The Perfect Retirement Plan?
The Perfect Retirement Plan? is a bi-weekly podcast for people close to retirement or recently retired who want clear, tax-smart guidance without jargon. Host Phillip Smith, CRPC®, AIF® – financial planner at Tidepool Wealth Strategies – mixes dad-level humor, real stories, and step-by-step advice to help you:
- Turn savings into a dependable retirement paycheck
- Cut lifetime taxes with smart timing and Roth strategies
- Protect family wealth from market shocks and life’s what-ifs
- Keep investments flexible as priorities evolve
Each concise episode ends with an action you can take right away – because when you're about to retire, the perfect retirement plan for you is the one you act on.
Learn more and connect
Website: https://www.tidepoolwealth.com
LinkedIn: https://www.linkedin.com/in/tidepoolwealth/
Email: phillip.smith@ceterawealth.com
Subscribe now and start planning your next chapter with clarity and confidence – whether you’re just about to retire and researching retirement strategies, or recently retired and focused on retirement planning.
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//Disclosures://
This podcast is intended for educational purposes only and should not be used for any other purpose. The views depicted in this material should not be considered specific advice or recommendations for any individual, are not intended to be financial, tax, or legal advice and are not representative of Tidepool Wealth Strategies, Cetera Wealth Services, LLC, or Cetera Investment Advisers, LLC. For a comprehensive review of your personal situation, always consult with a financial, tax or legal advisor. Neither Cetera nor any of its representatives may give legal or tax advice.
The opinions contained in this material are those of the author, and not a recommendation or solicitation to buy or sell investment products. This information is from sources believed to be reliable, but Cetera Wealth Services, LLC cannot guarantee or represent that it is accurate or complete.
All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.
Our office address is 450 Country Club Road Suite 350 Eugene Oregon 97401. Securities are offered through Cetera Wealth Services, LLC, member of FINRA and the S I P C. Advisory services are offered through Cetera Investment Advisers, LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.
The Perfect Retirement Plan?
Latest Episodes
Are You Thinking About the $1 Million Retirement Question?
Most people decide when to claim Social Security in about 15 minutes. For many couples, that decision is worth over a million dollars.In this episode of The Perfect Retirement Plan?, Phillip Smith breaks down the Social Security...
Is One Phone Call Per Year with Your Financial Advisor Enough?
If you have a financial advisor but you're searching YouTube for retirement answers at 10 PM, that's not a coincidence. That's a gap worth paying attention to.In this episode of The Perfect Retirement Plan?, Phillip Smith breaks...
Stock Market Volatility at 63 - Retirement Plan or Retirement Panic?
You're 63. You've done the right things. And now the market is doing what the market does, and it doesn't care about your timeline.In this episode of The Perfect Retirement Plan?, Phillip Smith speaks directly to the person two ...
Required Minimum Distributions Explained: Taxes, Social Security, IRMAA and more
The IRS decides when you're required to start taking money out of your retirement accounts and most people aren't ready for what comes next.In this episode of The Perfect Retirement Plan?, Phillip Smith breaks down Required Mini...
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Too Many Retirement Accounts? Here's What to Do...
Do you have old 401(k)s, multiple IRAs, a Roth account, maybe even an inherited IRA…and you’re not quite sure what to do with all of them?In this episode of The Perfect Retirement Plan?, we answer one of the most common retirement planni...
