Finance This, Property That
Finance This, Property That is your go-to podcast for expert insights and advice on building wealth through property investment.
Hosted by, Dion Fernandes, a seasoned finance professional with over 13 years of experience, each episode delves into the intricacies of property purchasing, offering valuable tips and strategies for those looking to create wealth through real estate.
From basic questions to advanced technicalities, Dion brings on trusted advisors and specialists in their fields to provide listeners with practical knowledge and actionable steps.
Whether you're a first-time buyer, a seasoned investor or simply looking to expand your property portfolio, Finance This, Property That is here to empower and educate you every step of the way.
Finance This, Property That
Episode 100: From Mortgage Broker to Founder - Why I Launched Stratega Finance
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What does it take to reach 100 podcast episodes, build an award-winning mortgage broking career and then walk away from the familiar to start something of your own?
In this milestone episode of Finance This, Property That, Dion shares the complete founder story behind Stratega Finance.
After more than a decade of working towards this moment, Dion explains why he made the decision to leave Emerge Finance, the people who helped shape his career and the vision driving the next chapter.
This is not a story about something being wrong with the past.
It is a story about becoming clear on the future.
Dion breaks down the four biggest lessons he has learned from helping property investors and business owners build their portfolios:
✅ Why structure beats rate every time
✅ Why property is ultimately a finance game
✅ How the right structure can compound across generations
✅ Why clients who think long-term often outperform those looking for fast results
He also introduces Stratega Finance and the philosophy behind its name:
Strategy. Leverage. Legacy.
Strategy comes first because debt needs to be structured correctly before anything can compound.
Leverage is about using the right debt against the right assets to grow wealth responsibly.
Legacy is about building something that continues beyond your own lifetime.
Dion also explains the Stratega Finance process, including why every client begins with a detailed finance strategy before an application is submitted.
By the end of that strategy process, clients should understand:
• Their borrowing capacity across different lenders
• The recommended lending structure
• Their logical next move
The episode also explores the three things every investor needs to continue growing: income, available cash or equity and a clean credit file.
Surrounding those foundations are your finance strategy, property strategy and the team supporting the journey.
Dion shares a real client example involving a couple who moved from two properties to five in under two years by working backwards from their long-term goal, structuring each purchase carefully and assembling the right professional team.
This episode is about much more than launching another mortgage broking firm.
It is about backing yourself, building without regrets and creating financial legacies that can continue for generations.
Welcome to Stratega Finance.
The podcast continues.
The team continues.
The strategy is only getting stronger.
Please remember that the information discussed in this podcast is general in nature and does not take into consideration your individual financial circumstances.