UNTITLED: The Podcast

FinCEN & Closings: What You Need to Know Before December 1

Katelyn Seng, Tabitha King, & Melanie Harper Season 1 Episode 10

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0:00 | 36:42

Starting December 1, 2025, new federal reporting requirements will change how residential real estate transactions are handled when the buyer is a corporation, LLC, trust, or other legal entity. These rules—mandated by the Financial Crimes Enforcement Network (FinCEN)—require title companies to collect and report more detailed information than ever before.

In this episode, Katelyn, Tab, and Mel break down what these new FinCEN rules mean for real estate agents, lenders, buyers, and sellers. We’ll cover:

  • Which transactions are affected (and why)
  • The additional information title companies will need from sellers and buyers
  • How non-compliance can result in serious penalties
  • Tips for preparing your clients (and your files) before December 1

Whether you’re an agent, investor, or homeowner, this episode will help you understand the changes coming and how to stay ahead of them.

Key takeaway: Compliance isn’t optional—knowing the rules now will save time, stress, and risk later.