Finance This, Property That
Finance This, Property That is your go-to podcast for expert insights and advice on building wealth through property investment.
Hosted by, Dion Fernandes, a seasoned finance professional with over 13 years of experience, each episode delves into the intricacies of property purchasing, offering valuable tips and strategies for those looking to create wealth through real estate.
From basic questions to advanced technicalities, Dion brings on trusted advisors and specialists in their fields to provide listeners with practical knowledge and actionable steps.
Whether you're a first-time buyer, a seasoned investor or simply looking to expand your property portfolio, Finance This, Property That is here to empower and educate you every step of the way.
Finance This, Property That
Episode 50 : New Seller Disclosure Laws in QLD: What You Need to Know
In this milestone 50th episode of Finance This Property, That, host Dion Fernandez welcomes back his very first guest, Natalie Smith from JHK Legal, to unpack major legislative changes impacting Queensland's property market. From August 1, 2025, new seller disclosure laws will come into effect — a game-changer for anyone buying or selling real estate in QLD.
Dion and Natalie dive deep into what sellers are now legally required to disclose, what’s excluded, and how buyers should still protect themselves through thorough due diligence. Whether you're a first-time buyer, seasoned investor, or property professional, this episode provides essential insights to navigate the new compliance landscape confidently.
📋 Episode Breakdown:
00:00 – Intro & Episode Milestone
- Dion celebrates episode 50 and welcomes returning guest Natalie Smith
- Flashback to Episode 1: humble beginnings and podcast evolution
03:05 – What Is Changing on August 1st?
- Overview of the new seller disclosure regime in Queensland
- Applicability to both residential and commercial property transactions
05:20 – Timeline for Sellers: What to Do First
- When and how the seller disclosure document must be prepared
- The importance of acting early to avoid contract delays
08:30 – What Is (and Isn’t) Required to Be Disclosed
- Key disclosures: title search, plans, unregistered encumbrances, zoning, contamination, pool certificates, and more
- What’s excluded: flooding history, pest issues, structural soundness, and past renovations
16:50 – Risks of Non-Disclosure & Legal Implications
- Consequences for sellers who skip disclosure: buyers can terminate anytime before settlement
- Why buyers must still perform their own due diligence
20:25 – Breakdown of the Disclosure Document (Form 2)
- Walkthrough of the seller disclosure form and how to interpret its sections
- Recommended searches for buyers
26:30 – Impact on Contracts of Sale
- Introduction of the updated REIQ contract format
- How land tax adjustments and deposit clauses have changed
32:10 – Buyer Beware: Finance Clauses, Building & Pest Conditions
- Importance of complete contract clauses for finance and inspections
- Common mistakes that invalidate protections
35:00 – Final Tips: Be Organized, Do the Work
- Steps for buyers and sellers to be proactive
- Final legal and practical takeaways from Natalie
🎯 Key Takeaways:
- New laws make seller disclosure mandatory before signing a contract in QLD
- Disclosure forms won’t cover everything — due diligence is still critical
- Land tax adjustments and contract changes could cost buyers thousands if overlooked
- Engage your solicitor early to ensure smooth contract preparation and compliance
📍 Resources & Show Notes:
- Link to Form 2 (Seller Disclosure Statement)
- Contact Natalie Pearson: natalie.pearson@jhklegal.com.au
- Visit www.financethisproperty.com.au for past episodes
Follow Dion:
📱 Instagram: @dionfinancespecialist
💼 LinkedIn: Dion Fernandez
📺 YouTube: Search “Finance This Property, That”
🔔 Don’t forget to follow and share the podcast!