From Trailer to Dream Home: Chloe Brewer’s Million-Dollar Mortgage Hustle by 25

She bought her first home at 19. Failed the mortgage test. Took the leap anyway.

Now she’s 26 and closed nearly 200 loans and $38M in volume—in the middle of a “down market.”

In this episode, Shane Kilby and Duane Murphy sit down with the unstoppable Chloe Brewer, better known as “YourMortgageGirl,” to uncover how she built a powerhouse mortgage business from scratch—armed with grit, hustle, and heart.

🔥 Her wild journey from a scooter-riding retail clerk to top producer

🔥 Lessons learned from living in a single-wide trailer to building a dream home on 63 acres

🔥 Time management traps, personal branding wins, and the power of being your best self

🔥 The one thing she says every young person needs to do (hint: it’s not buy new shoes)

This isn’t just a story about mortgages. It’s about mindset, momentum, and making it happen—no matter what.

📲 Tag your lender, your buyers, your agents—this one is a must-listen.

🎙 Thank You for Tuning in to the R.E.A.L. Real Estate Agent Life Podcast!

We appreciate you joining us for another powerful episode where we dive deep into the world of real estate, mindset, and business growth. If you found value in this conversation, be sure to subscribe, leave a review, and share it with your network!

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Transcript

Duane Murphy (00:32)
Welcome to Real Estate Agile Life. I'm Doreen Murphy, along with my host, Shane Kuehle, from Alabama. I have no doubt today, and we say it often, know, like, my gosh, got an amazing guest. But I tell you what, every damn time we do. And if you're listening to our podcast, you know that we bad up some of the best in the industry, whether that's mortgage, finance, Airbnb.

Shane Kilby (00:31)
Hmm.

Duane Murphy (00:56)
Real estate, does not matter. And today, today, we have one of those in the mortgage finance world. So, Shane, who do we got?

Shane Kilby (01:04)
So today our very special podcast guest is Chloe Brewer. She is better known as YourMortgageGirl with almost 7,000 followers there on Facebook and social media. She's been in the lending space for almost four years and you couldn't tell it. I've had a great experience. I've known her for quite some time in the lending space and she is absolutely awesome.

So Chloe's, she is a mortgage loan officer with Integrity Mortgage Group, serving clients across North Alabama, North Carolina, Georgia, and the great state of Florida. She's built a strong personal brand as a digital creator and a professional that you definitely want to have in your corner when it comes to financing your dream home and investment property. She's not just in mortgages though. Like she is in your digital feed on social media.

And she's keeping buyers educated, entertained, and encouraged throughout the home ownership journey. Like we know a lot of team leaders and folks in the real estate business that she helps daily to help their clients achieve that home ownership dream. She's a wife, she's a community leader, and a rising star in the real estate finance world.

And today we get to hear her story, her mindset and what's working for her right now. Even if we are having to work three times as hard to generate the same success this year. Chloe, how are you?

Chloe (02:24)
Good, I'm excited to be here. Excited for the two rock stars. Delaine's radio voice is really good.

Shane Kilby (02:26)
Yeah, we-

Yeah,

it can be really loud. He's a great outdoor football enthusiast. He has a great voice for it.

Duane Murphy (02:37)
Radio voice

Probably more of like a TV voice in a radio face, but I'll something like that. I know Shane was going there. He was gonna say

Shane Kilby (02:44)
I Wouldn't do that to you wouldn't do that to you We did just

realize that the Chloe shouldn't be she shouldn't have a driver's license because I think she's only 25 but That's the cool part about it because ladies and gentlemen, she has had Tremendous success. So I guess so if you're about to be 25 26 or 25

Chloe (03:06)
26th December.

Shane Kilby (03:07)
May 26 December your fourth year anniversary real estate comes in July So she's basically been helping folks accomplish the dream of homeownership Since you were basically legal to buy liquor, right?

Chloe (03:11)
Yes.

I think actually I had a beer with my branch manager at the time on my 21st birthday.

Shane Kilby (03:30)
That's awesome. That's awesome. That's why we love you. We love interviewing real guests, real people, really approachable. So Chloe, let's start diving into your backstory. So tell us a little bit, who is Chloe Brewer? Where do you come from? And how did you get in this crazy business of lending?

