Finance This, Property That
Finance This, Property That is your go-to podcast for expert insights and advice on building wealth through property investment.
Hosted by, Dion Fernandes, a seasoned finance professional with over 13 years of experience, each episode delves into the intricacies of property purchasing, offering valuable tips and strategies for those looking to create wealth through real estate.
From basic questions to advanced technicalities, Dion brings on trusted advisors and specialists in their fields to provide listeners with practical knowledge and actionable steps.
Whether you're a first-time buyer, a seasoned investor or simply looking to expand your property portfolio, Finance This, Property That is here to empower and educate you every step of the way.
Finance This, Property That
Episode 91 : “This Isn’t Expensive… You’re Asking the Wrong Question”
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In this final part of the 4-part miniseries, Dion breaks down one of the biggest mindset traps in property investing — focusing on cost instead of consequence.
He explains why most people completely misunderstand the value of strategy, shares real client stories where poor decisions cost hundreds of thousands, and reframes what you’re actually investing in when you work with the right team.
If you’ve ever thought “this sounds expensive”… this episode will challenge that thinking fast.
⏱️ Timestamps
00:00 – Intro & final episode of the series
00:45 – Why “this sounds expensive” is the wrong mindset
01:30 – The flawed comparison most people make
02:20 – The real cost of a bad $600k–$800k decision
03:30 – Case study: restructuring, refinancing & executing fast
05:00 – Rooming house deal breakdown + valuation win
06:30 – When clients come after the damage is done
07:30 – $500k mistake from poor structure
08:30 – What you’re actually paying for (it’s not a transaction)
09:30 – The real question you should be asking
🔑 Key Takeaways
Cost isn’t the issue — bad decisions are
Strategy saves years, not just money
Most investors lose money through invisible mistakes
The right structure early = long-term scalability
A coordinated team beats isolated advice every time
You’re investing in wealth infrastructure, not a service