SEI Mortgage Podcast
SEI Mortgage is the podcast dedicated to helping self-employed borrowers and real estate investors get the financing they need, even when traditional banks say no.
We unpack Self-Employed & Investor mortgages, practical solutions designed for people whose income or goals don’t fit into the traditional lending box.
Each episode explores loan options like:
- Bank Statement Mortgages
- 1099 Income Loans
- Profit & Loss Programs
- DSCR Loans for Investors
- Alternative & Creative Financing Options
Discover smart mortgage solutions and explore all the options available.
Visit @ https://SEIMortgage.com
for all episodes, articles, tools, and additional resources. NMLS #519138
SEI Mortgage Podcast
EP.14 - DSCR Loan Explained: How to Use a DSCR Calculator to Analyze Cash Flow
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Thinking about buying your next rental property? Before you submit an offer, you need to know one thing — will it actually cash flow?
In this episode of the SEI Mortgage Podcast, Ryan Marks walks you step-by-step through how to use the free DSCR calculator on SEIMortgage.com to analyze your investment property before ever speaking to a lender.
If you’re a real estate investor or building a rental portfolio using DSCR loans, this episode shows you how to calculate:
• Debt Service Coverage Ratio (DSCR)
• Monthly mortgage payment vs rental income
• How lenders evaluate DSCR mortgage deals
• What happens if the property doesn’t hit a 1.0 ratio
Unlike traditional mortgages, DSCR loans do not use personal income, tax returns, or debt-to-income ratios. Approval is based primarily on the property’s rental income. That makes this one of the most powerful non-QM mortgage strategies for investors in 2026.
Before you buy your next investment property, run the numbers yourself.
Use the FREE DSCR Calculator (no email required) here:
👉 https://seimortgage.com/dscr-calculator/
Want more strategies on real estate investing, non-QM loans, bank statement loans, and creative mortgage solutions?
Visit: https://seimortgage.com
If you’re serious about scaling your rental portfolio with smart financing, this episode is a must-watch.