Duane Murphy (03:49)
Yeah,

because obviously you were you always dreamed of being in mortgages and and that's you know, instead of playing with dolls You're like, you know what? I'm gonna be a mortgage person and you played with like a cash machine, right? cuz No

Chloe (04:01)
Yeah, no, definitely

not. Yeah, my story I feel like is a little bit backwards. But it is definitely one of those stories. I feel like I am 100 % where I'm meant to be in life. There's like not a doubt that God doesn't want me doing this specific job. And the reason why is because so my mom owns a flooring store. So doing I did like watch HDTV, like there was no Disney Channel and stuff.

So I'm right there with you like chipping Joanna Gaines, know, at 10 years old, I was watching all that fun stuff. But however, I will say like leading back to, I guess my teenager years, I worked in retail. I worked at a little retail shop here locally that really, I guess you could say like set a good base for like my customer service. It was not like your Marshalls or TJ Maxx. It was a little, I guess you could kind of say.

It's called Marissa's, but it's like one of those like very like customer first retail shops where like before they even like got past a certain point, we had to like go up there and you know, talk to them about whether it was the weather or what they were wearing or whatever. Like we had to like really push ourselves and not so much for sales, but more for like a personal experience. So that gave me like a ton of customer service experience to help me into this industry. Well, I graduated high school.

had no idea honestly what I wanted to do. I thought I wanted to get my real estate license. I went to school, I got my license and I never activated them because it just wasn't something that I think I would have loved, I guess you could say. So I was like questioning it and everything and I was in school at a community college already. So I was gonna finish out my degree. I had no idea like I said that I really wanted to do that. It was just like, hey, this is an opportunity. I'll take it.

Well, like I said, my mom was in the flooring industry and I was in retail. Me and my husband now, we were dating then, had just bought our first home. I was 19, he was 20. And I'll never forget when we actually bought our house, the mortgage process, like I didn't even know how to pull a bank statement. So it was a nightmare. He didn't know how to do any of that. We just were like, we don't wanna rent. Our parents told us to buy, let's buy. He had a great job. I didn't have that great a job.

So I just kind of piggybacked on him and we bought our first home for like $109,000, which is insane because we bought it in 2019. So right before the market went absolutely crazy. So we bought our first house and I just remember the mortgage process being a complete blur because I didn't understand anything. And I remember thinking like, I should do this. Like, I feel like I could explain stuff.

better to somebody. And everybody in the mortgage industry is a lot older than I am. And I don't mean that mean but they are.

So I thought to myself, like, okay, you know, a lot of my friends are going to start buying a home and they're not going to know what to do. I should get into this industry. So I started like looking like what all it entails. And a girl that actually worked with me in retail, I talked her into going to school with me for it. So fast forward, we went to school for it. I've never been a good test taker. I failed the first time. Imagine that. She passed the first time. Imagine that. So then I restudied, passed the second time. I was good to go.

And this is where I feel like it's like I'm meant to be here specifically is because Kelly came into my mom's store, which is the owner of IMG. He came into my mom's store and it was during COVID. So it was right, like I guess, I guess on that outskirts of COVID like right at the end of 2020. So.

He came in and he was asking my mom, like, how's your business doing? Well, my mom's business was booming because it's a flooring store. People were remodeling. And my mom said, how's yours doing? And he said, it's insane. The mortgage company has gone crazy. You know, it's blowing up. And he said, and my mom goes, well, my daughter actually just got her license for that. He said, I would love to talk to her. So he called me and I'll never forget. I think we like talked 20 minutes about like hunting and fishing. And then the rest of it was like about business.

And because we're both from like the same small town, know the same people, things like that. I mean, I've been born and raised in Randolph County, North Carolina for my whole life. He has a business here. So it was one of those things where it was like just totally like right moment, right time. He brought me on. Who would bring on a brand new loan officer in the refinance boom? I have no idea, but he did it and...

