Finance This, Property That
Finance This, Property That is your go-to podcast for expert insights and advice on building wealth through property investment.
Hosted by, Dion Fernandes, a seasoned finance professional with over 13 years of experience, each episode delves into the intricacies of property purchasing, offering valuable tips and strategies for those looking to create wealth through real estate.
From basic questions to advanced technicalities, Dion brings on trusted advisors and specialists in their fields to provide listeners with practical knowledge and actionable steps.
Whether you're a first-time buyer, a seasoned investor or simply looking to expand your property portfolio, Finance This, Property That is here to empower and educate you every step of the way.
Finance This, Property That
Episode 52: Bridging Loans, Market Wins & Strategic Moves with the Emerge Team
In this dynamic and insightful panel episode, Dion Fernandez is joined by team members Adam and Simon from Emerge Finance to unpack the increasingly relevant topic of bridging finance. Whether you're an upgrader, downsizer, or navigating the challenges of selling and buying simultaneously, this episode lays out strategic options to help you move smarter, not slower.
The team shares real-life client scenarios, including Simon’s personal experience using a bridging loan to facilitate a sea change to the Gold Coast. They also reflect on Emerge Finance’s impressive year—celebrating 50%+ business growth, a high-performing team, and over 350 five-star Google reviews. From lender policy nuances to the benefits of working with a strategic team versus a solo broker, this episode offers unmatched insights for buyers, sellers, and investors alike.
If you’re wondering whether bridging finance could work for you, or just want a behind-the-scenes look at how strategic lending decisions are made, this one is not to be missed.
📌 Episode Breakdown
00:00 – 03:00
Intro from Dion + shoutout to Luke (on paternity leave) and Caitlin on their new baby.
03:00 – 08:30
🎉 Celebrating Emerge Finance's Growth
- Yearly performance overview
- New team members
- 354 five-star reviews
- Team culture & collaboration
08:30 – 13:45
🏘️ Team vs. Solo Broker: Why It Matters
- Differences in service bandwidth
- The value of internal credit teams and processing units
- Real-world impact on clients (e.g. faster approvals)
13:45 – 19:00
📈 Brisbane Market Outlook
- SEQ trends and investor activity
- Brisbane reaching $1M median
- Impacts on first-home buyers
19:00 – 28:00
💡 Deep Dive: What is Bridging Finance?
- Benefits and misconceptions
- When to use it (buy before sell vs. sell before buy)
- Real client examples
- Team strategies for maximized lending outcomes
28:00 – 35:30
🔁 Simon’s Bridging Loan Journey (Sea Change to the GC)
- His decision to buy first
- Market competitiveness
- Prepping his Brisbane property for sale
- Key learnings as a client and broker
35:30 – 40:00
💬 Advanced Bridging Strategies & Lender Policies
- How to choose the right lender
- Downsizing and niche lending options
- Real-time case studies with varying bridging lengths
40:00 – 42:00
👋 Wrap-up
- Reminder to seek personal advice
- Where to find the team online
- Celebrating 50 episodes and the value of panel chats
💬 Key Themes:
- Bridging Finance Demystified: Flexible, strategic, and often misunderstood—perfect for staying competitive in tight markets.
- Team Advantage: The Emerge team's structure allows for deeper insight, better service, and faster outcomes.
- Client-Centered Strategy: Real examples show how personal goals and property finance strategies align when done right.
- Brisbane & SEQ Market Pulse: Insights into growth trends, affordability pressures, and investor movements.
Ready to build smart—not slow?
This episode is your roadmap to understanding bridging finance and leveraging the power of a well-aligned finance team to secure your next property move.
Published on: [Insert Platform Date]
Listen on: Spotify | Apple Podcasts | financespropertythat.com.au