The Fairer Finance podcast
A topical show looking at news, policy and regulatory developments in the UK financial services industry. Hosted by Eve McGrady, alongside Fairer Finance's Managing Director James Daley and Director Tim Hogg.
Episodes
31 episodes
FCA regulatory priority reports - insurance, consumer investments & pensions/Government financial inclusion strategy update
In this week's episode, we take a look at the first of the FCA's new regulatory priority updates - which it plans to publish in each sector once a year. The first three to go live are insurance, consumer investments and pensions. We discuss wha...
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Season 3
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Episode 5
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31:05
FCA credit information market reforms/Buy Now Pay Later rules unveiled
In this week's episode, we start with a discussion about the FCA's latest proposals for the Credit Information market. These are the final stages of a market review that began almost seven years ago. We dive into the detail.In the second...
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Season 3
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Episode 4
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35:33
The Fairer Finance Interview: Nikhil Rathi, CEO of the Financial Conduct Authority
In this special edition of the Fairer Finance podcast, we're delighted to be joined by chief executive of the Financial Conduct Authority, Nikhil Rathi.We have a wide ranging conversation with Nikhil, covering everything from the FCA's c...
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Season 3
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1:06:40
FCA premium finance market study/Apple Pay in the Competition Appeal Tribunal
In this week's episode, we talk about the conclusions of the FCA's recent premium finance market study. Unusually, the final report recommends no market changes and side-steps some of the major problems in the market. In the second ...
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Season 3
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Episode 3
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35:32
FCA protection market study/Mills' AI report/CMA regulation bonfire
In our latest episode, we start with a look at the interim report of the FCA's protection market study.Later in the show, we discuss Sheldon Mill's review into the impact of AI in financial services.And we wrap up with a look at t...
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Season 3
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Episode 2
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42:35
Pensions value for money/Predictions for 2026
In this week's episode, we start with a look at the latest pensions value for money proposals released by the FCA - which include a new RAG rating with two different shades of green.In the second half of the show, we look ahead to what i...
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Season 3
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Episode 1
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43:59
FCA responds to the Which? insurance super-complaint/FCA mortgage reforms/Cryptocurrency regulation
In our last episode of 2025, we take a look at the FCA's response to the Which? super-complaint about home and travel insurance. While there's no market study, the FCA has committed to follow up with more work looking at the link between sales ...
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Season 2
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Episode 9
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43:59
Targeted support and FCA consumer investment drive/Motor insurance taskforce
In this week's episode, we start by unpacking a number of new FCA papers designed to get more people investing. As well as simplifications to the disclosure rules, the FCA published a new discussion paper looking at how to change consumer attit...
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Season 2
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Episode 8
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38:53
Budget 2025 Special
In this special Budget edition of the podcast, we take a look at the headlines and relevant news for the financial services sector in this week's Budget. After months of speculation about major changes to the Isa and pensions system...
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Season 2
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Episode 7
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22:24
FCA focus on contracts for difference/Hollowing out in the general insurance market
In this week's episode, we take a look at the FCA's recent activity in the Contracts for Difference market. The regulator's review of the sector unveils some poor practice and sends a warning shot to the market.In the second half of the ...
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Season 2
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Episode 6
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41:33
Government financial inclusion strategy/Consolidation in the financial advice sector
In this week's episode, we take a look at the Government's new financial inclusion strategy. With recommendations to improve access to banking, credit and insurance - there are some initiatives to be welcomed, but the recommendations are fairly...
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Season 2
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Episode 5
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48:28
How is AI changing financial services/House of Lords Regulation Committee/FCA Value measures data
In this week's episode, we look at how AI is being used in financial services and how it might involve in future. We follow the recent discussion between MPs and financial regulators on the topic in the House of Commons and talk about some of t...
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Season 2
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Episode 4
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41:39
FCA consumer duty update/Motor finance compensation scheme
In this week's episode, we discuss the detail behind the FCA's proposed motor finance redress scheme. While millions of consumers could be in line for compensation, some consumers are unhappy with the design of the scheme.In the second h...
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Season 2
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Episode 3
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42:07
Which? insurance super-complaint/FCA consultation on crypto-currency
In this week's episode, we start with a look at Which?'s super-complaint into the home and travel insurance markets. Fairer Finance supported Which? with its analysis, and shares its concerns. But it's likely to have gone down like a lead ballo...
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Season 2
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Episode 2
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35:10
Trailer: The Fairer Finance Podcast
What's the Fairer Finance podcast about and who is it for?
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Season 1
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Episode 1
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1:30
Supreme Court car finance ruling/New Economic Secretary/Look forward to Autumn 2025
We're back from a summer break - starting season 2 with a look at the Supreme Court car finance ruling. We explore what it means for the industry and for consumers.In the second half of the show, we look back at the news stories from the...
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Season 2
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Episode 1
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37:11
FCA insurance market reviews/Fairer Finance insurance pricing report
This week, we are dedicating the whole episode to insurance. Last week, the FCA published a raft of papers around the general insurance market - from the premium finance market study interim report through to its review of the general insurance...
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Season 1
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Episode 15
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49:32
The Leeds Reforms/FOS changes/SMCR
In this week's episode we discuss the Leeds reforms announced by the Chancellor on 15 July. These included more detail about reforms to the Financial Ombudsman Service as well as significant changes to the Senior Managers & Certification Re...
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Season 1
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Episode 14
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41:30
FCA mortgage market review/Targeted support and advice-guidance boundary review
In this week's episode, we start with a look at the FCA's recent discussion paper on the future of the mortgage market, as well as Nikhil Rathi's recent call to scrap the government mortgage charter. In the second half of the show, ...
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Season 1
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Episode 13
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40:00
Pensions reform/Fund management assessments of value
In our latest episode, we look at the recent run of government activity in the pensions market - from the Mansion House Accord to the new Pension Schemes Bill. We unpack the detail of these changes and discuss what they might mean for the marke...
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Season 1
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Episode 12
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35:28
Do online will writers need regulating?/Access to cash/FOS compensation changes
In this week's episode, we kick off with a look at the online wills market - discussing Fairer Finance's new ratings in the sector and considering whether better regulation of the sector is needed.In the second half of the show, we move ...
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Season 1
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Episode 11
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44:03
The role of housing wealth in funding retirement/FCA & Treasury news round up: mortgage and insurance rule reform plus latest consumer credit act update
In this week's episode, we delve into the detail of Fairer Finance's new research report looking at how more people can use their housing wealth to fund retirement.With many more people likely to reach later life without adequate pension...
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Season 1
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Episode 10
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42:31
FCA turns the spotlight on currency providers/Latest results of the Fairer Finance Trust in Insurance & Trust in Banking indices
In this week's episode, we begin with a look at the FCA's latest consumer duty deep dive - which targets the currency sector. The cost of sending money overseas online is often difficult for consumers to understand - and the FCA highlights exam...
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Season 1
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Episode 9
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38:19
The FCA's vulnerable consumers review/Regulation of Buy Now Pay Later and review of consumer credit regulation
In this week's episode, we discuss the FCA's recent review of its vulnerable customer guidance. How have firms been meeting the challenge of identifying and supporting vulnerable customers? And what did the FCA's review of bank's power of attor...
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Season 1
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Episode 8
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36:07
What do the CMA's new powers mean for financial services?/How can firms help consumers navigate volatile stock markets?
In the latest episode of the Fairer Finance podcast, we start with a look at the CMA’s new consumer protection powers to tackle aggressive and misleading sales tactics. We'll discuss what this new regime might mean for firms already subject to ...
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Season 1
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Episode 7
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36:52