It's kind of been like ever since that, ever since that moment, I really like hit the ground running. And I think for me specifically is I didn't live in a house, you know, without my parents supporting me at such a young age. And I did have a fiance then to pay some of the bills, but also I was way too proud to ever ask him to pay for my car payment. So it was like, you have to make money kind of thing. So I just started meeting with whoever real estate agent would meet with me and

I had no idea what I was talking about. I truly like faked it till I made it kind of thing. and yeah, that's kind of how, mean, that's how I got into business. It's a crazy story, but. ⁓

Shane Kilby (08:50)
So I

want to back the listeners up for just a second. If you guys just jumped into this episode, I want to key in on something. I would do business with Chloe because Chloe took the leap of homeownership at 19 years old. That's amazing. Because one, it's very tough to meet that financial

Duane Murphy (08:58)
you

Shane Kilby (09:13)
obligation and the criteria that comes along with that. And whether, you you said you followed your spouse's coattail or whatever, but you know, it's still a tough obstacle to get over. And the fact that like how many 19 year olds are thinking like, let me go buy a house. I need to start building equity. I need to start having home ownership. I need to start building wealth. Right. So I just want to say to you for that.

Like that, if we were sitting down in a consultation, I would buy into that. We've joked about you being young, right? At some point time, a long time ago when Dwayne had hair and mine wasn't gray, we were young and following some type of entrepreneurial pathway. And you were going to go even farther. Like the sky's the limit.

from that seed. your mom probably, your parents probably planted that seed because them being entrepreneurs, like in the flooring business and what have you. So I just want to say and tip my hat to that, that that is absolutely phenomenally awesome. I would have put trust in you right there on the spot just from you sharing that information. Because I mean, what's the average age? Like we were all in real estate lending. So what's the average age of a homeowner now? Yeah, yeah.

Chloe (10:24)
Yeah, think right now it's like 32. Is that what

you were going to say, Dwayne? I know it's in the 30s. I want to say 32.

Duane Murphy (10:28)
Yeah, and climbing.

Shane Kilby (10:30)
Yeah, yeah and climbing and climbing so that is that's absolutely awesome Dwayne did you want to add that? No, you're probably thinking the same thing

Duane Murphy (10:31)
And climbing.

You

know, a little bit, it was on the same, it was a little bit on the same thought, right? To be able to, we're gonna go back to age one more time and then we're just not gonna, because, right, it's just a damn number. I tell you what, to be able to find your path, right? And we can even say a God-chosen path, right? That I believe the path that I'm on,

Shane Kilby (10:49)
You get older, you forget.

Duane Murphy (11:00)
Right with with helping agents in building businesses, the path that chains on right all those all those have have a finger that's placed on it, right? And it's helped us everything in life has helped us get to that path. For some of us, it took a lot of and a lot of a lot of dead end paths and a lot of like probably I took a lot of rock like the path was there.

Shane Kilby (11:15)
They'll get a beating.

Duane Murphy (11:23)
I just didn't listen very well. I was like, okay, there's the path. I should go left. look, there's right. I'm gonna go that way. It looks like a cliff. think I'll go jump off that. But for you to have already be down that and building the, I watched your business from afar and since you started. And I tell you what, to build the business that you have already.

in what everybody would say is like, my gosh, this is the hardest market, it's the worst market ever. And all the other things that people say about this market and to see you growing and flourishing and doing all that you're doing, my. And by the way, all that said to say one thing, you're doing the work. You have to show up every day and do the work.

Chloe (12:04)
Appreciate that.

Duane Murphy (12:08)
I see your social posts on, right, you're at a ball game and you're on your laptop or you're here and you're on your laptop or you're there and you're on your phone and pounding out those pre-approvals, taking those consumer calls, right, the customer calls and doing the work. that's mortgage, the mortgage world and real estate world, obviously they're very intertwined, right? Can't have one without the other.

Boy, they're more similar than what most would think. Like with both industries, like you either really love it and you're passionate about it and you just wear it as who you are in your fabric or you just really don't, right? And there's not really a whole lot of in-between. It's either one way or the other. So.

Shane Kilby (12:50)
Chloe, let me so so getting in the business at the age that you did and buying your first property at the age that you did coming from the financial background that you are now, would you recommend to what age would you recommend to young people to start pursuing real estate ownership?

Chloe (13:02)
Yeah, as soon as possible.

As soon as possible. I think for me specifically, I've already got to see a lot of the, I guess you could say investing early already pay out. Cause just backtracking, we bought our house that early of an age. And now we've said, let's not talk about age, but we bought it right before, you know, everything went kind of crazy. And I always say like, we accidentally flipped it. So like my real estate story,

is already like what everyone preaches because I've already got to sell it, make my money and be in my dream home. So just taking it back is we in 2019 bought it. My mom owns a foreign store. So it was really easy to put in some really nice floors. I painted it, you know, and it was a two bedroom, one bath house. We put in a little like tile shower, made it really cute. And then a year to date later, cause I made sure it was a year to date because we got to skip out on a little bit of capital gain taxes.

