SEI Mortgage Podcast
SEI Mortgage is the podcast dedicated to helping self-employed borrowers and real estate investors get the financing they need, even when traditional banks say no.
We unpack Self-Employed & Investor mortgages, practical solutions designed for people whose income or goals don’t fit into the traditional lending box.
Each episode explores loan options like:
- Bank Statement Mortgages
- 1099 Income Loans
- Profit & Loss Programs
- DSCR Loans for Investors
- Alternative & Creative Financing Options
Discover smart mortgage solutions and explore all the options available.
Visit @ https://SEIMortgage.com
for all episodes, articles, tools, and additional resources. NMLS #519138
Episodes
10 episodes
EP.9 - How to Calculate Your Bank Statement Income
In this episode of the SEI Mortgage Podcast, Ryan Marks walks you through exactly how bank statement income loans work and how lenders calculate income using only your bank statements instead of tax returns. You’ll get...
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9:07
EP. 8 - Building Profitable Short Term Rentals From Day One
Short-term rentals can be one of the fastest ways to build cash flow in real estate, if you buy the right property. In this episode of the SEI Mortgage Podcast, we’re joined by special guest LC Beh of Strive Realty, a top...
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48:40
EP. 7 - Pre-approved vs Prequalified: The Biggest Mistake Homebuyers Make
A mortgage preapproval carries real weight, while a prequalification letter often does not, and that difference can determine whether your offer is accepted or ignored.In this episode, Ryan Marks breaks down the critical differences betw...
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11:44
EP. 6 - Access home equity using a NonQM HELOC or HELOAN
If you own a home or investment property, there is a good chance you are sitting on equity you do not even realize you can access. Many homeowners and real estate investors assume equity can only be used through a traditional refinance, but tha...
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15:35
EP. 5 - The Profit and Loss Loan, How 1099 and Self Employed Borrowers Qualify Without Tax Returns
If you're self employed or earning 1099 income, you already know the struggle of qualifying for a mortgage with traditional lenders. Your CPA uses legal write offs to reduce your taxable income, but banks rely on that reduced number to decide w...
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11:53
EP. 4 - Profit and Loss Loan: A Simple Path for the Self Employed
For many self-employed borrowers, tax returns often to a tell a different. Your CPA uses deductions within your legal right to reduce taxable income, but traditional lenders rely on that reduced number to determine your eligibility for a mortga...
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19:15
EP. 3 - The DSCR Loan: The Ultimate Mortgage for Real Estate Investors
If you are building a real estate portfolio, the biggest challenge is often the same. Your personal income has nothing to do with how your investment properties perform. Traditional lenders still want tax returns, pay stubs, and personal debt t...
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24:53
EP. 2 The Bank Statement Loan - Built for the Self-Employed
If you’re self-employed or run your own business, you already know the struggle. Your tax returns never show the full picture, and traditional lenders use taxable income instead of the real deposits flowing into your account.In this epis...
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19:26
EP. 1 - QM vs Non-QM Loans: What Self-Employed Homebuyers Need to Know
If you’re self-employed or building a real estate portfolio, the mortgage world can feel like it was not built for you. Traditional lenders rely on tax returns, W-2s, and outdated underwriting boxes that simply don’t reflect how modern...
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14:49