Finance This, Property That
Finance This, Property That is your go-to podcast for expert insights and advice on building wealth through property investment.
Hosted by, Dion Fernandes, a seasoned finance professional with over 13 years of experience, each episode delves into the intricacies of property purchasing, offering valuable tips and strategies for those looking to create wealth through real estate.
From basic questions to advanced technicalities, Dion brings on trusted advisors and specialists in their fields to provide listeners with practical knowledge and actionable steps.
Whether you're a first-time buyer, a seasoned investor or simply looking to expand your property portfolio, Finance This, Property That is here to empower and educate you every step of the way.
Finance This, Property That
Episode 86: Why Smart Property Investors Start With Strategy (Not Property)
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In this episode of Finance This Property That, we break down why strategy should always come before property when building long-term wealth.
If you're serious about building a property portfolio, this is the conversation most investors skip — and it’s costing them.
🔑 What We Cover:
• Why advice comes before property
Most investors rush into buying and only seek advice after — when it’s already too late. Strategy flips this approach.
• What a Strategic Finance Diagnostic actually is
A deep dive into your income, liabilities, borrowing capacity, equity, and long-term position — mapped into a clear plan.
• How to map your next 2–5 property moves
Using conservative numbers and real lending policies to plan purchases properly.
• Why serious investors build a team
The key roles:
Finance strategist
Buyer’s agent
Accountant
Property manager
• The biggest mistake: chasing free advice
Real strategy happens before the loan — and that’s where the real value is.
• Step-by-step process to building a portfolio
Discovery call
Strategic finance diagnostic
Strategy presentation
Build your team
Execute
• Why “go slow to go fast” actually wins
Long-term thinking, risk management, and sustainable growth