Finance This, Property That
Finance This, Property That is your go-to podcast for expert insights and advice on building wealth through property investment.
Hosted by, Dion Fernandes, a seasoned finance professional with over 13 years of experience, each episode delves into the intricacies of property purchasing, offering valuable tips and strategies for those looking to create wealth through real estate.
From basic questions to advanced technicalities, Dion brings on trusted advisors and specialists in their fields to provide listeners with practical knowledge and actionable steps.
Whether you're a first-time buyer, a seasoned investor or simply looking to expand your property portfolio, Finance This, Property That is here to empower and educate you every step of the way.
Finance This, Property That
Episode 68: How to Fund a Small Development Without Going Broke
In this no-nonsense episode, mortgage planner and finance strategist Dion Fernandes unpacks a critical challenge in the property development space: how to fund a small development without blowing your budget — or your chances of finishing. Drawing from real-world client experience, Dion outlines the top reasons developers run out of cash, and shares his proven 3-stage funding framework that puts strategy ahead of stress. Whether you're subdividing your first block or scaling up, this episode delivers practical, actionable insights to keep your project — and your cash flow — on track.
📌 Episode Breakdown
00:00 – Introduction
Dion sets the stage for why this topic matters — especially for time-poor professionals and strategic investors entering the development space.
01:20 – Why Developers Run Out of Cash
Three key mistakes are dissected:
- Underestimating total debt costs
- Using residential lenders for commercial-style deals
- Failing to plan staged funding properly
05:00 – The 3-Stage Development Funding Framework
Dion shares his reverse-engineered model:
- Stage 3: Exit/refinance strategy
- Stage 2: Construction and development funding
- Stage 1: Land acquisition
08:45 – Exit Strategy Determines Everything
From pre-sales to refinancing, Dion explains how the exit strategy shapes loan structure, lender choice, and overall feasibility.
11:15 – What Dion’s Team Does Differently
A look at the custom feasibility tools, lender matching, and “developer CV” Dion’s team uses to secure smarter funding — and why banks usually fall short.
14:30 – Final Thoughts & Call to Action
Dion emphasizes de-risking, experience, and partnering with the right broker. Listeners are encouraged to connect via LinkedIn, Instagram, or the website for tailored advice.
🎧 Catch more episodes of Finance This, Property That on your favourite podcast app.
📲 Connect with Dion Fernandes
Instagram: @dionfinancespecialist
LinkedIn: Dion Fernandes
Website: www.financethispropertythat.com.au
🏗️ Planning your next development?
Get guidance that goes beyond the loan — structure it right from day one with Dion’s expert support.