SEI Mortgage Podcast
SEI Mortgage is the podcast dedicated to helping self-employed borrowers and real estate investors get the financing they need, even when traditional banks say no.
We unpack Self-Employed & Investor mortgages, practical solutions designed for people whose income or goals don’t fit into the traditional lending box.
Each episode explores loan options like:
- Bank Statement Mortgages
- 1099 Income Loans
- Profit & Loss Programs
- DSCR Loans for Investors
- Alternative & Creative Financing Options
Discover smart mortgage solutions and explore all the options available.
Visit @ https://SEIMortgage.com
for all episodes, articles, tools, and additional resources. NMLS #519138
SEI Mortgage Podcast
Latest Episodes
Is a Fourplex a Commercial Loan? DSCR on 1 to 4 Units
A fourplex does not push you into commercial financing. The residential line sits at 5-units, and everything below it keeps the DSCR playbook you already know. This episode breaksdown a 4-Plex at a $650,000 purchase price, runs the debt service...
How Much House Can You Afford on 100k Income
If you make $100,000 a year self employed, a lender does not qualify you on that number. It qualifies you on what is left after your write offs. Two borrowers with identical income can end up with very different approvals. This video walks the ...
DSCR Loan vs Conventional: Which Really Costs Less?
DSCR loan vs conventional loan: which one actually costs less for your rental property? The interest rate on a DSCR loan usually looks higher on paper, but once you factor in conventional pricing adjusters and the prepayment penalty lever, the ...
How DSCR Loans Work: Qualify With Rent, Not Tax Returns
How do DSCR loans work? In this episode of the DSCR miniseries, Ryan Marks walks through the exact math lenders use to qualify you based on the property's rent instead of your tax returns, using a real 300k purchase example, plus the features t...
DSCR Loans Explained: 100% of Rent Counts, No Tax Returns
DSCR loan vs conventional financing: which one is right for your rental property purchase? In this episode of the DSCR miniseries, Ryan Marks explains why investors and self employed buyers choose DSCR loans even when conventional financing loo...