Finance This, Property That
Finance This, Property That is your go-to podcast for expert insights and advice on building wealth through property investment.
Hosted by, Dion Fernandes, a seasoned finance professional with over 13 years of experience, each episode delves into the intricacies of property purchasing, offering valuable tips and strategies for those looking to create wealth through real estate.
From basic questions to advanced technicalities, Dion brings on trusted advisors and specialists in their fields to provide listeners with practical knowledge and actionable steps.
Whether you're a first-time buyer, a seasoned investor or simply looking to expand your property portfolio, Finance This, Property That is here to empower and educate you every step of the way.
Episodes
100 episodes
Episode 101 - Negative Gearing, CGT & Trust Changes: What Property Investors Need to Know
Episode OverviewIn this episode of Finance This, Property That, Dion Fernandes is joined by a panel of experts to unpack the proposed changes affecting property investors, business owners and everyday Australians.Joining Di...
Episode 100: From Mortgage Broker to Founder - Why I Launched Stratega Finance
What does it take to reach 100 podcast episodes, build an award-winning mortgage broking career and then walk away from the familiar to start something of your own?In this milestone episode of Finance This, Property That, Dion shares the...
Episode 99: The Strategy Lessons Investors Can’t Afford to Miss
In the lead-up to Episode 100, this special recap episode of Finance This, Property That looks back at the biggest lessons from the last 10 episodes.Dion breaks down the difference between a true finance strategy and simply gettin...
Episode 98: The Rooming House Management Gap
In this episode, Dion is joined by Rachel Gibb from UpsideAV to unpack what investors often overlook after building or buying a rooming house — the management.Rooming houses are not managed like standard residential properties. With mult...
Episode 97: Why Borrowing Capacity Is Misleading Property Investors
Episode SynopsisIn this solo episode of Finance This, Property That, Dion breaks down one of the most misunderstood concepts in property investing: borrowing capacity.While many investors obsess over how much they can borrow tod...
Episode 96: The First Property Mistake That Stops Investors Growing
Why Your First Property Can Make or Break Your PortfolioIn Episode 96 of Finance This, Property That, Dion takes the mic for a solo episode focused on one of the biggest mistakes property investors make early in their journey: treating ...
Episode 95: Buying With a Mate: How Jem Built Equity, Renovated Smart and Got Into the Property Market
In this episode of Finance This, Property That, Luke and Jem Corrish join the podcast to break down Jem’s first property journey 12 months on from buying with his mate, Tom.From getting finance-ready and finding the right deal, ...
Episode 94: The 5 Mistakes Keeping Property Investors Stuck at Two Properties
Why do so many property investors get stuck after buying one or two properties?In Episode 94 of Finance This, Property That, Dion breaks down the five common mistakes that can stop investors from growing their property portfolio.<...
Episode 93: The Right Property + The Right Finance Strategy
🔥 Top Quotes“The people with a tailored finance strategy and tailored property strategy working together… they can’t lose.” “You need three things to build a portfolio: growing income, growing equity, and good credit history.” “...
Episode 92 - The Property Mistakes Costing Investors Thousands
In this episode of Finance This Property That, Dion sits down with buyer’s agent Jessica Giandomenico from Vesta Buyers Agency to unpack one of the biggest mistakes property investors make — buying property before building the right strategy ar...
Episode 91 : “This Isn’t Expensive… You’re Asking the Wrong Question”
In this final part of the 4-part miniseries, Dion breaks down one of the biggest mindset traps in property investing — focusing on cost instead of consequence.He explains why most people completely misunderstand the value of strategy, s...
Episode 90: Why Strategy Comes Before Property (And How to Build It Right)
In this solo episode of Finance This Property That, Dion Fernandez breaks down what a real finance and property strategy actually looks like — and why most investors are getting it backwards.Before you even think about buying property, ...
Episode 89: Free Advice Isn’t Free (And The One-Stop Shop Trap)
In this short episode, Dion breaks down why “free advice” in property and finance isn’t actually free — and how hidden incentives can impact your outcomes.He also unpacks the danger of one-stop-shop property businesses, and why building ...
Episode 88 Why Most Property Investors Are Building on Sand (And Don’t Know It)
Most investors think they’re building wealth… but in reality, they’re just stacking properties with no real strategy behind them.In this solo episode, Dion breaks down one of the biggest mistakes he sees every week working with clients,...
Episode 87: From $740K to $1.7M: The Power of Smart Property Investing
🧠 Episode SynopsisIn this deep-dive episode of Finance This Property That, Dion sits down with property strategist Chris McNulty to unpack a real-world deal that transformed a $740K purchase into a ~$1.6–1.7M asset in under a ye...
Episode 86: Why Smart Property Investors Start With Strategy (Not Property)
In this episode of Finance This Property That, we break down why strategy should always come before property when building long-term wealth.If you're serious about building a property portfolio, this is the conversation most investors s...
Episode 85: Before You Buy a Development Site… Watch This
Thinking about buying a development site? You might be making a massive mistake.In this episode, Dion is joined by Mark Kierpal from Urbicus to unpack the real risks behind property development — and where most inv...
Episode 84: Before You Buy Another Property, Listen to This
In this solo episode of Finance This Property That, the focus shifts from property selection to what truly determines long-term success: your finance strategy. The episode unpacks why most investors get stuck early—prioritising interes...
Episode 83: Grants, Guarantors & Getting In: First Home Buyer Strategies with Luke Ashby
Top Quotes“You’ll spin your wheels. You’ll try and get the cheap money rather than getting the money that’s actually gonna get you the deal.”“Don’t talk to an order taker.”“Get in with what you can. There’s never g...
Episode 82: The Truth About Buyer’s Agents, Property Strategy & Long-Term Wealth
“If you are trying to build a portfolio and you are chasing rate as your number one priority, just go directly to the bank.”“My personal philosophy is that I prefer to let the market do the hard work and not me.”“Who tells you n...
Episode 81: Your Kids Won’t Inherit What You Think They Will
In this episode of Finances Property That, Dion sits down with Troyden Ratcliffe (Willow Wealth Partners) — the financial planner behind Dion’s own strategy — for a candid, practical conversation on what business owners miss when it comes to bu...
Episode 80: From $740K to $1.6M: My Personal Property Deal Breakdown
🎧 Episode SynopsisIn this behind-the-scenes solo episode, Dion Fernandez opens the playbook on his own property portfolio and walks listeners through a real-life investment project he and his partner undertook in Crestmead. From strategi...
Episode 79: Offset Accounts: The Most Misused Tool in Property Finance
🎧 Episode SynopsisIn this solo episode of Finance This Property That, finance specialist Dion Fernandez unpacks one of the most misunderstood tools in personal finance: the offset account. Drawing from years of experience and re...
Episode 78 : Why Pre-Approvals Might Be Wasting Your Time
🎙 Top Quotes"A pre-approval for pre-approval's sake doesn't help anyone. Sometimes they're not even worth the piece of paper they're written on.""If you’re chasing rate as your number one priority, just go directly to th...
Episode 76: Trust Lending Just Got Harder, Here's What You Need to Know
🔥 Top Quotes"If you are chasing rate as your number one priority, just go directly to the bank — but you’ll spin your wheels and miss the actual deal.""A property manager is no longer just a rent collector. For heaven's sake, it...