We got opportunity to buy some land right between my mom and my grandma. So my mom lives like five minutes from me, my grandma lives five minutes from me. Me and my husband got an opportunity of a lifetime to buy 63 acres with a seven acre pond. He's a huge duck hunter. So it was like, my gosh, we have to do this if we can. And we didn't have a ton of money, honestly. Like I just got started in the mortgage industry. We all know it takes a lot of money to...

I guess really make it in this industry as far as like marketing. mean, a real little lunch and coffees back then added up. Thank God he had a decent job. He worked as a lineman for a few years and now he's actually an entrepreneur now as of like a year ago. So anyways, long story short, we were able to buy land, a single wide trailer on it.

We put all of the money we made from the house, we sold it in 2020, into the land. And that's how we were able to, of course, like I said, buy the land, lived in our single-wire trailer for three years. So, sacrificed for a really long time. And just in December, and it took like a year and nine months, built our like dream home. It's amazing. I feel like I'm in a castle every day, cause I came from the trailer. So, it really is like...

you know, I got to see like the fruit of what it looks like to invest at a young age or just invest in general.

Shane Kilby (15:13)
Well, you have so much deeper appreciation for it. Like if you just walked in this turnkey house, like, this would be great. And just, you know, there are spoiled individuals. We know that, right? We've all worked with them, but being able to buy your first home, then take that, you know, equity and put into, you know, even a trailer, like it saved you so much money that you could put back into these dream home that's going to bring you years. Now you say it's your dream home.

You say it's your dream home. But in seven years or less, you're going to be like, you know what? Why don't we build something on the other side? Maybe you won't. Maybe you won't. But oftentimes, you may not go far. You may stay on that 63 acres. But you may want another dream home.

Duane Murphy (15:40)
⁓ here comes the real Sajan.

You

find a parcel of land with about a 40 acre duck swamp, you just might get convinced.

Shane Kilby (16:03)
This is true. This is true. You might subdivide that 63 acres. So let me ask you this. So thus far, and we may have already uncovered that. That's OK if we have. Thus far in your career path, what would you say is your biggest success to date in business?

Chloe (16:03)
Yeah, that might... Yeah.

Duane Murphy (16:05)
Alright.

Chloe (16:24)
honestly, I would probably say, I mean last year was my best year in business. I think I helped like 190 some clients maybe, might have been 200 something. But I did $38 million in volume. So that was a crazy great year for me. Especially in a downwards market. But I think probably like my like success would be that I'm.

what you know have got to be you know in the top 10 of the company since I started. That's probably my biggest success. I think I was like number eight the first year, number three the second year, number two last year.

Shane Kilby (16:56)
You know, sometimes it's, you know, you are the most prone to success when you first come in, you don't have any bad habits. True. You don't have a lot of knowledge of the industry, but you also don't have all of that water talk, water cooler conversation, the negative drama that comes in every business, every conversation. There's always someone, naysayers, these things. You don't have all those bad habits when you get started. So if you have that work ethic,

and that strong drive to succeed, out the chute, it's never about perfection. It's always about done and you learn to be, know, whatever perfect looks like, you get closer to it as you begin to make a few mistakes here and there, learn from that. So congratulations on that. That's absolutely awesome. What about, all right, so we talked about your biggest and like, wait a second, wait a second, first great year, great.

years since you've been in business, but I want to talk about the 200. Like you, you were so, we're going to call that 200. If anybody wants to audit me and go, it's 197, it's 198. Okay, go for it. Right. I want to say the fact that 200 transactions, 200 loans, 200 families, like that's an amazing, like take the money out of the picture. Right.

That's passion. That's purpose. And you can see that that's what fuel, cause I know a lot of people in lending and stuff that have been, and they're passionate about it. And they've never done units like that, right? So I just want to make sure that you get the credit where credit is due. That takes passion and purpose. Cause you could have easily slowed down and backed off the gas at a hundred, I mean, 120.

I mean, that's amazing. So congratulations on that. Congratulations on that.

