The Fairer Finance podcast
A topical show looking at news, policy and regulatory developments in the UK financial services industry. Hosted by Eve McGrady, alongside Fairer Finance's Managing Director James Daley and Director Tim Hogg.
Episodes
24 episodes
Targeted support and FCA consumer investment drive/Motor insurance taskforce
In this week's episode, we start by unpacking a number of new FCA papers designed to get more people investing. As well as simplifications to the disclosure rules, the FCA published a new discussion paper looking at how to change consumer attit...
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Season 2
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Episode 8
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38:53
Budget 2025 Special
In this special Budget edition of the podcast, we take a look at the headlines and relevant news for the financial services sector in this week's Budget. After months of speculation about major changes to the Isa and pensions system...
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Season 2
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Episode 7
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22:24
FCA focus on contracts for difference/Hollowing out in the general insurance market
In this week's episode, we take a look at the FCA's recent activity in the Contracts for Difference market. The regulator's review of the sector unveils some poor practice and sends a warning shot to the market.In the second half of the ...
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Season 2
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Episode 6
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41:33
Government financial inclusion strategy/Consolidation in the financial advice sector
In this week's episode, we take a look at the Government's new financial inclusion strategy. With recommendations to improve access to banking, credit and insurance - there are some initiatives to be welcomed, but the recommendations are fairly...
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Season 2
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Episode 5
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48:28
How is AI changing financial services/House of Lords Regulation Committee/FCA Value measures data
In this week's episode, we look at how AI is being used in financial services and how it might involve in future. We follow the recent discussion between MPs and financial regulators on the topic in the House of Commons and talk about some of t...
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Season 2
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Episode 4
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41:39
FCA consumer duty update/Motor finance compensation scheme
In this week's episode, we discuss the detail behind the FCA's proposed motor finance redress scheme. While millions of consumers could be in line for compensation, some consumers are unhappy with the design of the scheme.In the second h...
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Season 2
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Episode 3
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42:07
Which? insurance super-complaint/FCA consultation on crypto-currency
In this week's episode, we start with a look at Which?'s super-complaint into the home and travel insurance markets. Fairer Finance supported Which? with its analysis, and shares its concerns. But it's likely to have gone down like a lead ballo...
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Season 2
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Episode 2
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35:10
Trailer: The Fairer Finance Podcast
What's the Fairer Finance podcast about and who is it for?
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Season 1
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Episode 1
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1:30
Supreme Court car finance ruling/New Economic Secretary/Look forward to Autumn 2025
We're back from a summer break - starting season 2 with a look at the Supreme Court car finance ruling. We explore what it means for the industry and for consumers.In the second half of the show, we look back at the news stories from the...
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Season 2
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Episode 1
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37:11
FCA insurance market reviews/Fairer Finance insurance pricing report
This week, we are dedicating the whole episode to insurance. Last week, the FCA published a raft of papers around the general insurance market - from the premium finance market study interim report through to its review of the general insurance...
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Season 1
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Episode 15
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49:32
The Leeds Reforms/FOS changes/SMCR
In this week's episode we discuss the Leeds reforms announced by the Chancellor on 15 July. These included more detail about reforms to the Financial Ombudsman Service as well as significant changes to the Senior Managers & Certification Re...
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Season 1
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Episode 14
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41:30
FCA mortgage market review/Targeted support and advice-guidance boundary review
In this week's episode, we start with a look at the FCA's recent discussion paper on the future of the mortgage market, as well as Nikhil Rathi's recent call to scrap the government mortgage charter. In the second half of the show, ...
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Season 1
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Episode 13
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40:00
Pensions reform/Fund management assessments of value
In our latest episode, we look at the recent run of government activity in the pensions market - from the Mansion House Accord to the new Pension Schemes Bill. We unpack the detail of these changes and discuss what they might mean for the marke...
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35:28
Do online will writers need regulating?/Access to cash/FOS compensation changes
In this week's episode, we kick off with a look at the online wills market - discussing Fairer Finance's new ratings in the sector and considering whether better regulation of the sector is needed.In the second half of the show, we move ...
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Season 1
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Episode 11
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44:03
The role of housing wealth in funding retirement/FCA & Treasury news round up: mortgage and insurance rule reform plus latest consumer credit act update
In this week's episode, we delve into the detail of Fairer Finance's new research report looking at how more people can use their housing wealth to fund retirement.With many more people likely to reach later life without adequate pension...
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Season 1
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Episode 10
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42:31
FCA turns the spotlight on currency providers/Latest results of the Fairer Finance Trust in Insurance & Trust in Banking indices
In this week's episode, we begin with a look at the FCA's latest consumer duty deep dive - which targets the currency sector. The cost of sending money overseas online is often difficult for consumers to understand - and the FCA highlights exam...
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Season 1
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Episode 9
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38:19
The FCA's vulnerable consumers review/Regulation of Buy Now Pay Later and review of consumer credit regulation
In this week's episode, we discuss the FCA's recent review of its vulnerable customer guidance. How have firms been meeting the challenge of identifying and supporting vulnerable customers? And what did the FCA's review of bank's power of attor...
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Season 1
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Episode 8
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36:07
What do the CMA's new powers mean for financial services?/How can firms help consumers navigate volatile stock markets?
In the latest episode of the Fairer Finance podcast, we start with a look at the CMA’s new consumer protection powers to tackle aggressive and misleading sales tactics. We'll discuss what this new regime might mean for firms already subject to ...
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36:52
What is the focus of the FCA's new 5 year strategy?/The launch of the FCA's protection market study
In the latest episode of the Fairer Finance podcast, we start with a look at the FCA's new five year strategy - as well as a dive into its latest plans to strip back the rulebook. The strategy talks about rebalancing risk - but how much risk wi...
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Season 1
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Episode 6
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42:35
What will the FCA's mortgage reforms mean for consumers and the economy?/FCA under fire over funeral plans
In this week's episode, we start by taking a look at the FCA's recent announcements around the mortgage market. In the next few weeks, the regulator has said it will launch a call for evidence to hear whether its current stress test affordabili...
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Season 1
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Episode 5
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38:07
Can Isa reforms get more consumers investing?/The growth of essentials policies in the general insurance market
Rumours are abound that the government is considering cutting the cash Isa allowance to get more people investing. But will it work? And why don't more people invest in stocks and shares in the UK?In the second half of the show, we look ...
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42:19
What's going on at the Financial Ombudsman Service?/ The future of the UK banking sector
In this episode, we take a look at what's been going on at the Financial Ombudsman Service - with both the CEO and Chair announcing their departure within a few days of each other. The recent FOS/FCA call for input into the UK consumer redress ...
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Season 1
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Episode 3
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44:42
Growth vs consumer protection: will the Government's pro-growth agenda lead to the deregulation of financial services?
Government ministers have been talking in stereo about regulation standing in the way of growth - and have ordered regulators to explain how they can behind the pro-growth agenda.Over the last few weeks, Consumer Duty board champions ha...
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38:32
What can we expect from the FCA and Treasury in 2025?
In this episode, we're taking a look at what lies in store for the financial services sector in 2025. With a busy roster of Government activity and FCA market studies - who will be the winners and losers?We also take a look back at Jame...
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Season 1
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Episode 1
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33:31