, Property That
🕒 Duration: 11 minutes
👤 Host: Dion Fernandez, Mortgage Planner & Finance Professional
🎧 Episode Summary:
Thinking about investing in commercial property but feeling overwhelmed by the finance side of things? In this episode, Dion Fernandez busts three common myths that hold investors back from entering the commercial real estate market. From deposit requirements to loan approvals, Dion provides clarity on what’s really needed to succeed in commercial property finance. Whether you’re a first-time investor or looking to expand your portfolio, this episode breaks down the key strategies to make commercial property investment more accessible.
📌 Episode Breakdown:
🔹 [00:00] Introduction
- Welcome to Finance This, Property That
- Dion's expertise in finance & commercial property lending
🔹 [01:15] Myth #1 – You Need a Huge Deposit to Start
- Many believe commercial loans require a 30-40% deposit
- Some lenders offer financing up to 80% LVR
- Alternative funding strategies: cross-collateralization, SMSF, low-doc & lease-doc loans
🔹 [04:20] Myth #2 – Commercial Property is Only for Big Players
- Everyday investors can enter the market
- Smaller properties, regional locations, and partnerships as entry points
- Using self-managed super funds (SMSF) to buy commercial properties
🔹 [07:30] Myth #3 – Getting a Commercial Loan is Impossible
- Commercial lending is different but achievable
- How lenders assess risk: personal income & property-generated revenue
- Key factors for loan approval: strong lease agreements, lender specialization, creditworthiness
🔹 [10:00] Key Takeaways & Final Advice
- The importance of planning early & structuring finance correctly
- Dion’s “Go slow to go fast” approach to smooth approvals
- How a recent client secured approval in just 9 business days
📢 Need expert guidance? Connect with Dion:
🔗 Emerge Finance Website
📷 Instagram: @DionFinanceSpecialist
💼 LinkedIn: Dion Fernandez
👉 Tune in now and take the first step toward smarter commercial property investing! 🎧✨