So we've had some major milestones. Ladies and gentlemen, let me remind you, she's been in the business four years next month, or in July, so a month after next. Four years in the business, an amazing year on a downward year, 200 transactions closed, 200 families served, and that's agents on both sides of these transactions, and lot of them, some of them don't have agents, but a lot of agents were fed from that.

A lot of sellers were fed equity and able to go and do other bigger things. You've bought a home. You've sold a home. You've bought even a trailer. Like you bought the single wide trailer as an investment and lived in it. Built your dream home. Amazing. So taking a turn for a different conversation. What would you say has been your biggest failure? Right? Let's peel back the curtain of vulnerability and talk about what's been your biggest failure so far in business.

Chloe (19:25)
Yeah, so I will say I've had a lot just from being a baby and being brand new in the business. I would say my biggest one year to date that I've ever had that probably cost me a lot of time and money would be time management and research. And when I say researcher and be like, what are you talking about? I guess investing in those, I guess you could say like for me specifically when I first got into the business, like I said, I talked to it.

everybody and anybody that's names said real estate agent. And I love new agents. New agents are actually like my favorite because you get to pour into them and they pour back into you. But I would go and spend hours and open houses and all the stuff and spend money and marketing and all the crazy stuff on, you know, someone who, you know, maybe was a part-time agent who only did

three transactions a year and that's great and all but it was more for me of like a time management thing like I needed to reel it back in and okay you know I need to make sure I'm hitting the phones every day on you know new agents or agents that are established that kind of thing for me it was just more of like I spent so much time on something that wasn't gonna give back the amount of time I put into it.

Shane Kilby (20:40)
That return on investment makes perfect sense. Makes perfect sense.

Duane Murphy (20:43)
Yeah, and I think you only sometimes learn that the hard way. You have to sometimes sit back, look at your business, where do you want to take it, how can you impact the most amount of people? And then sometimes you have to redirect a little bit. So that goes with that.

We've all had people that influence us. Good, bad, otherwise, right? We're gonna lean towards the good. Who's been your greatest influence in life and business? Who would you be like? It's kind of where I'm at.

Chloe (21:16)
Yeah, definitely my mom. Just because, you know, she's been a go-getter her whole life and my dad also, but my mom specifically because she is the one that like, I feel like if she could have like, peeled back my skin and like stuffed all the work ethic in me, she did that.

actually not too long ago, my contractor has known me ever since I was a kid that was building our house. And he was like, do you remember that one time that your parents were remodeling their house and you said, my stomach hurts, mom, I'm going to throw up. And she said, I don't care. You're going to work. And so she made you work. And I was like, yeah, you're right. I do remember that. But when I say like, my mom just instilled such a huge work ethic in my life. It's.

Duane Murphy (21:45)
Ha

Chloe (21:54)
really unfathomable. Like I always say, like I get like the guiltiness if I'm not at work, you know, even on a Friday at four o'clock, I'm like, my gosh, I got to be doing something kind of thing. But that has really made me who I am and also put me where I am also in life. But that's just her. She's a workaholic. She works all the time. Whenever I was young, she worked, but she also made sure she, you know, spent time with us. have two sisters. So.

you know, we had our girls nights and stuff, but it was also like, if you want nice things in life, or if you want to do this and this in life, you've got to also really work hard for it. I would definitely say my mom.

Shane Kilby (22:29)
That's awesome. That's awesome. Yeah, it's, it's, you know, it's, it's, there's a slippery slope. I have girls myself and it's a slippery slope because the entire world today is more concerned about their baby having all the newest iPhones and the newest shoes and the newest this and the newest that. But we seem to be in a day and age where nobody's so much concerned with.

Duane Murphy (22:29)
awesome.

Shane Kilby (22:53)
instilling that work ethic. Like a lot of parents out there will work themselves into the ground to make sure their child has all of these things, but never ask the child to work alongside them. that is kudos to your mom and instilling those work ethic, those great traits in you. That's awesome.

Duane Murphy (23:11)
Yeah, it's essentially right

modeling, modeling the behavior and, and, you know, and what a, what a, what a phenomenal model that way. And, obviously it's, it, the apple did not fall far from the tree.

Chloe (23:22)
Yes, I would agree on that just because I'll tell everybody, know, I might not be the best in the room, but I will outwork you kind of thing. So, I mean, that's just who I am. And also my sister is the same way. I mean, she owns a Western store. She started when she was 21. That's like booming in our small town. So.

