Diamond NestEgg
Hello members, supersavers & course fans! It's Jen & Markus, financial advisors, educators & super-supersavers since we were little kids! Everyone's financial journey is different. Learn all about about bonds, equities, real estate, crypto and other alternative assets! How do these investments fit into your financial and retirement journey?
Episodes
93 episodes
Locking In Up To 9.65% In Year 1: What Happens After With A 6-Year Annuity?
Treasuries, agencies, and even an up to 9.65% 1st year “teaser rate” on a multi-year guaranteed annuity (MYGA) - might these be something for you?
NEW: Fidelity’s Up To $100 Fee For Certain ETFs: Will Your ETFs Be More Expensive To Buy?
Fidelity has a new up to $100 service fee to buy certain ETFs on its platform, from June 1, 2026 - how will this impact you, if at all? Will your ETF purchases at Fidelity get more expensive? And do you know how the brokerage firm makes m...
JBBB, JAAA & T-Bills: What's Better? Safer?
JBBB is paying 6.21% with monthly cash payouts at the time of this taping, significantly higher than T-Bills at the moment. Is JBBB safe enough for you? Or might JAAA or the T-Bills be better or safer?
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April, May or October I-Bonds? Plus 5% MYGAs?
These are the last few days to buy April I-Bonds - buy now or wait until May or even October? We'll also talk about the higher-than-expected real yield on this past week's 5-Year TIPS auction, plus whether you can find 5% or higher MYGAs (multi...
Two Must-Dos To Keep Your Annuities & Insurance Safe: The $849 Billion Private Credit Problem
The $849 billion of private credit in annuities and insurance companies have regulators worried - what about you? And what can you do to protect yourself when you buy an annuity, or any other insurance product for that matter?
4.97% From T-Bills: CSHI vs SGOV
3.99% SGOV vs 4.97% CSHI (as of 04/20/2026) TTM returns: which T-Bill ETF may be the better choice for you? CSHI is the NEOS Enhanced Income 1-3 Month T-Bill ETF. Learn how CSHI generates additional returns on T-Bills, how it compares to SGOV a...
Up To 15.04% Potentially From Covered Calls
Up to 15.04% cash distributions on the NASDAQ 100 & up to 12.50% cash distributions on the S&P 500: what is a call option and how does it work, why might an investor trade call options, and what's our perspective on covered call strateg...
I-Bonds: A Must-Buy At New 4.26% Rate Or TIPS Instead?
Our long-awaited I-Bond rate projection for May is finally here! What is our May I-Bond rate projection and would we personally buy now or wait? Who might want to consider the upcoming 5-Year TIPS auction instead? Or perhaps nominal Treasuries?...
Buying Up To 5.634% Government-Guaranteed MBS At Schwab, Fidelity & Vanguard
The highest-yielding government-guaranteed mortgage-backed security (MBS) was paying 5.634% on April 13, 2026 on Schwab's platform. Let's walk through how to buy an MBS from Ginnie Mae in today's video as well as some key items an investor may ...
77% Potential Increase In Social Security With A Single Premium Immediate Annuity (SPIA)?
How to increase your monthly Social Security check by up to 77% potentially with a single premium immediate annuity (SPIA) 👉 that's what we'll be covering in today's video, including the payout option that you should choose to get the pot...
5.518% With US Government Backing? What Are Mortgage-Backed Securities?
A US-government backed bond that pays 5% or even a bit more is what many in our community often ask about & that's what we'll be talking about in today's video:1. What are mortgage-backed securities (or MBS)?2. What are the risks of...
War! What's Safe Now: Cash, Bonds Or Stocks? (By Age)
War is raging in the Middle East: what's safe now & how might you want to invest depending on your age?
Up To 9.1% Annual Cash Flow Guaranteed? Which Annuity Payout Option Pays More?
Guaranteed retirement income at age 55 or older? Let’s walk through how much your safe & predictable monthly check for life might potentially be with a single premium immediate annuity (SPIA), depending on gender, age and other factors....
Private Credit @ 50% Off | 13.94% Forward Dividend Yield On OBDC?
13.94% forward dividend yield on a business development corporation (BDC) and some are paying even more? Might this be a buying opportunity?
100% Guaranteed Income Forever? Bond Ladder vs Single Premium Immediate Annuity
How long will you live & how can annuities help reduce longevity risk? What exactly is a single premium immediate annuity (SPIA), how does it work & is it better for you than a bond ladder? Email jennifer@diamondnestegg.com & we wil...
A "Bank Run" On Private Credit: The $2 Trillion Ticking Time Bomb?
Is private credit really a $2 trillion ticking time bomb for markets? In Part 2 of our Private Credit Mini-Series, we break down the current "run" on private credit funds - from interval funds gating redemptions, to BDCs trading at steep discou...
Private Credit Panic: What's The Secret Behind The Attractive Historical Returns?
Private credit has returned 10.34% on average over the past 5 years, 10.6 percentage points more than investment-grade bonds. What is private credit, how are these returns possible, and what are the risks? Is this the next subprime crisis waiti...
Cut RMDs & Taxes With A Qualified Longevity Annuity Contract? | QLACs 2026
$2,400 to $3,100 every month for life? Let's get to know a unique, not often-talked-about type of annuity that continues to guarantee top payouts right now and it may also help lower your required minimum distributions and taxes - see how much ...
Should You Dump Fidelity? Who Wins? Fidelity, Schwab or Vanguard? | Best Broker 2026
Here’s our take after 30+ years - is Fidelity, Schwab or Vanguard better? Who wins on the lowest fees, the best rates, security, etc. and should you switch? Plus, what should bond investors keep in mind?
7% For 7 Years: S&P Upside, Zero Downside: Fixed Indexed Annuities Explained
Buying the S&P 500 upside with full downside protection via a 7% to 9% fixed indexed annuity (FIA). Learn how FIAs work, the advantages & disadvantages and who might consider buying one.
Treasuries Predicting A Crash? Rare U-Shaped Yield Curve Warning?
Bad financial times have historically coincided with/been preceded by U-shaped yield curves - what we have right now. Is the current U-shaped yield curve an omen for what's to come and should you stop buying 2, 5 and 7-Year Treasury Notes? Plus...
Big Iran Crash Coming? | Stock Market Crashes In War Time
Buy the dip vs protecting your money: does war necessarily mean a market crash? What can we learn from past conflicts? And how can you best protect your money right now?
Up To $2,000 | 15.92% APY Bonus From Morgan Stanley's E-Trade
An up to 15.92% APY-equivalent cash bonus offer from Morgan Stanley that’s FDIC-protected - and their biggest cash offer yet. Is this better than the Marcus by Goldman Sachs cash bonus offer, and what's the catch?
