Finance This, Property That
Finance This, Property That is your go-to podcast for expert insights and advice on building wealth through property investment.
Hosted by, Dion Fernandes, a seasoned finance professional with over 13 years of experience, each episode delves into the intricacies of property purchasing, offering valuable tips and strategies for those looking to create wealth through real estate.
From basic questions to advanced technicalities, Dion brings on trusted advisors and specialists in their fields to provide listeners with practical knowledge and actionable steps.
Whether you're a first-time buyer, a seasoned investor or simply looking to expand your property portfolio, Finance This, Property That is here to empower and educate you every step of the way.
Episodes
92 episodes
Episode 93: The Right Property + The Right Finance Strategy
🔥 Top Quotes“The people with a tailored finance strategy and tailored property strategy working together… they can’t lose.” “You need three things to build a portfolio: growing income, growing equity, and good credit history.” “...
Episode 92 - The Property Mistakes Costing Investors Thousands
In this episode of Finance This Property That, Dion sits down with buyer’s agent Jessica Giandomenico from Vesta Buyers Agency to unpack one of the biggest mistakes property investors make — buying property before building the right strategy ar...
Episode 91 : “This Isn’t Expensive… You’re Asking the Wrong Question”
In this final part of the 4-part miniseries, Dion breaks down one of the biggest mindset traps in property investing — focusing on cost instead of consequence.He explains why most people completely misunderstand the value of strategy, s...
Episode 90: Why Strategy Comes Before Property (And How to Build It Right)
In this solo episode of Finance This Property That, Dion Fernandez breaks down what a real finance and property strategy actually looks like — and why most investors are getting it backwards.Before you even think about buying property, ...
Episode 89: Free Advice Isn’t Free (And The One-Stop Shop Trap)
In this short episode, Dion breaks down why “free advice” in property and finance isn’t actually free — and how hidden incentives can impact your outcomes.He also unpacks the danger of one-stop-shop property businesses, and why building ...
Episode 88 Why Most Property Investors Are Building on Sand (And Don’t Know It)
Most investors think they’re building wealth… but in reality, they’re just stacking properties with no real strategy behind them.In this solo episode, Dion breaks down one of the biggest mistakes he sees every week working with clients,...
Episode 87: From $740K to $1.7M: The Power of Smart Property Investing
🧠Episode SynopsisIn this deep-dive episode of Finance This Property That, Dion sits down with property strategist Chris McNulty to unpack a real-world deal that transformed a $740K purchase into a ~$1.6–1.7M asset in under a ye...
Episode 86: Why Smart Property Investors Start With Strategy (Not Property)
In this episode of Finance This Property That, we break down why strategy should always come before property when building long-term wealth.If you're serious about building a property portfolio, this is the conversation most investors s...
Episode 85: Before You Buy a Development Site… Watch This
Thinking about buying a development site? You might be making a massive mistake.In this episode, Dion is joined by Mark Kierpal from Urbicus to unpack the real risks behind property development — and where most inv...
Episode 84: Before You Buy Another Property, Listen to This
In this solo episode of Finance This Property That, the focus shifts from property selection to what truly determines long-term success: your finance strategy. The episode unpacks why most investors get stuck early—prioritising interes...
Episode 83: Grants, Guarantors & Getting In: First Home Buyer Strategies with Luke Ashby
Top Quotes“You’ll spin your wheels. You’ll try and get the cheap money rather than getting the money that’s actually gonna get you the deal.”“Don’t talk to an order taker.”“Get in with what you can. There’s never g...
Episode 82: The Truth About Buyer’s Agents, Property Strategy & Long-Term Wealth
“If you are trying to build a portfolio and you are chasing rate as your number one priority, just go directly to the bank.”“My personal philosophy is that I prefer to let the market do the hard work and not me.”“Who tells you n...
Episode 81: Your Kids Won’t Inherit What You Think They Will
In this episode of Finances Property That, Dion sits down with Troyden Ratcliffe (Willow Wealth Partners) — the financial planner behind Dion’s own strategy — for a candid, practical conversation on what business owners miss when it comes to bu...
Episode 80: From $740K to $1.6M: My Personal Property Deal Breakdown
🎧 Episode SynopsisIn this behind-the-scenes solo episode, Dion Fernandez opens the playbook on his own property portfolio and walks listeners through a real-life investment project he and his partner undertook in Crestmead. From strategi...
Episode 79: Offset Accounts: The Most Misused Tool in Property Finance
🎧 Episode SynopsisIn this solo episode of Finance This Property That, finance specialist Dion Fernandez unpacks one of the most misunderstood tools in personal finance: the offset account. Drawing from years of experience and re...
Episode 78 : Why Pre-Approvals Might Be Wasting Your Time
🎙 Top Quotes"A pre-approval for pre-approval's sake doesn't help anyone. Sometimes they're not even worth the piece of paper they're written on.""If you’re chasing rate as your number one priority, just go directly to th...
Episode 76: Trust Lending Just Got Harder, Here's What You Need to Know
🔥 Top Quotes"If you are chasing rate as your number one priority, just go directly to the bank — but you’ll spin your wheels and miss the actual deal.""A property manager is no longer just a rent collector. For heaven's sake, it...
Episode 75: Fixed, Variable or Split? Choosing the Right Loan for Your Property Strategy
🔊 Top Quotes"If you're chasing rate as your number one priority, just go directly to the bank—you'll spin your wheels chasing cheap money instead of the funding stack that actually gets you the deal.""When you're ...
Episode 74: The 3 Biggest Mistakes Investors Make with Equity
🔊 Top Quotes“If you’re chasing rate as your number one priority, just go directly to the bank — but don’t expect a strategy that actually builds your portfolio.”“Equity isn’t just the increase in value. It’s the value minus...
Episode 73: How to Structure Your Property Portfolio for Growth: Lending, Tax & SMSFs
👤 Guest: Morgan Patrick Wilson⏱️ Duration: 38:00🎙️ Top Quotes“If you’re chasing rate as your number one priority, just go directly to the bank. But if you're trying to grow a portfolio, it's all about...
Episode 72 - part 1: Go slow to go fast — property’s not going anywhere, but the wrong move can set you back years.
🎧 Episode SynopsisIn this value-packed episode of Finance This Property That, host Dion sits down with Morgan Wilson from Creditte to unpack the often-missed synergy between brokers and accountants. They dive deep into how align...
Episode 71: Why Chasing the Lowest Rate Could Cost You More
🔊 Top Quotes"If you’re trying to grow, forget about chasing the best rate — we need to figure out the best policy and valuation first.""The loan needs to work not just for the next deal, but the next two to three ...
Episode 70: Can You Really Use Your SMSF to Buy Property?
In this clear-cut episode, Dion Fernandes demystifies the increasingly popular (and misunderstood) strategy of using a Self-Managed Super Fund (SMSF) to purchase property. From what you’re legally allowed to do, to how SMSF lending really works...
Episode 69: How We Funded a Rooming House Development From Dirt to Cashflow
In this episode, Dion Fernandes takes you behind the scenes of funding a rooming house development — from land acquisition to fully leased, cash-flowing asset. With unmatched insight into a niche but powerful strategy, Dion breaks down why most...
Episode 68: How to Fund a Small Development Without Going Broke
In this no-nonsense episode, mortgage planner and finance strategist Dion Fernandes unpacks a critical challenge in the property development space: how to fund a small development without blowing your budget — or your chances of finishing. Draw...