Shane Kilby (23:28)
That's it.

Duane Murphy (23:29)
You

Shane Kilby (23:40)
Let me ask you this, does your mom have any grandkids yet? The reason I ask is because I'm curious to see.

Chloe (23:44)
No.

Duane Murphy (23:48)
Wow,

I don't know where this question's going, but that was,

Shane Kilby (23:51)
Now this is a simple question. This is a question that it's easy to direct. Because my next question is going to be, how hard is the grandkids? How much did they have to do? Because typically, when our kids are, we influence them to have a strong work ethic, we tend to not do so with our grandkids or with my grandparents.

Chloe (24:06)
yeah.

Shane Kilby (24:15)
seem to be a little soft. They put a lot of great work ethic in me, but they also seem to be the most understanding if I had something to come up in the way of work. So just curious to that effect. Do you think that she'll be that way when she has grandkids?

Chloe (24:29)
I'm really not sure she I don't know it would shock me if she was but I also see her trying to make like work fun You know what? I mean like she'll be like, yeah Don't y'all want to come over and ride full wheelers after we do this, know, like that's something like my mom would do but

Shane Kilby (24:46)
She didn't

make work fun for you when she was teaching you that work ethic?

Chloe (24:50)
No, no, I was, I had a client in here that remembered me whenever I was young running around her store today, signing some paperwork. He's an elderly guy signing his VA paperwork. So he was like, I remember when you would ride your scooter around her store. And I was like, oh, I remember those days too. And I remember if I wanted like a pair of shoes, it was like, oh, you've got to dust all the remnants. So I'd be like walking around with socks on my hands, dusting the remnants so can make sure I got me a new pair of flip-flops.

Shane Kilby (25:15)
I love it.

Duane Murphy (25:15)
I-

there's no doubt that that probably changes with the next generation. Just saying. I see it with my brother's kids, and I'm like, my parents were never like that. Like what- what is going- like who are these people? Like I don't rec- like I recognize them, but- but wait, like wha- they're like soft and fu- fuzzy. Like where'd the soft and fuzzy come from?

Chloe (25:20)
I'm sure it will.

Not the same.

Right, yeah. No, and I guess, I mean, I'm the oldest, so me and Garrett will be the, I'm also the only one that's married, so we'll be the first to have kids, but we gotta.

Shane Kilby (25:45)
Yeah, I got you. I got you. Well, that's awesome. Still awesome. So let me ask you this. So looking back at a younger version of Chloe or someone coming down that same path that Chloe has come down in your professional career, what would be something that you would, piece of advice or something you'd like to say to a younger version of yourself or that individual coming down that same path?

What would you like to tell them or wish you'd have known then?

Chloe (26:11)
Yeah, I think this is probably my favorite question because it's something looking back, I wish someone would have told me this advice, but really in my opinion in this business, there is no marketing plan, there is no success plan, there's no personal trainer, coach, whatever that is gonna get you to the point when you become your best self.

I wish someone could have told me like really zone in on yourself and become like the best version of you because looking back when I was 20 and I first got into the business I was not really worried about being the best version of myself and I don't mean that as in like you know as far as I guess you could say I wasn't a good person I don't mean it like that it was more of like I work out now I get up early like I have a routine I feel like right now I am the best version

of Chloe in the best way and that has really just excelled my business like crazy. So when I really like zoned in and focused on how do I become my best version, it helped me.

Shane Kilby (27:10)
Very well said, very well said. We talk about this all the time in our career paths and real estate, but it's really across any profession. The best in any profession always have a coach. And it's interesting because the best athletes in the world have the best coaches, many different coaches in many different aspects for many different things. This is a professional career as well.

of what we do. So why would it not make perfect sense to have a coach to observe and to help you grow and develop to that next level of the best version of you? So very well said, very well put. So Chloe, if the rest of the world wants to connect with you, follow you, engage with you, reach out to you, talk about loans or whatever the case may be, your career path or anything in general, what's the best way for anybody to find you?

Chloe (28:02)
Chloe joins Brewer. If you type that in anywhere or close it with Chloe or you're a mortgage girl.

Shane Kilby (28:07)
That's what we like to hear there. So she is everywhere in the mortgage industry She is easy to find on Facebook. We're going to include all of her information in the show notes and Dwayne you want to take us out of here?

Duane Murphy (28:19)
I was gonna say she only did two posts yesterday though

Shane Kilby (28:21)
Ohhhh

Chloe (28:22)
I did and I ended it with I've been so busy I didn't even get to post today.

Duane Murphy (28:27)
⁓ Figured I figured I'd call you on on that cuz Shane calls me out on a daily like dude like you gotta do some social posting I'm like, I know I'm like

Shane Kilby (28:27)
She does pretty good most of the time though.

Chloe (28:27)
And I

I know, and I'm trying to get into more video stuff right now. So I'm just videoing what am I doing? And even today I was sitting in a chair all weird, which I'm shocked I haven't put my knees in this video yet, because I can't ever sit still. I just am always doing something. So, needless to say, I even posted that today. But I made more than two, and then I posted another one of Brent running around with my son, which you'll have to watch, because it's pretty funny.

Duane Murphy (29:01)
Hahaha

Shane Kilby (29:02)
Anything

with Brent running around is going to be comic relief, I'm sure. Seen a few different occasions with Brent making the...

Chloe (29:06)
⁓ yeah.

Duane Murphy (29:07)
Yeah. Yeah.

Yeah, without

a doubt. And just on a note, where you had stated on focusing in on your health and fitness, you can have a successful business and not have that, but you aren't going to be able to sustain it. You're not going to be able keep a successful business sustained, and be it upon the hours you're doing, and do the amount of work, and pour everything into it that you are. If you don't have

your health maintained alongside of that, right? It's just the two cannot exist without each other. You can fake it for a while. can overcompensate for a while, but it's not gonna be sustainable.

Chloe (29:37)
Right. Yeah.

Yeah.

Yeah, and I think those who, let's just say, do have a very successful business now, because honestly, my first year was really, honestly, a super big success. I I'd never, you I'd just gotten into the business, but my health was not, you know, a success as well. So even my second year was a successful, you know, year and my health wasn't.

So even if you have a successful business now, but you really tune into yourself and becoming the best version of yourself, know, mentally, like you said, Shane with a coach, you know, things like that, just fueling your body with good stuff, you're gonna even go, you know, higher. You're gonna be more successful than you already are. So you're right, like you can have both, but you can have way more if you tune into both.

Shane Kilby (30:30)
Very good. Absolutely phenomenal. Absolutely phenomenal. And we had another guest previously that had the same, that made the same statement. And so that is absolutely true, you know, to the core. You can't, you can't sustain it without, yeah, yeah. I've seen that quote more than one time. If you spend your entire life chasing wealth and none of that time chasing health.

Duane Murphy (30:30)
Yeah, it's another level.

successfully improved.

Chloe (30:46)
Yeah.

Yeah.

Shane Kilby (30:55)
then you get to the end of life and you would trade all of that wealth for a good quality health and life to extend that. Right. So absolutely. Good job for that. Good job for that as well. all right. We'll wrap it up. I know you guys are crazy busy. Everyone out there in podcast land. If you're watching this on YouTube or you're catching this on a podcast, please do us a huge favor. If you saw some value or heard some value in this,

Duane Murphy (31:07)
All right.

Shane Kilby (31:21)
Please subscribe to the podcast. Also share with someone that you think might could benefit from it. And what else, Dwayne? Is that it?

Duane Murphy (31:28)
I

tell you what, they gotta smash that subscribe.

Shane Kilby (31:32)
He likes to say smash smash that subscribe button

Duane Murphy (31:34)
Smash that subscribe

and by the way, this is how many stars we like five Right that helps

Shane Kilby (31:38)
Only five. If it's

four stars or less, put that on Joe Rogan's. It don't want to affect his life at all. So we need only five. Yes.

Duane Murphy (31:46)
Yeah, yeah, call Shane personally and he'll make it a five. So, but

I tell you what, we appreciate everybody tuning in, listening to another episode of Real Estate Agent Life. I'm Dewayne Murphy, that's Shane, Miss Chloe, Mortgage Girl, Mortgage Girl?

Chloe (32:00)
I'll take it either. Yeah, put more. ⁓

Shane Kilby (32:01)
mortgage baby mortgage

baby but mortgage rockstar

Duane Murphy (32:03)
Again,

tell you what we appreciate you peace

Chloe (32:08)
have any.